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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best VA Mortgage Company Lenders in Indiana
Updated February 6, 2026
Market Overview
50
Total Lenders
90,243
Total Loans
0.38%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Exceptional | $2,474 | +0.318% | 3,640 | |
2 | VANDERBILT MORTGAGE AND FINANCE, INC. | Exceptional | Strong | Exceptional | Exceptional | Exceptional | $4,447 | +0.019% | 1,219 | |
3 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Exceptional | $2,132 | +0.474% | 1,304 | |
4 | MORTGAGE MASTERS OF INDIANA, INC. | Exceptional | Strong | Strong | Exceptional | Exceptional | $1,482 | +0.319% | 801 | |
5 | GUARANTEED RATE, INC. | Exceptional | Strong | Exceptional | Strong | Strong | $2,260 | +0.437% | 982 | |
6 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $1,142 | +0.031% | 458 | |
7 | AMERICAN FINANCIAL NETWORK, INC. | Exceptional | Strong | Exceptional | Strong | Strong | $1,733 | +0.746% | 442 | |
8 | Prosperity Home Mortgage, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $2,188 | +0.387% | 318 | |
9 | NEWREZ LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $1,955 | +0.523% | 1,431 | |
10 | CMG MORTGAGE, INC. | Exceptional | Sound | Exceptional | Exceptional | Strong | $2,036 | +0.626% | 549 | |
11 | MOVEMENT MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Strong | $2,778 | +0.662% | 475 | |
12 | M/I FINANCIAL, LLC | Exceptional | Sound | Exceptional | Exceptional | Strong | $6,197 | -0.533% | 414 | |
13 | VICTORY MORTGAGE, L.L.C. | Exceptional | Strong | Strong | Strong | Strong | $632 | -0.030% | 254 | |
14 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Exceptional | Sound | Exceptional | Exceptional | Strong | $2,835 | +0.632% | 233 | |
15 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,509 | +0.481% | 6,448 | |
16 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $2,757 | +0.617% | 2,784 | |
17 | MJW FINANCIAL LLC | Strong | Sound | Strong | Strong | Exceptional | $1,611 | +0.383% | 1,221 | |
18 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $3,137 | +0.526% | 811 | |
19 | PLAZA HOME MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Strong | $1,401 | +0.553% | 322 | |
20 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Strong | $1,431 | +0.237% | 277 | |
21 | THE LOAN STORE, INC. | Strong | Sound | Exceptional | Strong | Strong | $1,679 | +0.378% | 230 | |
22 | RUOFF MORTGAGE COMPANY, INC. | Strong | Acceptable | Exceptional | Strong | Exceptional | $1,831 | +0.432% | 5,510 | |
23 | GVC MORTGAGE, INC. | Strong | Acceptable | Strong | Exceptional | Exceptional | $3,110 | +0.547% | 3,045 | |
24 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $1,559 | +0.604% | 1,700 | |
25 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,411 | +0.732% | 1,275 | |
26 | FIRST COMMUNITY MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,283 | +0.618% | 551 | |
27 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,008 | +0.555% | 426 | |
28 | HOWARD HANNA FINANCIAL SERVICES, INC. | Strong | Sound | Strong | Strong | Strong | $2,203 | +0.378% | 289 | |
29 | HALLMARK HOME MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | Exceptional | $2,559 | +0.644% | 1,542 | |
30 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,158 | +0.696% | 1,396 | |
31 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,505 | +0.468% | 867 | |
32 | STOCKTON MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $2,095 | +0.556% | 653 | |
33 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Strong | $2,851 | +0.832% | 641 | |
34 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,205 | +0.544% | 583 | |
35 | GoodLeap, LLC | Strong | Sound | Strong | Sound | Strong | $3,691 | +0.156% | 430 | |
36 | LOWER, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $1,743 | +0.514% | 312 | |
37 | CALCON MUTUAL MORTGAGE LLC | Strong | Acceptable | Strong | Strong | Strong | $2,822 | +0.628% | 482 | |
38 | CARRINGTON MORTGAGE SERVICES, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $3,879 | +0.402% | 428 | |
39 | Wolfe Financial, Inc | Strong | Acceptable | Strong | Strong | Strong | $2,350 | +0.798% | 407 | |
40 | GENEVA FINANCIAL, LLC | Strong | Mediocre | Exceptional | Exceptional | Strong | $2,771 | +0.790% | 340 | |
41 | Equity Prime Mortgage LLC | Strong | Acceptable | Exceptional | Sound | Strong | $3,018 | +0.836% | 256 | |
42 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | Strong | Acceptable | Strong | Strong | Strong | $2,726 | +0.408% | 240 | |
43 | DIAMOND RESIDENTIAL MORTGAGE CORPORATION | Strong | Mediocre | Strong | Exceptional | Strong | $3,095 | +0.725% | 501 | |
44 | AMERISAVE MORTGAGE CORPORATION | Strong | Acceptable | Strong | Sound | Strong | $3,537 | +0.806% | 283 | |
45 | AMERICAN PACIFIC MORTGAGE CORPORATION | Strong | Mediocre | Exceptional | Strong | Strong | $3,960 | +0.772% | 283 | |
46 | AMERIHOME MORTGAGE COMPANY, LLC | Strong | Acceptable | Strong | Sound | Strong | $2,310 | +0.460% | 191 | |
47 | NEW AMERICAN FUNDING, LLC | Sound | Mediocre | Exceptional | Sound | Strong | $3,201 | +0.791% | 704 | |
48 | DIRECT MORTGAGE LOANS, LLC | Sound | Mediocre | Strong | Strong | Strong | $4,528 | +0.770% | 288 | |
49 | CHURCHILL MORTGAGE CORPORATION | Sound | Mediocre | Strong | Strong | Strong | $3,059 | +0.520% | 268 | |
50 | Luminate Home Loans, Inc. | Sound | Mediocre | Strong | Strong | Strong | $2,893 | +0.875% | 254 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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