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Safe Rate's TrueRank Guarantee

Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best VA Mortgage Lenders in Las Vegas

Updated February 5, 2026

Market Overview

195

Total Lenders

29,960

Total Loans

0.40%

Median Rate Spread

Rank	Lender	Overall	Pricing	Product	Pull Through	Place	Avg Fees	Spread	Volume
1	FBC MORTGAGE, LLC	Exceptional	Exceptional	Exceptional	Exceptional	Strong	$2,693	+0.369%	197
2	UNITED WHOLESALE MORTGAGE, LLC	Exceptional	Strong	Exceptional	Exceptional	Exceptional	$3,663	+0.256%	2,931
3	ONE NEVADA CREDIT UNION	Exceptional	Exceptional	Strong	Strong	Exceptional	$1,726	-0.249%	217
4	NBKC BANK	Exceptional	Exceptional	Exceptional	Strong	Strong	$771	-0.314%	93
5	CLM MORTGAGE, INC.	Exceptional	Exceptional	Strong	Exceptional	Strong	$5,624	+0.351%	78
6	GUARANTEED RATE, INC.	Exceptional	Strong	Exceptional	Strong	Exceptional	$3,937	+0.449%	604
7	PENNYMAC LOAN SERVICES, LLC	Exceptional	Strong	Exceptional	Strong	Exceptional	$3,280	+0.260%	578
8	INSPIRE HOME LOANS INC.	Exceptional	Strong	Exceptional	Strong	Exceptional	$2,024	+0.712%	490
9	NAVY FEDERAL CREDIT UNION	Exceptional	Exceptional	Exceptional	Sound	Strong	$907	-0.515%	310
10	JPMorgan Chase Bank, National Association	Exceptional	Strong	Exceptional	Sound	Exceptional	$3,167	+0.138%	536
11	FREEDOM MORTGAGE CORPORATION	Exceptional	Strong	Exceptional	Strong	Strong	$2,962	+0.208%	410
12	U.S. Bank National Association	Exceptional	Strong	Exceptional	Strong	Strong	$1,126	+0.046%	401
13	KIND LENDING, LLC	Exceptional	Strong	Exceptional	Strong	Strong	$2,735	+0.498%	171
14	Prosperity Home Mortgage, LLC	Exceptional	Strong	Exceptional	Strong	Strong	$3,905	+0.225%	142
15	AMERICAN FINANCIAL NETWORK, INC.	Exceptional	Strong	Exceptional	Strong	Strong	$3,090	+0.543%	113
16	LOANDEPOT.COM, LLC	Exceptional	Sound	Exceptional	Strong	Exceptional	$3,511	+0.096%	884
17	CMG MORTGAGE, INC.	Exceptional	Sound	Exceptional	Exceptional	Strong	$4,271	+0.462%	431
18	MOVEMENT MORTGAGE, LLC	Exceptional	Sound	Exceptional	Exceptional	Strong	$4,311	+0.526%	410
19	USAA Federal Savings Bank	Exceptional	Strong	Exceptional	Sound	Strong	$2,164	-0.079%	96
20	ROCKET MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$4,663	+0.220%	1,835
21	THE LOAN STORE, INC.	Strong	Sound	Exceptional	Strong	Strong	$3,113	+0.345%	284
22	MUTUAL OF OMAHA MORTGAGE, INC.	Strong	Sound	Exceptional	Strong	Strong	$3,128	+0.161%	218
23	Paramount Residential Mortgage Group, Inc.	Strong	Sound	Exceptional	Strong	Strong	$3,883	+0.482%	191
24	Plains Commerce Bank	Strong	Sound	Exceptional	Strong	Strong	$3,926	+0.231%	155
25	NEWREZ LLC	Strong	Sound	Exceptional	Strong	Strong	$2,660	+0.414%	134
26	Flagstar Bank, N.A.	Strong	Sound	Exceptional	Strong	Strong	$2,986	+0.380%	117
27	GUILD MORTGAGE COMPANY LLC	Strong	Acceptable	Exceptional	Strong	Exceptional	$4,161	+0.272%	1,598
28	CROSSCOUNTRY MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	Exceptional	$4,097	+0.628%	493
29	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Exceptional	Strong	$4,434	+0.674%	390
30	Wells Fargo Bank, National Association	Strong	Sound	Exceptional	Sound	Strong	$2,080	+0.059%	319
31	OCMBC, INC.	Strong	Sound	Strong	Strong	Strong	$4,127	+0.959%	179
32	Mortgage Research Center, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$4,408	+0.461%	374
33	EVERGREEN MONEYSOURCE MORTGAGE COMPANY	Strong	Mediocre	Exceptional	Exceptional	Exceptional	$4,980	+0.415%	326
34	Zions Bancorporation, N.A.	Strong	Strong	Acceptable	Acceptable	Exceptional	$1,497	-0.131%	294
35	CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP	Strong	Acceptable	Exceptional	Strong	Strong	$4,631	+0.519%	236
36	NATIONSTAR MORTGAGE LLC	Strong	Acceptable	Exceptional	Strong	Strong	$4,331	+0.364%	172
37	BAY EQUITY LLC	Strong	Acceptable	Exceptional	Strong	Strong	$1,849	+0.297%	112
38	GoodLeap, LLC	Strong	Sound	Strong	Sound	Strong	$5,491	-0.201%	110
39	V.I.P. MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	Strong	$3,950	+0.465%	69
40	ZILLOW HOME LOANS, LLC	Strong	Acceptable	Strong	Strong	Strong	$3,037	+0.382%	154
41	Nations Lending Corporation	Strong	Mediocre	Exceptional	Exceptional	Strong	$2,621	+0.270%	142
42	ALLIED MORTGAGE GROUP, INC.	Strong	Acceptable	Strong	Strong	Strong	$5,137	+0.472%	122
43	GENEVA FINANCIAL, LLC	Strong	Mediocre	Exceptional	Exceptional	Strong	$4,586	+0.802%	96
44	NEW AMERICAN FUNDING, LLC	Strong	Mediocre	Exceptional	Sound	Exceptional	$4,664	+0.424%	672
45	NOVA FINANCIAL & INVESTMENT CORPORATION	Strong	Mediocre	Exceptional	Strong	Strong	$3,638	+0.337%	146
46	CANOPY MORTGAGE, LLC	Strong	Mediocre	Exceptional	Strong	Strong	$4,844	+0.428%	122
47	AMERICAN PACIFIC MORTGAGE CORPORATION	Strong	Mediocre	Exceptional	Strong	Strong	$5,747	+0.689%	99
48	HIGHTECHLENDING INC	Strong	Acceptable	Sound	Strong	Strong	$5,287	+0.480%	68
49	CARRINGTON MORTGAGE SERVICES, LLC	Strong	Acceptable	Exceptional	Sound	Sound	$4,724	+0.527%	68
50	SECURITYNATIONAL MORTGAGE COMPANY	Sound	Mediocre	Strong	Strong	Strong	$4,613	+0.670%	289

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

Pricing

Rate and fee competitiveness (25%)

Pull Through

Reliability in closing loans (25%)

Product

Specialization in the loan type (25%)

Place

Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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