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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best FHA Mortgage Company Lenders in Orlando
Updated February 5, 2026
Market Overview
50
Total Lenders
34,597
Total Loans
0.31%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | VELOCIO MORTGAGE L.L.C. | Exceptional | Exceptional | Exceptional | Exceptional | Strong | $1,448 | -0.501% | 193 | |
2 | FBC MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Exceptional | $2,982 | +0.151% | 715 | |
3 | JET HOMELOANS, LP | Exceptional | Exceptional | Strong | Exceptional | Strong | $2,459 | -0.282% | 209 | |
4 | PARK SQUARE HOME MORTGAGE, LLC | Exceptional | Exceptional | Strong | Exceptional | Strong | $2,704 | -0.520% | 140 | |
5 | MATTAMY HOME FUNDING, LLC | Exceptional | Exceptional | Strong | Strong | Strong | $129 | -0.005% | 186 | |
6 | First Heritage Mortgage, LLC | Exceptional | Strong | Exceptional | Exceptional | Strong | $2,176 | -0.563% | 173 | |
7 | TRAILBLAZER MORTGAGE L.L.C. | Exceptional | Exceptional | Strong | Strong | Strong | $2,264 | -1.275% | 132 | |
8 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $3,644 | +0.306% | 4,820 | |
9 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $3,034 | +0.217% | 507 | |
10 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Sound | Strong | $1,866 | +0.228% | 384 | |
11 | VANDERBILT MORTGAGE AND FINANCE, INC. | Exceptional | Sound | Exceptional | Exceptional | Strong | $1,858 | -0.432% | 118 | |
12 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,583 | +0.233% | 2,512 | |
13 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $1,979 | -0.062% | 542 | |
14 | THE MORTGAGE FIRM, INC. | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,746 | +0.399% | 490 | |
15 | M/I FINANCIAL, LLC | Strong | Sound | Exceptional | Strong | Strong | $5,188 | -0.125% | 363 | |
16 | THE LOAN STORE, INC. | Strong | Sound | Exceptional | Strong | Strong | $3,017 | +0.341% | 151 | |
17 | RMC HOME MORTGAGE, LLC | Strong | Sound | Exceptional | Strong | Strong | $4,859 | +0.008% | 127 | |
18 | KIND LENDING, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,822 | +0.433% | 113 | |
19 | NFM, INC. | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,026 | -0.247% | 488 | |
20 | NEWREZ LLC | Strong | Sound | Exceptional | Sound | Strong | $2,943 | +0.325% | 390 | |
21 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,146 | +0.419% | 245 | |
22 | NORTHPOINT MORTGAGE, INC. | Strong | Sound | Strong | Strong | Strong | $1,623 | +0.232% | 176 | |
23 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,273 | +0.476% | 171 | |
24 | FIRST COMMUNITY MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,542 | +0.276% | 95 | |
25 | MORTGAGE FINANCIAL GROUP, INC. | Strong | Sound | Strong | Strong | Strong | $2,637 | +0.212% | 75 | |
26 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $4,462 | +0.374% | 510 | |
27 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Exceptional | Strong | Strong | $3,896 | +0.597% | 360 | |
28 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,437 | +0.522% | 359 | |
29 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $4,129 | +0.443% | 239 | |
30 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,224 | +0.262% | 225 | |
31 | CANOPY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $4,128 | +0.313% | 200 | |
32 | ZILLOW HOME LOANS, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,828 | +0.349% | 198 | |
33 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $3,263 | +0.272% | 174 | |
34 | GUARANTEED RATE AFFINITY, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,069 | +0.229% | 152 | |
35 | Equity Prime Mortgage LLC | Strong | Acceptable | Exceptional | Strong | Strong | $4,390 | +0.650% | 142 | |
36 | AMERICAN FINANCIAL NETWORK, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $4,306 | +0.723% | 131 | |
37 | OCMBC, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $3,506 | +0.795% | 89 | |
38 | HOMESPIRE MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $4,885 | +0.504% | 85 | |
39 | PFN Lending Group, Inc. | Strong | Acceptable | Strong | Exceptional | Strong | $6,020 | +0.153% | 72 | |
40 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Mediocre | Exceptional | Strong | Exceptional | $4,631 | +0.488% | 728 | |
41 | Waterstone Mortgage Corporation | Strong | Mediocre | Exceptional | Exceptional | Strong | $4,562 | +0.394% | 369 | |
42 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $2,696 | +0.281% | 351 | |
43 | EVERETT FINANCIAL, INC. | Strong | Mediocre | Exceptional | Exceptional | Strong | $4,389 | +0.676% | 194 | |
44 | AMERICAN PACIFIC MORTGAGE CORPORATION | Strong | Mediocre | Exceptional | Exceptional | Strong | $6,000 | +0.725% | 110 | |
45 | CARRINGTON MORTGAGE SERVICES, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $5,048 | +0.425% | 107 | |
46 | PLAZA HOME MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $2,921 | +0.590% | 73 | |
47 | NATIONSTAR MORTGAGE LLC | Strong | Mediocre | Exceptional | Strong | Strong | $4,081 | +0.265% | 204 | |
48 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | Strong | Mediocre | Exceptional | Strong | Strong | $4,387 | +0.549% | 111 | |
49 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Acceptable | Exceptional | Sound | Sound | $2,547 | +0.252% | 73 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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