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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Company Lenders in Indiana
Updated February 6, 2026
Market Overview
50
Total Lenders
61,048
Total Loans
0.49%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | VICTORY MORTGAGE, L.L.C. | Exceptional | Exceptional | Strong | Strong | $632 | -0.030% | 254 | |
2 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $2,474 | +0.318% | 3,640 | |
3 | VANDERBILT MORTGAGE AND FINANCE, INC. | Strong | Sound | Exceptional | Exceptional | $4,447 | +0.019% | 1,219 | |
4 | MORTGAGE MASTERS OF INDIANA, INC. | Strong | Sound | Exceptional | Exceptional | $1,482 | +0.319% | 801 | |
5 | RUOFF MORTGAGE COMPANY, INC. | Strong | Sound | Strong | Exceptional | $1,831 | +0.432% | 5,510 | |
6 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Exceptional | $2,132 | +0.474% | 1,304 | |
7 | MJW FINANCIAL LLC | Strong | Sound | Strong | Exceptional | $1,611 | +0.383% | 1,221 | |
8 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $3,509 | +0.481% | 6,448 | |
9 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | $2,757 | +0.617% | 2,784 | |
10 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Exceptional | $2,411 | +0.732% | 1,275 | |
11 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Strong | $2,260 | +0.437% | 982 | |
12 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Strong | $3,137 | +0.526% | 811 | |
13 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Strong | $1,142 | +0.031% | 458 | |
14 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Exceptional | $1,559 | +0.604% | 1,700 | |
15 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | $2,505 | +0.468% | 867 | |
16 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | $2,851 | +0.832% | 641 | |
17 | FIRST COMMUNITY MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | $3,283 | +0.618% | 551 | |
18 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | $2,036 | +0.626% | 549 | |
19 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | $2,778 | +0.662% | 475 | |
20 | GoodLeap, LLC | Strong | Sound | Sound | Strong | $3,691 | +0.156% | 430 | |
21 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Sound | Strong | $1,431 | +0.237% | 277 | |
22 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | $2,835 | +0.632% | 233 | |
23 | AMERIHOME MORTGAGE COMPANY, LLC | Strong | Sound | Sound | Strong | $2,310 | +0.460% | 191 | |
24 | GVC MORTGAGE, INC. | Strong | Mediocre | Exceptional | Exceptional | $3,110 | +0.547% | 3,045 | |
25 | HALLMARK HOME MORTGAGE, LLC | Strong | Mediocre | Exceptional | Exceptional | $2,559 | +0.644% | 1,542 | |
26 | NEWREZ LLC | Strong | Acceptable | Sound | Exceptional | $1,955 | +0.523% | 1,431 | |
27 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | $3,158 | +0.696% | 1,396 | |
28 | STOCKTON MORTGAGE CORPORATION | Strong | Acceptable | Strong | Strong | $2,095 | +0.556% | 653 | |
29 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Strong | Strong | $3,205 | +0.544% | 583 | |
30 | AMERICAN FINANCIAL NETWORK, INC. | Strong | Acceptable | Strong | Strong | $1,733 | +0.746% | 442 | |
31 | M/I FINANCIAL, LLC | Strong | Acceptable | Strong | Strong | $6,197 | -0.533% | 414 | |
32 | PLAZA HOME MORTGAGE, INC. | Strong | Acceptable | Strong | Strong | $1,401 | +0.553% | 322 | |
33 | Prosperity Home Mortgage, LLC | Strong | Acceptable | Strong | Strong | $2,188 | +0.387% | 318 | |
34 | LOWER, LLC | Strong | Acceptable | Strong | Strong | $1,743 | +0.514% | 312 | |
35 | HOWARD HANNA FINANCIAL SERVICES, INC. | Strong | Acceptable | Strong | Strong | $2,203 | +0.378% | 289 | |
36 | Equity Prime Mortgage LLC | Strong | Acceptable | Strong | Strong | $3,018 | +0.836% | 256 | |
37 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | Strong | Acceptable | Strong | Strong | $2,726 | +0.408% | 240 | |
38 | THE LOAN STORE, INC. | Strong | Acceptable | Strong | Strong | $1,679 | +0.378% | 230 | |
39 | ZILLOW HOME LOANS, LLC | Strong | Acceptable | Strong | Strong | $2,555 | +0.751% | 203 | |
40 | NEW AMERICAN FUNDING, LLC | Sound | Acceptable | Sound | Strong | $3,201 | +0.791% | 704 | |
41 | CARRINGTON MORTGAGE SERVICES, LLC | Sound | Acceptable | Sound | Strong | $3,879 | +0.402% | 428 | |
42 | GENEVA FINANCIAL, LLC | Sound | Mediocre | Exceptional | Strong | $2,771 | +0.790% | 340 | |
43 | DIRECT MORTGAGE LOANS, LLC | Sound | Mediocre | Exceptional | Strong | $4,528 | +0.770% | 288 | |
44 | AMERICAN PACIFIC MORTGAGE CORPORATION | Sound | Mediocre | Exceptional | Strong | $3,960 | +0.772% | 283 | |
45 | DIAMOND RESIDENTIAL MORTGAGE CORPORATION | Sound | Mediocre | Strong | Strong | $3,095 | +0.725% | 501 | |
46 | ROYAL UNITED MORTGAGE LLC | Sound | Mediocre | Strong | Strong | $2,380 | +0.832% | 439 | |
47 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | Sound | Mediocre | Strong | Strong | $3,008 | +0.555% | 426 | |
48 | CHURCHILL MORTGAGE CORPORATION | Sound | Mediocre | Strong | Strong | $3,059 | +0.520% | 268 | |
49 | Luminate Home Loans, Inc. | Sound | Mediocre | Strong | Strong | $2,893 | +0.875% | 254 | |
50 | CALCON MUTUAL MORTGAGE LLC | Sound | Mediocre | Sound | Strong | $2,822 | +0.628% | 482 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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