🛡️
Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best FHA Mortgage Lenders in Huntsville
Updated February 5, 2026
Market Overview
102
Total Lenders
8,999
Total Loans
0.13%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | DSLD MORTGAGE, LLC | Exceptional | Exceptional | Exceptional | Strong | Exceptional | $133 | -0.529% | 180 | |
2 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $2,703 | -0.033% | 682 | |
3 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $3,455 | -0.192% | 212 | |
4 | VANDERBILT MORTGAGE AND FINANCE, INC. | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $3,179 | -0.291% | 208 | |
5 | GMFS LLC | Exceptional | Strong | Exceptional | Strong | Strong | $2,716 | -0.003% | 161 | |
6 | Cadence Bank | Exceptional | Strong | Exceptional | Strong | Strong | $1,620 | +0.058% | 49 | |
7 | FBC MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Sound | $771 | -0.771% | 43 | |
8 | REDSTONE Federal Credit Union | Exceptional | Strong | Strong | Sound | Exceptional | $1,257 | +0.181% | 400 | |
9 | FirstBank | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,145 | +0.016% | 386 | |
10 | Trustmark National Bank | Exceptional | Sound | Exceptional | Strong | Exceptional | $1,504 | +0.091% | 287 | |
11 | FIRST COLONY MORTGAGE CORPORATION | Exceptional | Sound | Exceptional | Strong | Exceptional | $3,642 | +0.031% | 190 | |
12 | SouthState Bank, National Association | Exceptional | Strong | Strong | Strong | Strong | $2,050 | +0.060% | 133 | |
13 | Synovus Bank | Exceptional | Strong | Strong | Strong | Strong | $2,513 | +0.037% | 109 | |
14 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Sound | Strong | $2,486 | -0.250% | 88 | |
15 | Pinnacle Bank | Exceptional | Strong | Strong | Strong | Strong | $3,650 | -0.054% | 81 | |
16 | LENDLO MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Strong | $2,253 | +0.066% | 48 | |
17 | First Federal Bank, A FSB | Exceptional | Strong | Exceptional | Strong | Sound | $4,073 | +0.008% | 30 | |
18 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,258 | +0.300% | 585 | |
19 | Heritage Mortgage, LLC | Strong | Sound | Strong | Strong | Exceptional | $2,544 | -0.148% | 304 | |
20 | Regions Bank | Strong | Sound | Exceptional | Sound | Exceptional | $2,529 | +0.202% | 194 | |
21 | Renasant Bank | Strong | Sound | Exceptional | Strong | Strong | $2,664 | +0.077% | 90 | |
22 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $4,097 | +0.245% | 78 | |
23 | PLANET HOME LENDING, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,678 | +0.192% | 72 | |
24 | THE LOAN STORE, INC. | Strong | Sound | Exceptional | Strong | Strong | $3,446 | +0.216% | 53 | |
25 | GoodLeap, LLC | Strong | Strong | Exceptional | Sound | Sound | $3,804 | -0.094% | 24 | |
26 | TOWNE MORTGAGE COMPANY | Strong | Sound | Exceptional | Exceptional | Sound | $3,226 | +0.266% | 22 | |
27 | CANOPY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $5,094 | +0.162% | 272 | |
28 | STOCKTON MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,416 | +0.116% | 208 | |
29 | FIRST COMMUNITY MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,823 | +0.055% | 94 | |
30 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,197 | +0.319% | 69 | |
31 | Assurance Financial Group, L.L.C. | Strong | Acceptable | Exceptional | Exceptional | Strong | $4,091 | +0.269% | 68 | |
32 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Exceptional | Strong | $4,336 | +0.218% | 66 | |
33 | PNC Bank, National Association | Strong | Strong | Strong | Sound | Sound | $598 | +0.146% | 38 | |
34 | INSPIRE HOME LOANS INC. | Strong | Sound | Exceptional | Strong | Sound | $857 | +0.630% | 23 | |
35 | Flagstar Bank, N.A. | Strong | Sound | Exceptional | Strong | Sound | $2,553 | +0.208% | 23 | |
36 | KIND LENDING, LLC | Strong | Sound | Exceptional | Strong | Sound | $3,192 | +0.080% | 21 | |
37 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,596 | +0.175% | 152 | |
38 | AMERICAN PORTFOLIO MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $3,582 | +0.252% | 76 | |
39 | NEWREZ LLC | Strong | Sound | Exceptional | Sound | Sound | $3,395 | +0.142% | 38 | |
40 | United Community Bank | Strong | Sound | Strong | Strong | Sound | $1,602 | +0.302% | 28 | |
41 | Hamilton Mortgage Corporation | Strong | Acceptable | Strong | Strong | Strong | $2,250 | +0.179% | 62 | |
42 | VICTORIAN FINANCE, LLC | Strong | Acceptable | Strong | Strong | Strong | $3,620 | +0.582% | 48 | |
43 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $2,097 | +0.108% | 47 | |
44 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,664 | +0.247% | 41 | |
45 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Sound | $3,917 | +0.243% | 36 | |
46 | Synergy One Lending, Inc. | Strong | Acceptable | Exceptional | Strong | Sound | $3,877 | -0.111% | 25 | |
47 | HOMEOWNERS FINANCIAL GROUP USA, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $5,077 | +0.156% | 24 | |
48 | NATIONSTAR MORTGAGE LLC | Strong | Mediocre | Exceptional | Strong | Strong | $2,721 | +0.480% | 80 | |
49 | CARRINGTON MORTGAGE SERVICES, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $3,355 | +0.220% | 25 | |
50 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Acceptable | Exceptional | Sound | Sound | $2,678 | +0.190% | 21 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to find your perfect lender?
Get personalized recommendations based on your specific needs
Huntsville, ALFHA
No credit impact
3-minute process
100% free