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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Lenders in Nevada
Updated February 6, 2026
Market Overview
223
Total Lenders
39,684
Total Loans
0.37%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | U.S. Bank National Association | Exceptional | Strong | Exceptional | Strong | Exceptional | $1,303 | +0.041% | 615 | |
2 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Exceptional | Sound | Strong | $860 | -0.518% | 394 | |
3 | Bank of America, National Association | Exceptional | Strong | Exceptional | Strong | Strong | $1,927 | -0.099% | 239 | |
4 | NBKC BANK | Exceptional | Exceptional | Strong | Sound | Strong | $748 | -0.239% | 122 | |
5 | LOANDEPOT.COM, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $3,492 | +0.108% | 1,023 | |
6 | JPMorgan Chase Bank, National Association | Exceptional | Sound | Exceptional | Strong | Exceptional | $3,097 | +0.140% | 637 | |
7 | Wells Fargo Bank, National Association | Exceptional | Strong | Exceptional | Sound | Strong | $2,089 | +0.047% | 424 | |
8 | Zions Bancorporation, N.A. | Exceptional | Strong | Strong | Sound | Exceptional | $1,525 | -0.098% | 375 | |
9 | UNITED FEDERAL CREDIT UNION | Exceptional | Strong | Strong | Strong | Strong | $2,640 | +0.000% | 122 | |
10 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,607 | +0.232% | 3,738 | |
11 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,641 | +0.206% | 2,532 | |
12 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Exceptional | $3,202 | +0.198% | 763 | |
13 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Strong | Strong | Sound | Strong | $3,015 | +0.152% | 277 | |
14 | ONE NEVADA CREDIT UNION | Strong | Strong | Sound | Sound | Exceptional | $1,755 | -0.262% | 235 | |
15 | BAY EQUITY LLC | Strong | Sound | Exceptional | Strong | Strong | $2,087 | +0.270% | 123 | |
16 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $4,429 | +0.368% | 2,854 | |
17 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $4,492 | +0.605% | 876 | |
18 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,739 | +0.414% | 665 | |
19 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $4,085 | +0.545% | 580 | |
20 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,989 | +0.366% | 531 | |
21 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | Exceptional | $3,277 | +0.144% | 527 | |
22 | GREATER NEVADA LLC | Strong | Sound | Sound | Strong | Exceptional | $2,464 | -0.270% | 204 | |
23 | Nations Lending Corporation | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,612 | +0.263% | 153 | |
24 | General Mortgage Capital Corporation | Strong | Sound | Strong | Strong | Strong | $3,406 | +0.270% | 81 | |
25 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Exceptional | $4,631 | +0.429% | 811 | |
26 | INSPIRE HOME LOANS INC. | Strong | Acceptable | Strong | Strong | Exceptional | $2,024 | +0.712% | 490 | |
27 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $4,379 | +0.651% | 462 | |
28 | THE LOAN STORE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $3,142 | +0.340% | 345 | |
29 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Strong | $4,611 | +0.541% | 279 | |
30 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $4,418 | +0.383% | 238 | |
31 | Plains Commerce Bank | Strong | Acceptable | Exceptional | Strong | Strong | $3,502 | +0.210% | 219 | |
32 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Exceptional | Strong | Strong | $3,865 | +0.491% | 217 | |
33 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | Strong | $3,557 | +0.389% | 214 | |
34 | KIND LENDING, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,723 | +0.476% | 194 | |
35 | AMERICAN FINANCIAL NETWORK, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $3,848 | +0.542% | 160 | |
36 | Prosperity Home Mortgage, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,881 | +0.207% | 155 | |
37 | NOVA FINANCIAL & INVESTMENT CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $3,629 | +0.316% | 154 | |
38 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $4,477 | +0.284% | 142 | |
39 | GoodLeap, LLC | Strong | Sound | Strong | Sound | Strong | $5,086 | -0.282% | 142 | |
40 | Flagstar Bank, N.A. | Strong | Acceptable | Exceptional | Strong | Strong | $2,954 | +0.374% | 140 | |
41 | AMERICA FIRST Federal Credit Union | Strong | Sound | Strong | Sound | Strong | $2,024 | +0.199% | 126 | |
42 | ALLIED MORTGAGE GROUP, INC. | Strong | Sound | Strong | Sound | Strong | $5,109 | +0.466% | 123 | |
43 | Sierra Pacific Mortgage Company, Inc. | Strong | Acceptable | Exceptional | Strong | Strong | $3,055 | +0.244% | 93 | |
44 | FIRST COLONY MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $2,695 | +0.105% | 92 | |
45 | Mountain America Federal Credit Union | Strong | Sound | Strong | Sound | Strong | $3,058 | -0.042% | 91 | |
46 | PRIMARY RESIDENTIAL MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $4,958 | +0.439% | 87 | |
47 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | Strong | Mediocre | Exceptional | Strong | Exceptional | $4,906 | +0.400% | 393 | |
48 | CANOPY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $4,729 | +0.329% | 211 | |
49 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Strong | $2,766 | +0.412% | 177 | |
50 | MASON MCDUFFIE MORTGAGE CORPORATION | Strong | Acceptable | Strong | Strong | Strong | $3,753 | +0.456% | 114 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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