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Safe Rate's TrueRank Guarantee

Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best Conventional Mortgage Lenders in Alaska

Updated February 6, 2026

Market Overview

64
Total Lenders
7,238
Total Loans
0.14%
Median Rate Spread
RankLenderOverallPricingProductPull ThroughPlaceAvg FeesSpreadVolumeAction
1
Global Federal Credit Union
Exceptional
Strong
Exceptional
Strong
Exceptional
$1,581+0.097%1,017
2
NAVY FEDERAL CREDIT UNION
Exceptional
Exceptional
Exceptional
Sound
Strong
$793-0.567%100
3
RESIDENTIAL MORTGAGE, LLC
Exceptional
Sound
Exceptional
Strong
Exceptional
$2,934+0.072%1,318
4
CREDIT UNION 1 Credit Union
Exceptional
Exceptional
Sound
Sound
Strong
$2,590-0.196%110
5
Wells Fargo Bank, National Association
Exceptional
Strong
Exceptional
Sound
Strong
$2,917+0.236%97
6
NBKC BANK
Exceptional
Exceptional
Strong
Sound
Sound
$1,097-0.233%59
7
KeyBank National Association
Exceptional
Strong
Exceptional
Strong
Sound
$2,733+0.112%27
8
LOANDEPOT.COM, LLC
Strong
Sound
Exceptional
Strong
Strong
$4,213+0.360%141
9
ROCKET MORTGAGE, LLC
Strong
Acceptable
Exceptional
Exceptional
Strong
$4,539+0.359%409
10
UNITED WHOLESALE MORTGAGE, LLC
Strong
Acceptable
Exceptional
Exceptional
Strong
$3,482+0.095%260
11
NuVision Federal Credit Union
Strong
Strong
Sound
Sound
Strong
$3,226-0.087%71
12
ARK-LA-TEX FINANCIAL SERVICES, LLC.
Strong
Sound
Exceptional
Strong
Sound
$2,072+0.199%50
13
PLAZA HOME MORTGAGE, INC.
Strong
Sound
Exceptional
Strong
Sound
$4,202-0.013%25
14
NEWREZ LLC
Strong
Acceptable
Exceptional
Sound
Exceptional
$2,557+0.310%713
15
MOVEMENT MORTGAGE, LLC
Strong
Acceptable
Exceptional
Strong
Strong
$4,635+0.068%248
16
THE LOAN STORE, INC.
Strong
Acceptable
Exceptional
Strong
Strong
$2,875+0.089%184
17
PRIMELENDING, A PLAINSCAPITAL COMPANY
Strong
Acceptable
Exceptional
Strong
Strong
$5,181-0.055%177
18
GUARANTEED RATE, INC.
Strong
Acceptable
Exceptional
Strong
Strong
$3,057+0.229%138
19
GUILD MORTGAGE COMPANY LLC
Strong
Acceptable
Exceptional
Strong
Strong
$4,117-0.016%119
20
PRIMARY RESIDENTIAL MORTGAGE, INC.
Strong
Acceptable
Exceptional
Strong
Strong
$4,484+0.113%85
21
PENNYMAC LOAN SERVICES, LLC
Strong
Sound
Exceptional
Sound
Sound
$1,952-0.382%45
22
USAA Federal Savings Bank
Strong
Sound
Strong
Acceptable
Strong
$2,344-0.204%98
23
CANOPY MORTGAGE, LLC
Strong
Acceptable
Exceptional
Sound
Strong
$4,589+0.035%88
24
FREEDOM MORTGAGE CORPORATION
Strong
Sound
Strong
Sound
Sound
$5,652-0.096%66
25
CROSSCOUNTRY MORTGAGE, LLC
Strong
Acceptable
Exceptional
Strong
Sound
$2,459+0.083%63
26
Flagstar Bank, N.A.
Strong
Acceptable
Exceptional
Strong
Sound
$2,580+0.120%42
27
Plains Commerce Bank
Strong
Acceptable
Exceptional
Strong
Sound
$3,438+0.206%36
28
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Strong
Acceptable
Exceptional
Strong
Sound
$4,486+0.341%36
29
CMG MORTGAGE, INC.
Strong
Acceptable
Exceptional
Strong
Sound
$4,086+0.274%35
30
NATIONSTAR MORTGAGE LLC
Strong
Acceptable
Exceptional
Strong
Sound
$3,213+0.339%32
31
Paramount Residential Mortgage Group, Inc.
Strong
Acceptable
Exceptional
Strong
Sound
$4,133+0.344%24
32
KIND LENDING, LLC
Strong
Acceptable
Exceptional
Strong
Sound
$3,829+0.280%24
33
MEMBER FIRST MORTGAGE, LLC
Strong
Sound
Strong
Sound
Sound
$3,068+0.173%16
34
Mortgage Research Center, LLC
Strong
Acceptable
Strong
Sound
Strong
$676+0.450%331
35
CORNERSTONE CAPITAL BANK, SSB
Strong
Mediocre
Exceptional
Strong
Strong
$4,793+0.074%199
36
HOMEOWNERS FINANCIAL GROUP USA, LLC
Strong
Acceptable
Strong
Strong
Sound
$4,313-0.027%45
37
NEW AMERICAN FUNDING, LLC
Strong
Acceptable
Exceptional
Sound
Sound
$3,003+0.409%38
38
First National Bank Alaska
Sound
Acceptable
Sound
Sound
Strong
$4,772+0.015%152
39
CHURCHILL MORTGAGE CORPORATION
Sound
Mediocre
Exceptional
Strong
Sound
$4,690+0.449%28
40
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC
Sound
Mediocre
Exceptional
Strong
Sound
$2,792+0.286%24
41
ZILLOW HOME LOANS, LLC
Sound
Acceptable
Strong
Sound
Sound
$3,052+0.418%15
42
GENEVA FINANCIAL, LLC
Sound
Mediocre
Strong
Strong
Sound
$6,138+0.445%50
43
MATANUSKA VALLEY FEDERAL CREDIT UNION
Sound
Acceptable
Acceptable
Acceptable
Strong
$2,086+0.484%44
44
TRUE NORTH FEDERAL CREDIT UNION
Sound
Acceptable
Acceptable
Acceptable
Strong
$4,061+0.239%33
45
AMERISAVE MORTGAGE CORPORATION
Sound
Mediocre
Strong
Acceptable
Sound
$3,908+0.813%23

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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