Safe Rate Rankings

Best Conventional Mortgage Lenders in Anchorage

Updated May 26, 2026

⚖️ The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.

🛡️ No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

📊 HMDA 2024Built using publicly available originated loan data from the federal government.

🎯 Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.

Market

Total Lenders54

Total Loans4,795

Median Rate Spread0.13%

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Rank	Lender	Overall	Pricing	Product	Pull Through	Place	Avg Fees	Rate Spread	# of Loans
1	Global Federal Credit UnionCredit Union	Exceptional	Strong	Exceptional	Strong	Exceptional	$1,710Fees	0.038%Above	674
2	NAVY FEDERAL CREDIT UNIONCredit Union	Exceptional	Exceptional	Exceptional	Sound	Sound	$767Fees	0.622%Below	59
3	RESIDENTIAL MORTGAGE, LLCIndependent Mortgage Company	Exceptional	Sound	Exceptional	Strong	Exceptional	$3,050Fees	0.033%Above	1,032
4	CREDIT UNION 1 Credit UnionCredit Union	Exceptional	Exceptional	Sound	Sound	Strong	$2,723Fees	0.220%Below	79
5	NBKC BANKBank	Exceptional	Exceptional	Strong	Sound	Sound	$1,125Fees	0.179%Below	35
6	KeyBank National AssociationBank	Exceptional	Strong	Exceptional	Strong	Sound	$2,848Fees	0.176%Above	16
7	Premia Mortgage, LLC DBA Premia Relocation MortgageIndependent Mortgage Company	Exceptional	Exceptional	Strong	Sound	Sound	$571Fees	0.162%Below	13
8	LOANDEPOT.COM, LLCIndependent Mortgage Company	Strong	Sound	Exceptional	Strong	Strong	$4,638Fees	0.309%Above	85
9	Wells Fargo Bank, National AssociationBank	Strong	Strong	Exceptional	Sound	Sound	$2,751Fees	0.129%Above	54
10	ROCKET MORTGAGE, LLCIndependent Mortgage Company	Strong	Acceptable	Exceptional	Exceptional	Strong	$4,417Fees	0.301%Above	261
11	UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company	Strong	Acceptable	Exceptional	Exceptional	Strong	$3,473Fees	0.130%Above	230
12	NuVision Federal Credit UnionCredit Union	Strong	Strong	Sound	Sound	Strong	$3,202Fees	0.076%Below	58
13	ARK-LA-TEX FINANCIAL SERVICES, LLC.Independent Mortgage Company	Strong	Sound	Exceptional	Strong	Sound	$2,181Fees	0.169%Above	46
14	PLAZA HOME MORTGAGE, INC.Independent Mortgage Company	Strong	Sound	Exceptional	Strong	Sound	$4,941Fees	0.075%Above	15
15	NEWREZ LLCIndependent Mortgage Company	Strong	Acceptable	Exceptional	Sound	Exceptional	$2,772Fees	0.295%Above	410
16	MOVEMENT MORTGAGE, LLCIndependent Mortgage Company	Strong	Acceptable	Exceptional	Strong	Strong	$4,251Fees	0.080%Above	182
17	THE LOAN STORE, INC.Independent Mortgage Company	Strong	Acceptable	Exceptional	Strong	Strong	$2,962Fees	0.068%Above	123
18	PRIMELENDING, A PLAINSCAPITAL COMPANYIndependent Mortgage Company	Strong	Acceptable	Exceptional	Strong	Strong	$5,224Fees	0.130%Below	123
19	GUARANTEED RATE, INC.Independent Mortgage Company	Strong	Acceptable	Exceptional	Strong	Strong	$3,059Fees	0.114%Above	91
20	PRIMARY RESIDENTIAL MORTGAGE, INC.Independent Mortgage Company	Strong	Acceptable	Exceptional	Strong	Strong	$4,445Fees	0.141%Above	78
21	PENNYMAC LOAN SERVICES, LLCIndependent Mortgage Company	Strong	Sound	Exceptional	Sound	Sound	$2,143Fees	0.347%Below	35
22	CANOPY MORTGAGE, LLCIndependent Mortgage Company	Strong	Acceptable	Exceptional	Sound	Strong	$4,654Fees	0.016%Above	81
23	GUILD MORTGAGE COMPANY LLCIndependent Mortgage Company	Strong	Acceptable	Exceptional	Strong	Sound	$4,422Fees	0.093%Below	60
24	FREEDOM MORTGAGE CORPORATIONIndependent Mortgage Company	Strong	Sound	Strong	Sound	Sound	$5,258Fees	0.124%Below	55
25	Flagstar Bank, N.A.Bank	Strong	Acceptable	Exceptional	Strong	Sound	$2,580Fees	0.121%Above	40
26	Plains Commerce BankBank	Strong	Acceptable	Exceptional	Strong	Sound	$3,827Fees	0.223%Above	31
27	FAIRWAY INDEPENDENT MORTGAGE CORPORATIONIndependent Mortgage Company	Strong	Acceptable	Exceptional	Strong	Sound	$4,711Fees	0.216%Above	29
28	Paramount Residential Mortgage Group, Inc.Independent Mortgage Company	Strong	Acceptable	Exceptional	Strong	Sound	$4,287Fees	0.384%Above	24
29	CMG MORTGAGE, INC.Independent Mortgage Company	Strong	Acceptable	Exceptional	Strong	Sound	$3,551Fees	0.172%Above	22
30	KIND LENDING, LLCIndependent Mortgage Company	Strong	Acceptable	Exceptional	Strong	Sound	$3,442Fees	0.304%Above	21
31	NATIONSTAR MORTGAGE LLCIndependent Mortgage Company	Strong	Acceptable	Exceptional	Strong	Sound	$2,648Fees	0.327%Above	16
32	MEMBER FIRST MORTGAGE, LLCIndependent Mortgage Company	Strong	Sound	Strong	Sound	Sound	$2,991Fees	0.219%Above	14
33	UNION HOME MORTGAGE CORP.Independent Mortgage Company	Strong	Acceptable	Exceptional	Strong	Sound	$4,097Fees	0.266%Above	11
34	Mortgage Research Center, LLCIndependent Mortgage Company	Strong	Acceptable	Strong	Sound	Strong	$484Credit	0.535%Above	190
35	USAA Federal Savings BankBank	Strong	Sound	Strong	Acceptable	Sound	$1,853Fees	0.255%Below	53
36	HOMEOWNERS FINANCIAL GROUP USA, LLCIndependent Mortgage Company	Strong	Acceptable	Strong	Strong	Sound	$4,028Fees	0.039%Below	38
37	NEW AMERICAN FUNDING, LLCIndependent Mortgage Company	Strong	Acceptable	Exceptional	Sound	Sound	$3,264Fees	0.427%Above	24
38	First National Bank AlaskaBank	Sound	Acceptable	Sound	Sound	Strong	$4,829Fees	0.017%Below	82
39	CHURCHILL MORTGAGE CORPORATIONIndependent Mortgage Company	Sound	Mediocre	Exceptional	Strong	Sound	$4,943Fees	0.405%Above	25
40	AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLCIndependent Mortgage Company	Sound	Mediocre	Exceptional	Strong	Sound	$2,792Fees	0.286%Above	24
41	ZILLOW HOME LOANS, LLCIndependent Mortgage Company	Sound	Acceptable	Strong	Sound	Sound	$2,854Fees	0.446%Above	13
42	GENEVA FINANCIAL, LLCIndependent Mortgage Company	Sound	Mediocre	Strong	Strong	Sound	$5,601Fees	0.296%Above	30
43	MATANUSKA VALLEY FEDERAL CREDIT UNIONCredit Union	Sound	Acceptable	Acceptable	Acceptable	Strong	$2,127Fees	0.488%Above	43
44	AMERISAVE MORTGAGE CORPORATIONIndependent Mortgage Company	Sound	Mediocre	Strong	Acceptable	Sound	$2,988Fees	0.639%Above	11

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

Pricing

Rate and fee competitiveness (25%)

Pull Through

Reliability in closing loans (25%)

Product

Specialization in the loan type (25%)

Place

Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.