Safe Rate Rankings

Best FHA Mortgage Company Lenders in Baton Rouge

Updated February 5, 2026

⚖️ The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.

🛡️ No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

📊 HMDA 2024Built using publicly available originated loan data from the federal government.

🎯 Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.

Market

Total Lenders47

Total Loans7,949

Median Rate Spread0.43%

Shopping for a mortgage? Click the heart icon to save lenders to My Home and make comparison painless.

Rank	Lender	Overall	Pricing	Product	Pull Through	Place	Avg Fees	Rate Spread	# of Loans
1	DSLD MORTGAGE, LLCIndependent Mortgage Company	Exceptional	Exceptional	Exceptional	Strong	Exceptional	$90Fees	0.119%Below	566
2	GMFS LLCIndependent Mortgage Company	Exceptional	Strong	Exceptional	Strong	Exceptional	$1,889Fees	0.250%Above	1,452
3	UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company	Exceptional	Sound	Exceptional	Exceptional	Exceptional	$2,602Fees	0.372%Above	664
4	FREEDOM MORTGAGE CORPORATIONIndependent Mortgage Company	Exceptional	Strong	Exceptional	Strong	Strong	$1,944Fees	0.259%Above	148
5	ARK-LA-TEX FINANCIAL SERVICES, LLC.Independent Mortgage Company	Exceptional	Strong	Exceptional	Strong	Strong	$1,025Fees	0.436%Above	116
6	STANDARD MORTGAGE CORPORATIONIndependent Mortgage Company	Exceptional	Exceptional	Strong	Sound	Sound	$1,443Fees	0.075%Below	32
7	Assurance Financial Group, L.L.C.Independent Mortgage Company	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$2,488Fees	0.372%Above	378
8	RESIDENTIAL ACCEPTANCE CORPORATIONIndependent Mortgage Company	Strong	Sound	Strong	Exceptional	Strong	$5,910Fees	0.282%Above	110
9	PENNYMAC LOAN SERVICES, LLCIndependent Mortgage Company	Strong	Strong	Exceptional	Sound	Sound	$320Fees	0.020%Below	33
10	ROCKET MORTGAGE, LLCIndependent Mortgage Company	Strong	Acceptable	Exceptional	Exceptional	Strong	$4,057Fees	0.407%Above	391
11	NEWREZ LLCIndependent Mortgage Company	Strong	Sound	Exceptional	Sound	Strong	$2,144Fees	0.444%Above	137
12	FIRST COMMUNITY MORTGAGE, INC.Independent Mortgage Company	Strong	Acceptable	Exceptional	Exceptional	Strong	$1,790Fees	0.449%Above	88
13	THE MORTGAGE FIRM, INC.Independent Mortgage Company	Strong	Acceptable	Exceptional	Exceptional	Strong	$1,975Fees	0.524%Above	77
14	LOANDEPOT.COM, LLCIndependent Mortgage Company	Strong	Sound	Exceptional	Strong	Sound	$3,944Fees	0.437%Above	50
15	MORTGAGE FINANCIAL SERVICES, LLCIndependent Mortgage Company	Strong	Sound	Exceptional	Strong	Sound	$2,619Fees	0.236%Above	19
16	MOVEMENT MORTGAGE, LLCIndependent Mortgage Company	Strong	Acceptable	Exceptional	Strong	Strong	$2,701Fees	0.320%Above	202
17	LOWER, LLCIndependent Mortgage Company	Strong	Acceptable	Exceptional	Strong	Strong	$2,824Fees	0.531%Above	128
18	CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIPIndependent Mortgage Company	Strong	Acceptable	Exceptional	Strong	Strong	$2,380Fees	0.381%Above	77
19	Equity Prime Mortgage LLCIndependent Mortgage Company	Strong	Acceptable	Exceptional	Strong	Strong	$2,026Fees	0.772%Above	71
20	SUN WEST MORTGAGE COMPANY, INC.Independent Mortgage Company	Strong	Acceptable	Exceptional	Strong	Strong	$3,146Fees	0.468%Above	65
21	FAIRWAY INDEPENDENT MORTGAGE CORPORATIONIndependent Mortgage Company	Strong	Acceptable	Exceptional	Exceptional	Sound	$3,118Fees	0.724%Above	60
22	UNION HOME MORTGAGE CORP.Independent Mortgage Company	Strong	Acceptable	Exceptional	Exceptional	Sound	$2,390Fees	0.264%Above	40
23	HOMEBRIDGE FINANCIAL SERVICES, INC.Independent Mortgage Company	Strong	Sound	Strong	Strong	Sound	$1,659Fees	0.358%Above	24
24	GUILD MORTGAGE COMPANY LLCIndependent Mortgage Company	Strong	Acceptable	Exceptional	Strong	Sound	$3,459Fees	0.772%Above	58
25	CMG MORTGAGE, INC.Independent Mortgage Company	Strong	Acceptable	Exceptional	Strong	Sound	$3,940Fees	0.725%Above	54
26	HOMESPIRE MORTGAGE CORPORATIONIndependent Mortgage Company	Strong	Acceptable	Exceptional	Strong	Sound	$3,711Fees	0.450%Above	42
27	AMERICAN FINANCIAL RESOURCES, INC.Independent Mortgage Company	Strong	Acceptable	Exceptional	Strong	Sound	$2,495Fees	0.665%Above	28
28	CANOPY MORTGAGE, LLCIndependent Mortgage Company	Strong	Acceptable	Exceptional	Strong	Sound	$3,669Fees	0.652%Above	26
29	Paramount Residential Mortgage Group, Inc.Independent Mortgage Company	Strong	Acceptable	Exceptional	Strong	Sound	$3,954Fees	0.525%Above	20
30	AMERICAN FINANCIAL NETWORK, INC.Independent Mortgage Company	Strong	Acceptable	Exceptional	Strong	Sound	$657Fees	0.855%Above	18
31	OCMBC, INC.Independent Mortgage Company	Strong	Acceptable	Exceptional	Strong	Sound	$4,420Fees	1.313%Above	18
32	CROSSCOUNTRY MORTGAGE, LLCIndependent Mortgage Company	Strong	Mediocre	Exceptional	Strong	Strong	$3,325Fees	0.650%Above	84
33	GENEVA FINANCIAL, LLCIndependent Mortgage Company	Strong	Mediocre	Exceptional	Exceptional	Sound	$3,589Fees	0.785%Above	31
34	MUTUAL OF OMAHA MORTGAGE, INC.Independent Mortgage Company	Strong	Acceptable	Exceptional	Sound	Sound	$3,753Fees	0.437%Above	23
35	AMERISAVE MORTGAGE CORPORATIONIndependent Mortgage Company	Strong	Acceptable	Exceptional	Sound	Sound	$4,877Fees	0.591%Above	21
36	SUMMIT FUNDING, INC.Independent Mortgage Company	Strong	Mediocre	Exceptional	Exceptional	Sound	$4,463Fees	0.373%Above	18
37	PRIMARY RESIDENTIAL MORTGAGE, INC.Independent Mortgage Company	Sound	Mediocre	Exceptional	Strong	Sound	$3,182Fees	0.672%Above	66
38	NATIONSTAR MORTGAGE LLCIndependent Mortgage Company	Sound	Mediocre	Exceptional	Strong	Sound	$3,005Fees	0.489%Above	53
39	Wolfe Financial, IncIndependent Mortgage Company	Sound	Mediocre	Strong	Strong	Strong	$4,137Fees	0.608%Above	52
40	Click n' Close, Inc.Independent Mortgage Company	Sound	Mediocre	Exceptional	Strong	Sound	$7,020Fees	1.600%Above	40
41	SOUTHWEST FUNDING, LPIndependent Mortgage Company	Sound	Mediocre	Exceptional	Strong	Sound	$3,730Fees	0.818%Above	22
42	AMERITRUST MORTGAGE CORPORATIONIndependent Mortgage Company	Sound	Mediocre	Strong	Strong	Sound	$5,388Fees	1.465%Above	34
43	US MORTGAGE CORPORATIONIndependent Mortgage Company	Sound	Mediocre	Strong	Strong	Sound	$3,945Fees	0.945%Above	32
44	NEW AMERICAN FUNDING, LLCIndependent Mortgage Company	Sound	Mediocre	Exceptional	Sound	Sound	$3,200Fees	0.813%Above	28
45	Cornerstone First Mortgage, IncIndependent Mortgage Company	Sound	Mediocre	Strong	Strong	Sound	$2,036Fees	0.456%Above	23

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

Pricing

Rate and fee competitiveness (25%)

Pull Through

Reliability in closing loans (25%)

Product

Specialization in the loan type (25%)

Place

Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.