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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Lenders in Nevada
Updated February 6, 2026
Market Overview
223
Total Lenders
39,684
Total Loans
0.37%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | ONE NEVADA CREDIT UNION | Exceptional | Exceptional | Strong | Exceptional | $1,755 | -0.262% | 235 | |
2 | U.S. Bank National Association | Exceptional | Strong | Strong | Exceptional | $1,303 | +0.041% | 615 | |
3 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Sound | Strong | $860 | -0.518% | 394 | |
4 | FBC MORTGAGE, LLC | Exceptional | Strong | Exceptional | Strong | $2,666 | +0.375% | 199 | |
5 | NBKC BANK | Exceptional | Exceptional | Sound | Strong | $748 | -0.239% | 122 | |
6 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $3,607 | +0.232% | 3,738 | |
7 | Zions Bancorporation, N.A. | Strong | Strong | Sound | Exceptional | $1,525 | -0.098% | 375 | |
8 | Bank of America, National Association | Strong | Strong | Strong | Strong | $1,927 | -0.099% | 239 | |
9 | UNITED FEDERAL CREDIT UNION | Strong | Strong | Strong | Strong | $2,640 | +0.000% | 122 | |
10 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Exceptional | $3,492 | +0.108% | 1,023 | |
11 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Exceptional | $3,202 | +0.198% | 763 | |
12 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Exceptional | $3,739 | +0.414% | 665 | |
13 | JPMorgan Chase Bank, National Association | Strong | Sound | Strong | Exceptional | $3,097 | +0.140% | 637 | |
14 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Exceptional | $3,277 | +0.144% | 527 | |
15 | INSPIRE HOME LOANS INC. | Strong | Sound | Strong | Exceptional | $2,024 | +0.712% | 490 | |
16 | Wells Fargo Bank, National Association | Strong | Strong | Sound | Strong | $2,089 | +0.047% | 424 | |
17 | GREATER NEVADA LLC | Strong | Sound | Strong | Exceptional | $2,464 | -0.270% | 204 | |
18 | CLARK COUNTY CREDIT UNION | Strong | Strong | Sound | Strong | $2,754 | +0.037% | 116 | |
19 | FIRST COLONY MORTGAGE CORPORATION | Strong | Sound | Exceptional | Strong | $2,695 | +0.105% | 92 | |
20 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Exceptional | $4,429 | +0.368% | 2,854 | |
21 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $4,641 | +0.206% | 2,532 | |
22 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $4,085 | +0.545% | 580 | |
23 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | $3,989 | +0.366% | 531 | |
24 | BAY EQUITY LLC | Strong | Sound | Strong | Strong | $2,087 | +0.270% | 123 | |
25 | ALLIED MORTGAGE GROUP, INC. | Strong | Sound | Strong | Strong | $5,109 | +0.466% | 123 | |
26 | General Mortgage Capital Corporation | Strong | Sound | Strong | Strong | $3,406 | +0.270% | 81 | |
27 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Exceptional | $4,492 | +0.605% | 876 | |
28 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | $4,379 | +0.651% | 462 | |
29 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | $4,611 | +0.541% | 279 | |
30 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Sound | Strong | $3,015 | +0.152% | 277 | |
31 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | $3,557 | +0.389% | 214 | |
32 | NOVA FINANCIAL & INVESTMENT CORPORATION | Strong | Acceptable | Exceptional | Strong | $3,629 | +0.316% | 154 | |
33 | Nations Lending Corporation | Strong | Acceptable | Exceptional | Strong | $2,612 | +0.263% | 153 | |
34 | GoodLeap, LLC | Strong | Sound | Sound | Strong | $5,086 | -0.282% | 142 | |
35 | USAA Federal Savings Bank | Strong | Sound | Sound | Strong | $1,976 | -0.121% | 133 | |
36 | AMERICA FIRST Federal Credit Union | Strong | Sound | Sound | Strong | $2,024 | +0.199% | 126 | |
37 | Mountain America Federal Credit Union | Strong | Sound | Sound | Strong | $3,058 | -0.042% | 91 | |
38 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Strong | $4,565 | +0.717% | 529 | |
39 | THE LOAN STORE, INC. | Strong | Acceptable | Strong | Strong | $3,142 | +0.340% | 345 | |
40 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Strong | Strong | $4,418 | +0.383% | 238 | |
41 | Plains Commerce Bank | Strong | Acceptable | Strong | Strong | $3,502 | +0.210% | 219 | |
42 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Strong | Strong | $3,865 | +0.491% | 217 | |
43 | CANOPY MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | $4,729 | +0.329% | 211 | |
44 | OCMBC, INC. | Strong | Acceptable | Strong | Strong | $4,116 | +0.931% | 197 | |
45 | KIND LENDING, LLC | Strong | Acceptable | Strong | Strong | $2,723 | +0.476% | 194 | |
46 | ZILLOW HOME LOANS, LLC | Strong | Acceptable | Strong | Strong | $2,998 | +0.414% | 170 | |
47 | AMERICAN FINANCIAL NETWORK, INC. | Strong | Acceptable | Strong | Strong | $3,848 | +0.542% | 160 | |
48 | Prosperity Home Mortgage, LLC | Strong | Acceptable | Strong | Strong | $3,881 | +0.207% | 155 | |
49 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | Strong | Acceptable | Strong | Strong | $4,477 | +0.284% | 142 | |
50 | Flagstar Bank, N.A. | Strong | Acceptable | Strong | Strong | $2,954 | +0.374% | 140 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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