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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Company Lenders in Oklahoma City
Updated February 5, 2026
Market Overview
50
Total Lenders
16,841
Total Loans
0.34%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | PROVIDENT FUNDING ASSOCIATES, L.P. | Exceptional | Exceptional | Exceptional | Sound | Sound | $1,943 | -0.048% | 38 | |
2 | ASSOCIATED MORTGAGE CORPORATION | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,389 | +0.229% | 695 | |
3 | FLAT BRANCH MORTGAGE, INC. | Exceptional | Sound | Exceptional | Exceptional | Strong | $2,386 | +0.195% | 98 | |
4 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,792 | +0.352% | 1,162 | |
5 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $2,551 | +0.172% | 769 | |
6 | MLD MORTGAGE INC. | Strong | Sound | Strong | Strong | Exceptional | $2,793 | +0.249% | 376 | |
7 | FINANCIAL CONCEPTS MORTGAGE, LLC | Strong | Sound | Sound | Exceptional | Exceptional | $2,705 | +0.405% | 311 | |
8 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,278 | +0.167% | 151 | |
9 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Strong | Strong | $1,726 | +0.450% | 67 | |
10 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Strong | Strong | Sound | Strong | $2,273 | +0.107% | 66 | |
11 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Strong | $1,709 | -0.015% | 200 | |
12 | V.I.P. MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | Strong | $1,999 | +0.299% | 114 | |
13 | AMERIHOME MORTGAGE COMPANY, LLC | Strong | Sound | Strong | Strong | Strong | $2,871 | +0.571% | 84 | |
14 | PLAZA HOME MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Sound | $2,424 | +0.508% | 49 | |
15 | BAY EQUITY LLC | Strong | Sound | Exceptional | Strong | Sound | $2,169 | +0.276% | 35 | |
16 | CWM PARTNERS, L.P. | Strong | Sound | Sound | Sound | Exceptional | $2,015 | +0.268% | 217 | |
17 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,138 | +0.292% | 215 | |
18 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,621 | +0.219% | 170 | |
19 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | Strong | $2,562 | +0.448% | 167 | |
20 | SWBC MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $4,085 | +0.364% | 155 | |
21 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,624 | +0.470% | 139 | |
22 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | Strong | $2,446 | +0.472% | 138 | |
23 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,052 | +0.350% | 115 | |
24 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $3,487 | +0.575% | 112 | |
25 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,800 | +0.633% | 108 | |
26 | KIND LENDING, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,527 | +0.427% | 81 | |
27 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Exceptional | Strong | Strong | $2,765 | +0.613% | 80 | |
28 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Sound | Exceptional | $649 | +0.267% | 548 | |
29 | LENDLO MORTGAGE, LLC | Strong | Acceptable | Strong | Sound | Exceptional | $3,041 | +0.394% | 408 | |
30 | Luminate Home Loans, Inc. | Strong | Mediocre | Exceptional | Strong | Exceptional | $3,892 | +0.725% | 316 | |
31 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Strong | $1,973 | +0.542% | 153 | |
32 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $3,145 | +0.673% | 109 | |
33 | THE MORTGAGE LINK, INC. | Strong | Acceptable | Strong | Strong | Strong | $2,498 | +0.598% | 66 | |
34 | AML FUNDING LLC | Strong | Sound | Sound | Sound | Strong | $1,863 | +0.365% | 60 | |
35 | TOWNE MORTGAGE COMPANY | Strong | Acceptable | Exceptional | Strong | Sound | $3,001 | +0.297% | 59 | |
36 | GoodLeap, LLC | Strong | Sound | Strong | Sound | Sound | $3,762 | -0.092% | 55 | |
37 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | Sound | $2,259 | +0.384% | 38 | |
38 | FIRST COLONY MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Sound | $1,687 | +0.171% | 36 | |
39 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Sound | $3,014 | +0.418% | 36 | |
40 | American Mortgage Bank, LLC | Strong | Acceptable | Strong | Sound | Strong | $2,425 | +0.662% | 110 | |
41 | AMERICAN PORTFOLIO MORTGAGE CORPORATION | Strong | Acceptable | Strong | Sound | Strong | $3,280 | +0.728% | 62 | |
42 | ENVOY MORTGAGE, LTD | Strong | Acceptable | Strong | Sound | Strong | $3,004 | +0.504% | 58 | |
43 | GARDNER FINANCIAL SERVICES, LTD. | Sound | Mediocre | Strong | Strong | Strong | $2,915 | +0.703% | 149 | |
44 | SUN WEST MORTGAGE COMPANY, INC. | Sound | Acceptable | Strong | Sound | Sound | $2,763 | +0.500% | 58 | |
45 | ZILLOW HOME LOANS, LLC | Sound | Acceptable | Strong | Sound | Sound | $2,411 | +0.536% | 55 | |
46 | GENEVA FINANCIAL, LLC | Sound | Mediocre | Strong | Strong | Sound | $3,266 | +0.668% | 53 | |
47 | CARRINGTON MORTGAGE SERVICES, LLC | Sound | Acceptable | Strong | Acceptable | Sound | $3,610 | +0.479% | 49 | |
48 | SOUTHWEST FUNDING, LP | Sound | Mediocre | Sound | Sound | Strong | $3,141 | +0.685% | 71 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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