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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Company Lenders in Georgia
Updated February 6, 2026
Market Overview
50
Total Lenders
105,218
Total Loans
0.43%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | TRAILBLAZER MORTGAGE L.L.C. | Exceptional | Exceptional | Strong | Exceptional | $2,377 | -0.472% | 770 | |
2 | PROVIDENT FUNDING ASSOCIATES, L.P. | Exceptional | Exceptional | Sound | Strong | $1,478 | -0.097% | 719 | |
3 | FBC MORTGAGE, LLC | Exceptional | Strong | Exceptional | Strong | $2,110 | +0.006% | 490 | |
4 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $2,909 | +0.131% | 11,272 | |
5 | VANDERBILT MORTGAGE AND FINANCE, INC. | Strong | Sound | Exceptional | Exceptional | $2,837 | +0.193% | 1,807 | |
6 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Exceptional | $3,013 | -0.016% | 2,166 | |
7 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Exceptional | $2,648 | +0.165% | 1,970 | |
8 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Exceptional | $1,987 | +0.009% | 1,954 | |
9 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Exceptional | $3,505 | +0.286% | 1,526 | |
10 | Capital City Home Loans, LLC | Strong | Sound | Strong | Exceptional | $2,167 | +0.305% | 822 | |
11 | MORTGAGE ASSURANCE, INC. | Strong | Sound | Strong | Exceptional | $2,243 | +0.112% | 562 | |
12 | First Heritage Mortgage, LLC | Strong | Sound | Exceptional | Strong | $2,936 | +0.289% | 512 | |
13 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Strong | $2,805 | +0.214% | 399 | |
14 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $4,205 | +0.286% | 13,981 | |
15 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | $3,676 | +0.426% | 3,242 | |
16 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $2,666 | +0.280% | 2,603 | |
17 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Exceptional | $3,012 | +0.316% | 2,399 | |
18 | BANKSOUTH MORTGAGE COMPANY, LLC | Strong | Acceptable | Exceptional | Exceptional | $4,153 | +0.252% | 2,119 | |
19 | INSPIRE HOME LOANS INC. | Strong | Sound | Strong | Strong | $1,316 | +0.799% | 803 | |
20 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Exceptional | $2,325 | +0.493% | 3,330 | |
21 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Exceptional | $4,060 | +0.556% | 2,044 | |
22 | CANOPY MORTGAGE, LLC | Strong | Acceptable | Strong | Exceptional | $4,537 | +0.366% | 1,308 | |
23 | ZILLOW HOME LOANS, LLC | Strong | Acceptable | Strong | Exceptional | $2,923 | +0.332% | 947 | |
24 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | Strong | Acceptable | Exceptional | Strong | $3,148 | +0.327% | 883 | |
25 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | $2,225 | +0.217% | 725 | |
26 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | $3,683 | +0.464% | 597 | |
27 | FIRST COMMUNITY MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | $3,690 | +0.508% | 585 | |
28 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Sound | Strong | $3,100 | +0.255% | 564 | |
29 | SWBC MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | $1,796 | +0.310% | 506 | |
30 | NFM, INC. | Strong | Acceptable | Exceptional | Strong | $4,429 | +0.646% | 491 | |
31 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | $4,015 | +0.336% | 419 | |
32 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | $3,346 | +0.417% | 383 | |
33 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Sound | Exceptional | $3,041 | +0.463% | 3,205 | |
34 | EVERETT FINANCIAL, INC. | Strong | Mediocre | Exceptional | Exceptional | $5,167 | +0.797% | 1,971 | |
35 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Strong | Strong | $3,905 | +0.496% | 1,101 | |
36 | Prosperity Home Mortgage, LLC | Strong | Acceptable | Strong | Strong | $3,134 | +0.225% | 1,019 | |
37 | LOWER, LLC | Strong | Acceptable | Strong | Strong | $3,392 | +0.449% | 740 | |
38 | KIND LENDING, LLC | Strong | Acceptable | Strong | Strong | $2,569 | +0.398% | 736 | |
39 | Equity Prime Mortgage LLC | Strong | Acceptable | Strong | Strong | $3,687 | +0.875% | 627 | |
40 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Strong | Strong | $3,355 | +0.503% | 599 | |
41 | STOCKTON MORTGAGE CORPORATION | Strong | Acceptable | Strong | Strong | $3,169 | +0.397% | 532 | |
42 | Onward Home Mortgage, LLC | Strong | Acceptable | Sound | Exceptional | $3,641 | +0.302% | 458 | |
43 | THE LOAN STORE, INC. | Strong | Acceptable | Strong | Strong | $2,626 | +0.258% | 451 | |
44 | AMERICAN FINANCIAL NETWORK, INC. | Strong | Acceptable | Strong | Strong | $2,087 | +0.644% | 376 | |
45 | GUARANTEED RATE AFFINITY, LLC | Strong | Acceptable | Strong | Strong | $3,617 | +0.428% | 374 | |
46 | TOWNE MORTGAGE COMPANY | Strong | Acceptable | Strong | Strong | $2,911 | +0.448% | 360 | |
47 | EMM LOANS LLC | Strong | Acceptable | Strong | Strong | $3,174 | +0.469% | 328 | |
48 | PLAZA HOME MORTGAGE, INC. | Strong | Acceptable | Strong | Strong | $3,370 | +0.362% | 310 | |
49 | MORTGAGE SOLUTIONS OF COLORADO, LLC | Strong | Acceptable | Strong | Strong | $1,952 | +0.558% | 286 | |
50 | NEWREZ LLC | Sound | Acceptable | Sound | Strong | $3,041 | +0.339% | 842 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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