🛡️
Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Lenders in Fort Lauderdale
Updated February 5, 2026
Market Overview
175
Total Lenders
17,749
Total Loans
0.40%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | PROVIDENT FUNDING ASSOCIATES, L.P. | Exceptional | Exceptional | Sound | Strong | $1,839 | -0.090% | 126 | |
2 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Sound | Strong | $954 | -0.456% | 125 | |
3 | FIRSTBANK PUERTO RICO | Exceptional | Strong | Exceptional | Strong | $997 | -0.057% | 108 | |
4 | Morgan Stanley Private Bank, National Association | Exceptional | Exceptional | Strong | Sound | $392 | -0.454% | 48 | |
5 | Valley National Bank | Exceptional | Exceptional | Strong | Sound | $1,069 | -0.226% | 42 | |
6 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $3,635 | +0.359% | 4,150 | |
7 | Bank of America, National Association | Strong | Strong | Strong | Strong | $1,739 | -0.259% | 184 | |
8 | Truist Bank | Strong | Strong | Strong | Strong | $1,622 | +0.087% | 96 | |
9 | Citibank, National Association | Strong | Exceptional | Sound | Sound | $788 | -0.209% | 54 | |
10 | JPMorgan Chase Bank, National Association | Strong | Sound | Strong | Exceptional | $2,696 | +0.164% | 668 | |
11 | City National Bank of Florida | Strong | Strong | Sound | Strong | $1,696 | -0.699% | 174 | |
12 | Wells Fargo Bank, National Association | Strong | Strong | Sound | Strong | $2,305 | -0.021% | 161 | |
13 | SPACE COAST CREDIT UNION | Strong | Strong | Sound | Strong | $610 | -0.004% | 94 | |
14 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Strong | $2,915 | +0.428% | 92 | |
15 | U.S. Bank National Association | Strong | Strong | Strong | Sound | $171 | -0.050% | 68 | |
16 | BETTER MORTGAGE CORPORATION | Strong | Exceptional | Acceptable | Sound | $785 | -0.069% | 54 | |
17 | Third Federal Savings and Loan Association of Cleveland | Strong | Strong | Strong | Sound | $690 | +0.100% | 45 | |
18 | Fifth Third Bank, National Association | Strong | Strong | Strong | Sound | $668 | -0.099% | 44 | |
19 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $4,680 | +0.264% | 1,691 | |
20 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Strong | $2,607 | +0.211% | 374 | |
21 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Strong | $2,042 | +0.247% | 289 | |
22 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Strong | $3,718 | +0.439% | 233 | |
23 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Strong | $3,746 | +0.335% | 148 | |
24 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Strong | Exceptional | $4,257 | +0.613% | 670 | |
25 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | $4,483 | +0.571% | 287 | |
26 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | $3,203 | +0.426% | 255 | |
27 | NFM, INC. | Strong | Acceptable | Exceptional | Strong | $3,575 | +0.407% | 119 | |
28 | TD Bank, National Association | Strong | Sound | Sound | Strong | $327 | +0.284% | 85 | |
29 | First Horizon Bank | Strong | Sound | Strong | Sound | $1,379 | +0.136% | 54 | |
30 | POINT MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | $5,998 | +0.732% | 50 | |
31 | Northpointe Bank | Strong | Sound | Strong | Sound | $2,568 | +0.517% | 44 | |
32 | Regions Bank | Strong | Sound | Strong | Sound | $3,508 | +0.156% | 39 | |
33 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | $4,143 | +0.534% | 586 | |
34 | Flagstar Bank, N.A. | Strong | Acceptable | Strong | Strong | $4,228 | +0.426% | 240 | |
35 | THE LOAN STORE, INC. | Strong | Acceptable | Strong | Strong | $3,640 | +0.458% | 180 | |
36 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | Strong | Acceptable | Strong | Strong | $3,574 | +0.404% | 149 | |
37 | Plains Commerce Bank | Strong | Acceptable | Strong | Strong | $2,986 | +0.570% | 128 | |
38 | KIND LENDING, LLC | Strong | Acceptable | Strong | Strong | $2,802 | +0.383% | 115 | |
39 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Strong | $1,694 | +0.820% | 109 | |
40 | OCMBC, INC. | Strong | Acceptable | Strong | Strong | $4,050 | +0.700% | 106 | |
41 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Strong | Strong | $3,615 | +0.222% | 101 | |
42 | AMERICAN FINANCIAL NETWORK, INC. | Strong | Acceptable | Strong | Strong | $2,836 | +0.454% | 99 | |
43 | LOWER, LLC | Strong | Acceptable | Strong | Strong | $3,559 | +0.412% | 98 | |
44 | PLAZA HOME MORTGAGE, INC. | Strong | Acceptable | Strong | Strong | $4,091 | +0.644% | 96 | |
45 | GUARANTEED RATE AFFINITY, LLC | Strong | Acceptable | Strong | Strong | $3,069 | +0.289% | 88 | |
46 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Sound | $4,320 | +0.569% | 81 | |
47 | Equity Prime Mortgage LLC | Strong | Acceptable | Strong | Strong | $3,603 | +0.891% | 78 | |
48 | FIRST COMMUNITY MORTGAGE, INC. | Strong | Acceptable | Exceptional | Sound | $3,030 | +0.615% | 70 | |
49 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Sound | $3,165 | +0.558% | 66 | |
50 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Sound | $3,849 | +0.387% | 62 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to find your perfect lender?
Get personalized recommendations based on your specific needs
Fort Lauderdale
No credit impact
3-minute process
100% free