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Safe Rate's TrueRank Guarantee

Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best FHA Mortgage Company Lenders in Dallas

Updated February 5, 2026

Market Overview

Total Lenders

73,925

Total Loans

0.29%

Median Rate Spread

Rank	Lender	Overall	Pricing	Product	Pull Through	Place	Avg Fees	Spread	Volume
1	VELOCIO MORTGAGE L.L.C.	Exceptional	Exceptional	Exceptional	Exceptional	Strong	$1,389	-0.656%	462
2	BHOME MORTGAGE, LLC	Exceptional	Exceptional	Strong	Strong	Exceptional	$1,049	-0.126%	643
3	PRIORITY HOME MORTGAGE, L.P.	Exceptional	Exceptional	Strong	Strong	Exceptional	$376	-0.063%	591
4	JET HOMELOANS, LP	Exceptional	Exceptional	Strong	Exceptional	Strong	$2,683	+0.259%	300
5	FIRST CONTINENTAL MORTGAGE, LTD.	Exceptional	Exceptional	Strong	Exceptional	Strong	$302	-0.620%	167
6	ARK-LA-TEX FINANCIAL SERVICES, LLC.	Exceptional	Strong	Exceptional	Strong	Exceptional	$2,270	+0.236%	1,138
7	MATTAMY HOME FUNDING, LLC	Exceptional	Exceptional	Strong	Strong	Strong	$433	+0.360%	184
8	UNITED WHOLESALE MORTGAGE, LLC	Exceptional	Sound	Exceptional	Exceptional	Exceptional	$1,732	+0.065%	6,943
9	FREEDOM MORTGAGE CORPORATION	Exceptional	Strong	Exceptional	Strong	Strong	$2,260	+0.117%	618
10	Prosperity Home Mortgage, LLC	Exceptional	Strong	Exceptional	Strong	Strong	$3,943	+0.348%	355
11	REPUBLIC STATE MORTGAGE CO.	Exceptional	Strong	Strong	Exceptional	Strong	$1,040	-0.156%	309
12	LOANDEPOT.COM, LLC	Exceptional	Sound	Exceptional	Strong	Exceptional	$2,064	+0.072%	1,855
13	M/I FINANCIAL, LLC	Exceptional	Sound	Exceptional	Strong	Exceptional	$4,488	+0.128%	642
14	PENNYMAC LOAN SERVICES, LLC	Exceptional	Strong	Exceptional	Sound	Strong	$1,721	+0.006%	628
15	SWBC MORTGAGE CORPORATION	Exceptional	Sound	Exceptional	Exceptional	Strong	$3,250	+0.306%	283
16	ROCKET MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$3,973	+0.327%	4,582
17	PRIMELENDING, A PLAINSCAPITAL COMPANY	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$3,727	-0.062%	1,526
18	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$3,305	+0.379%	1,139
19	THE LOAN STORE, INC.	Strong	Sound	Exceptional	Strong	Strong	$2,133	+0.301%	417
20	KIND LENDING, LLC	Strong	Sound	Exceptional	Strong	Strong	$2,164	+0.350%	288
21	CLM MORTGAGE, INC.	Strong	Sound	Strong	Exceptional	Strong	$4,156	+0.126%	214
22	PLANET HOME LENDING, LLC	Strong	Sound	Exceptional	Strong	Strong	$3,170	+0.101%	213
23	MORTGAGE FINANCIAL SERVICES, LLC	Strong	Sound	Exceptional	Strong	Strong	$2,849	+0.370%	191
24	INSPIRE HOME LOANS INC.	Strong	Sound	Exceptional	Strong	Strong	$2,365	+1.041%	153
25	CMG MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	Exceptional	$2,536	+0.118%	1,267
26	SFMC, LP	Strong	Acceptable	Exceptional	Strong	Exceptional	$4,450	+0.340%	1,257
27	AMERICAN PORTFOLIO MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Strong	Exceptional	$3,695	+0.445%	1,083
28	GUARANTEED RATE, INC.	Strong	Acceptable	Exceptional	Strong	Exceptional	$2,854	+0.140%	979
29	LOWER, LLC	Strong	Acceptable	Exceptional	Strong	Exceptional	$4,393	+0.388%	910
30	Paramount Residential Mortgage Group, Inc.	Strong	Acceptable	Exceptional	Strong	Exceptional	$1,364	+0.163%	669
31	NEWREZ LLC	Strong	Sound	Exceptional	Sound	Strong	$3,340	+0.351%	353
32	UNION HOME MORTGAGE CORP.	Strong	Acceptable	Exceptional	Exceptional	Strong	$4,058	+0.020%	294
33	TEXAS MORTGAGE LENDING, LLC	Strong	Strong	Sound	Sound	Strong	$2,086	+0.150%	265
34	BROOKHOLLOW MORTGAGE SERVICES, LTD.	Strong	Sound	Strong	Strong	Strong	$6,618	+0.624%	255
35	AML FUNDING LLC	Strong	Sound	Strong	Strong	Strong	$2,207	+0.256%	194
36	NFM, INC.	Strong	Acceptable	Exceptional	Exceptional	Strong	$4,971	+0.674%	172
37	GUILD MORTGAGE COMPANY LLC	Strong	Acceptable	Exceptional	Strong	Strong	$4,054	+0.387%	657
38	INTEGRITY MORTGAGE CORPORATION OF TEXAS	Strong	Acceptable	Strong	Strong	Exceptional	$4,756	+0.260%	402
39	CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP	Strong	Acceptable	Exceptional	Strong	Strong	$3,916	+0.440%	368
40	AMERIHOME MORTGAGE COMPANY, LLC	Strong	Sound	Strong	Sound	Strong	$1,438	+0.078%	360
41	THE MORTGAGE LINK, INC.	Strong	Acceptable	Exceptional	Strong	Strong	$4,359	+0.396%	345
42	OriginPoint, LLC	Strong	Sound	Strong	Sound	Strong	$2,908	+0.268%	237
43	BAY EQUITY LLC	Strong	Acceptable	Exceptional	Strong	Strong	$3,035	+0.196%	233
44	Equity Prime Mortgage LLC	Strong	Acceptable	Exceptional	Strong	Strong	$3,773	+0.773%	209
45	Synergy One Lending, Inc.	Strong	Acceptable	Exceptional	Strong	Strong	$4,623	+0.356%	193
46	MOVEMENT MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$3,601	+0.249%	190
47	Sierra Pacific Mortgage Company, Inc.	Strong	Acceptable	Exceptional	Strong	Strong	$2,725	+0.150%	175
48	ZILLOW HOME LOANS, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$3,188	+0.349%	175
49	PLAZA HOME MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	Strong	$2,632	+0.209%	163
50	AMERICAN FINANCIAL NETWORK, INC.	Strong	Acceptable	Exceptional	Strong	Strong	$2,647	+0.829%	156

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

Pricing

Rate and fee competitiveness (25%)

Pull Through

Reliability in closing loans (25%)

Product

Specialization in the loan type (25%)

Place

Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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