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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best VA Mortgage Company Lenders in Oregon
Updated February 6, 2026
Market Overview
50
Total Lenders
41,901
Total Loans
0.26%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Exceptional | $3,243 | +0.099% | 3,302 | |
2 | CMG MORTGAGE, INC. | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $3,195 | +0.193% | 1,157 | |
3 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $2,201 | +0.127% | 542 | |
4 | GUARANTEED RATE, INC. | Exceptional | Strong | Exceptional | Strong | Strong | $3,428 | +0.177% | 512 | |
5 | KIND LENDING, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $3,211 | +0.270% | 418 | |
6 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $2,479 | -0.023% | 362 | |
7 | AMERICAN FINANCIAL NETWORK, INC. | Exceptional | Strong | Exceptional | Strong | Strong | -$300 | +0.449% | 98 | |
8 | NEWREZ LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,879 | +0.284% | 819 | |
9 | LOANDEPOT.COM, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $3,927 | +0.236% | 753 | |
10 | MOVEMENT MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Strong | $4,322 | +0.442% | 636 | |
11 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Exceptional | Sound | Exceptional | Exceptional | Strong | $4,487 | +0.358% | 179 | |
12 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Exceptional | Sound | Exceptional | Exceptional | Strong | $2,086 | +0.312% | 123 | |
13 | RESICENTRAL, LLC | Exceptional | Strong | Strong | Strong | Strong | $2,277 | +0.093% | 89 | |
14 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,190 | +0.178% | 2,353 | |
15 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,826 | +0.411% | 909 | |
16 | THE LOAN STORE, INC. | Strong | Sound | Exceptional | Strong | Strong | $3,445 | +0.201% | 515 | |
17 | PLAZA HOME MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Strong | $3,636 | +0.210% | 321 | |
18 | Paramount Residential Mortgage Group, Inc. | Strong | Sound | Exceptional | Strong | Strong | $3,645 | +0.491% | 228 | |
19 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Strong | $3,055 | +0.234% | 187 | |
20 | SAMMAMISH MORTGAGE COMPANY | Strong | Strong | Strong | Sound | Strong | $1,686 | -0.122% | 111 | |
21 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $4,661 | +0.290% | 3,081 | |
22 | NATIONS DIRECT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,060 | +0.214% | 1,166 | |
23 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $5,136 | +0.473% | 973 | |
24 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $1,718 | +0.322% | 528 | |
25 | Sierra Pacific Mortgage Company, Inc. | Strong | Acceptable | Exceptional | Strong | Strong | $3,646 | +0.094% | 367 | |
26 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | Strong | $3,709 | +0.514% | 345 | |
27 | BAY EQUITY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $4,409 | +0.113% | 225 | |
28 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,230 | +0.266% | 190 | |
29 | GOLDEN EMPIRE MORTGAGE, INC. | Strong | Acceptable | Strong | Exceptional | Strong | $5,540 | +0.615% | 102 | |
30 | V.I.P. MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $3,118 | +0.146% | 89 | |
31 | SUMMIT FUNDING, INC. | Strong | Mediocre | Exceptional | Strong | Exceptional | $5,739 | +0.581% | 681 | |
32 | AMERICAN PACIFIC MORTGAGE CORPORATION | Strong | Mediocre | Exceptional | Strong | Exceptional | $5,114 | +0.485% | 570 | |
33 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | Strong | Mediocre | Exceptional | Exceptional | Strong | $5,272 | +0.532% | 384 | |
34 | Synergy One Lending, Inc. | Strong | Acceptable | Strong | Strong | Strong | $4,894 | +0.357% | 309 | |
35 | ZILLOW HOME LOANS, LLC | Strong | Acceptable | Strong | Strong | Strong | $4,012 | +0.177% | 227 | |
36 | Nations Lending Corporation | Strong | Mediocre | Exceptional | Exceptional | Strong | $2,777 | +0.246% | 222 | |
37 | LPMC, LLC | Strong | Acceptable | Sound | Strong | Exceptional | $3,801 | +0.346% | 212 | |
38 | ENVOY MORTGAGE, LTD | Strong | Acceptable | Exceptional | Sound | Strong | $3,418 | +0.237% | 104 | |
39 | MORTGAGE EXPRESS, LLC | Strong | Mediocre | Strong | Strong | Exceptional | $3,873 | +0.386% | 964 | |
40 | PACIFIC RESIDENTIAL MORTGAGE, LLC | Strong | Mediocre | Strong | Strong | Exceptional | $5,191 | +0.391% | 428 | |
41 | SUMMIT MORTGAGE CORPORATION | Strong | Acceptable | Strong | Sound | Strong | $3,404 | +0.238% | 217 | |
42 | CANOPY MORTGAGE, LLC | Strong | Mediocre | Exceptional | Strong | Strong | $4,460 | +0.358% | 188 | |
43 | PREMIER MORTGAGE RESOURCES, L.L.C. | Strong | Mediocre | Exceptional | Strong | Strong | $4,386 | +0.414% | 150 | |
44 | NEW AMERICAN FUNDING, LLC | Sound | Mediocre | Exceptional | Sound | Strong | $3,236 | +0.530% | 308 | |
45 | CHURCHILL MORTGAGE CORPORATION | Sound | Mediocre | Strong | Strong | Strong | $4,576 | +0.479% | 231 | |
46 | MASON MCDUFFIE MORTGAGE CORPORATION | Sound | Mediocre | Strong | Strong | Strong | $3,151 | +0.327% | 174 | |
47 | Luminate Home Loans, Inc. | Sound | Mediocre | Strong | Strong | Strong | $5,713 | +0.592% | 169 | |
48 | Commerce Home Mortgage, Inc. | Sound | Mediocre | Strong | Strong | Strong | $4,238 | +0.415% | 97 | |
49 | PANORAMA MORTGAGE GROUP, LLC | Sound | Mediocre | Strong | Sound | Strong | $5,269 | +0.473% | 232 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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