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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best FHA Mortgage Lenders in Nevada
Updated February 6, 2026
Market Overview
223
Total Lenders
39,684
Total Loans
0.37%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | ONE NEVADA CREDIT UNION | Exceptional | Exceptional | Strong | Strong | Exceptional | $1,755 | -0.262% | 235 | |
2 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Exceptional | $3,277 | +0.144% | 527 | |
3 | FBC MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Strong | $2,666 | +0.375% | 199 | |
4 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $3,607 | +0.232% | 3,738 | |
5 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Sound | Exceptional | $3,202 | +0.198% | 763 | |
6 | U.S. Bank National Association | Exceptional | Strong | Exceptional | Sound | Exceptional | $1,303 | +0.041% | 615 | |
7 | Zions Bancorporation, N.A. | Exceptional | Exceptional | Sound | Sound | Exceptional | $1,525 | -0.098% | 375 | |
8 | Prosperity Home Mortgage, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $3,881 | +0.207% | 155 | |
9 | NBKC BANK | Exceptional | Exceptional | Strong | Sound | Strong | $748 | -0.239% | 122 | |
10 | LOANDEPOT.COM, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $3,492 | +0.108% | 1,023 | |
11 | INSPIRE HOME LOANS INC. | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,024 | +0.712% | 490 | |
12 | GoodLeap, LLC | Exceptional | Strong | Exceptional | Sound | Strong | $5,086 | -0.282% | 142 | |
13 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,641 | +0.206% | 2,532 | |
14 | THE LOAN STORE, INC. | Strong | Sound | Exceptional | Strong | Strong | $3,142 | +0.340% | 345 | |
15 | Plains Commerce Bank | Strong | Sound | Exceptional | Strong | Strong | $3,502 | +0.210% | 219 | |
16 | KIND LENDING, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,723 | +0.476% | 194 | |
17 | NOVA FINANCIAL & INVESTMENT CORPORATION | Strong | Sound | Exceptional | Strong | Strong | $3,629 | +0.316% | 154 | |
18 | Flagstar Bank, N.A. | Strong | Sound | Exceptional | Strong | Strong | $2,954 | +0.374% | 140 | |
19 | ALLIED MORTGAGE GROUP, INC. | Strong | Sound | Exceptional | Strong | Strong | $5,109 | +0.466% | 123 | |
20 | UNITED FEDERAL CREDIT UNION | Strong | Strong | Strong | Sound | Strong | $2,640 | +0.000% | 122 | |
21 | FIRST COLONY MORTGAGE CORPORATION | Strong | Sound | Exceptional | Strong | Strong | $2,695 | +0.105% | 92 | |
22 | Mountain America Federal Credit Union | Strong | Strong | Strong | Sound | Strong | $3,058 | -0.042% | 91 | |
23 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $4,429 | +0.368% | 2,854 | |
24 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,739 | +0.414% | 665 | |
25 | JPMorgan Chase Bank, National Association | Strong | Sound | Strong | Sound | Exceptional | $3,097 | +0.140% | 637 | |
26 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $4,085 | +0.545% | 580 | |
27 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,989 | +0.366% | 531 | |
28 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Strong | $4,379 | +0.651% | 462 | |
29 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,557 | +0.389% | 214 | |
30 | GREATER NEVADA LLC | Strong | Sound | Sound | Strong | Exceptional | $2,464 | -0.270% | 204 | |
31 | MORIA DEVELOPMENT, INC. | Strong | Acceptable | Exceptional | Exceptional | Strong | $4,811 | +0.984% | 187 | |
32 | NEWREZ LLC | Strong | Sound | Exceptional | Sound | Strong | $2,766 | +0.412% | 177 | |
33 | Nations Lending Corporation | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,612 | +0.263% | 153 | |
34 | CLARK COUNTY CREDIT UNION | Strong | Strong | Sound | Sound | Strong | $2,754 | +0.037% | 116 | |
35 | Wells Fargo Bank, National Association | Strong | Sound | Strong | Sound | Strong | $2,089 | +0.047% | 424 | |
36 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | Strong | Mediocre | Exceptional | Exceptional | Exceptional | $4,906 | +0.400% | 393 | |
37 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Strong | $4,611 | +0.541% | 279 | |
38 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Exceptional | Strong | Strong | $3,865 | +0.491% | 217 | |
39 | CANOPY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $4,729 | +0.329% | 211 | |
40 | OCMBC, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $4,116 | +0.931% | 197 | |
41 | ZILLOW HOME LOANS, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,998 | +0.414% | 170 | |
42 | AMERICAN FINANCIAL NETWORK, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $3,848 | +0.542% | 160 | |
43 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $4,477 | +0.284% | 142 | |
44 | BAY EQUITY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,087 | +0.270% | 123 | |
45 | Sierra Pacific Mortgage Company, Inc. | Strong | Acceptable | Exceptional | Strong | Strong | $3,055 | +0.244% | 93 | |
46 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $4,565 | +0.717% | 529 | |
47 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Acceptable | Exceptional | Sound | Strong | $3,015 | +0.152% | 277 | |
48 | MASON MCDUFFIE MORTGAGE CORPORATION | Strong | Acceptable | Strong | Strong | Strong | $3,753 | +0.456% | 114 | |
49 | The Federal Savings Bank | Strong | Acceptable | Exceptional | Sound | Strong | $5,382 | +0.715% | 95 | |
50 | TJC Mortgage, Inc. | Strong | Acceptable | Strong | Strong | Strong | $4,492 | +0.275% | 91 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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