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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Company Lenders in San Antonio
Updated February 5, 2026
Market Overview
50
Total Lenders
29,980
Total Loans
0.24%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | VELOCIO MORTGAGE L.L.C. | Exceptional | Exceptional | Exceptional | Exceptional | $1,333 | -1.089% | 682 | |
2 | PRIORITY HOME MORTGAGE, L.P. | Exceptional | Exceptional | Strong | Strong | $957 | -1.104% | 162 | |
3 | SOUTHERN LENDING SERVICES, LTD. | Exceptional | Exceptional | Strong | Strong | $1,895 | -0.730% | 76 | |
4 | PARKSTONE MORTGAGE, LLC | Exceptional | Exceptional | Sound | Strong | $987 | -0.862% | 316 | |
5 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $3,099 | -0.024% | 1,858 | |
6 | DIRECTIONS EQUITY, LLC | Strong | Sound | Exceptional | Exceptional | $1,735 | +0.049% | 703 | |
7 | LENDLO MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $2,474 | -0.857% | 567 | |
8 | JET HOMELOANS, LP | Strong | Strong | Strong | Strong | $1,606 | -0.789% | 77 | |
9 | PROVIDENT FUNDING ASSOCIATES, L.P. | Strong | Exceptional | Sound | Sound | $1,107 | -0.199% | 75 | |
10 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Exceptional | $1,220 | -0.547% | 984 | |
11 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Strong | $2,168 | -0.179% | 438 | |
12 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $4,208 | +0.420% | 1,717 | |
13 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Strong | $3,447 | +0.167% | 350 | |
14 | INSPIRE HOME LOANS INC. | Strong | Sound | Strong | Strong | $2,179 | +0.775% | 348 | |
15 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Strong | $2,866 | +0.070% | 340 | |
16 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Strong | $2,013 | -0.264% | 228 | |
17 | BAY EQUITY LLC | Strong | Sound | Strong | Strong | $2,799 | +0.087% | 111 | |
18 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | $4,104 | +0.025% | 491 | |
19 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | $4,498 | +0.453% | 491 | |
20 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | $3,671 | +0.073% | 489 | |
21 | PILGRIM MORTGAGE LLC | Strong | Acceptable | Strong | Exceptional | $4,351 | +0.335% | 446 | |
22 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | $3,886 | +0.373% | 250 | |
23 | V.I.P. MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | $4,794 | +0.216% | 201 | |
24 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | $3,689 | +0.119% | 197 | |
25 | DAS Acquisition Company, LLC | Strong | Acceptable | Exceptional | Strong | $3,957 | +0.384% | 185 | |
26 | SWBC MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | $3,095 | +0.336% | 167 | |
27 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | $5,175 | +0.351% | 142 | |
28 | GoodLeap, LLC | Strong | Sound | Sound | Strong | $2,770 | +0.393% | 91 | |
29 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Strong | $2,183 | +0.588% | 744 | |
30 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | $4,024 | +0.502% | 496 | |
31 | RIGHT START MORTGAGE, INC. | Strong | Mediocre | Exceptional | Exceptional | $4,862 | +0.572% | 387 | |
32 | M/I FINANCIAL, LLC | Strong | Acceptable | Strong | Strong | $6,049 | -0.770% | 364 | |
33 | LOWER, LLC | Strong | Acceptable | Strong | Strong | $4,639 | +0.290% | 281 | |
34 | CRESTMARK MORTGAGE COMPANY, LTD. | Strong | Acceptable | Strong | Strong | $2,961 | -0.752% | 261 | |
35 | CLM MORTGAGE, INC. | Strong | Acceptable | Strong | Strong | $3,486 | +0.213% | 249 | |
36 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Strong | Strong | $3,813 | +0.515% | 211 | |
37 | BROOKHOLLOW MORTGAGE SERVICES, LTD. | Strong | Acceptable | Strong | Strong | $2,322 | -1.198% | 166 | |
38 | LOANPEOPLE, LLC | Strong | Acceptable | Strong | Strong | $5,050 | +0.210% | 159 | |
39 | SFMC, LP | Strong | Acceptable | Strong | Strong | $3,742 | +0.298% | 148 | |
40 | MORTGAGE FINANCIAL SERVICES, LLC | Strong | Acceptable | Strong | Strong | $3,187 | +0.240% | 144 | |
41 | KIND LENDING, LLC | Strong | Acceptable | Strong | Strong | $2,809 | +0.140% | 141 | |
42 | ZILLOW HOME LOANS, LLC | Strong | Acceptable | Strong | Strong | $3,669 | +0.378% | 124 | |
43 | PLAZA HOME MORTGAGE, INC. | Strong | Acceptable | Strong | Strong | $3,604 | +0.086% | 115 | |
44 | Equity Prime Mortgage LLC | Strong | Acceptable | Strong | Strong | $3,916 | +0.734% | 106 | |
45 | Primis Mortgage Company | Strong | Acceptable | Strong | Strong | $3,273 | +0.252% | 103 | |
46 | MORTGAGE SOLUTIONS OF COLORADO, LLC | Strong | Acceptable | Strong | Strong | $2,594 | +0.543% | 85 | |
47 | NEW AMERICAN FUNDING, LLC | Sound | Acceptable | Sound | Strong | $4,734 | +0.459% | 308 | |
48 | NEWREZ LLC | Sound | Acceptable | Sound | Strong | $2,834 | +0.320% | 270 | |
49 | THE LOAN STORE, INC. | Sound | Acceptable | Strong | Sound | $3,073 | +0.482% | 76 | |
50 | Paramount Residential Mortgage Group, Inc. | Sound | Acceptable | Strong | Sound | $2,667 | +0.370% | 75 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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