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Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best FHA Mortgage Company Lenders in Indiana
Updated February 6, 2026
Market Overview
50
Total Lenders
90,243
Total Loans
0.38%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Exceptional | $2,132 | +0.474% | 1,304 | |
2 | VICTORY MORTGAGE, L.L.C. | Exceptional | Exceptional | Strong | Strong | Strong | $632 | -0.030% | 254 | |
3 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $2,474 | +0.318% | 3,640 | |
4 | VANDERBILT MORTGAGE AND FINANCE, INC. | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $4,447 | +0.019% | 1,219 | |
5 | Prosperity Home Mortgage, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $2,188 | +0.387% | 318 | |
6 | MORTGAGE MASTERS OF INDIANA, INC. | Exceptional | Sound | Strong | Exceptional | Exceptional | $1,482 | +0.319% | 801 | |
7 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Sound | Strong | $1,142 | +0.031% | 458 | |
8 | GoodLeap, LLC | Exceptional | Strong | Exceptional | Sound | Strong | $3,691 | +0.156% | 430 | |
9 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,509 | +0.481% | 6,448 | |
10 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $2,757 | +0.617% | 2,784 | |
11 | NEWREZ LLC | Strong | Sound | Exceptional | Sound | Exceptional | $1,955 | +0.523% | 1,431 | |
12 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $2,411 | +0.732% | 1,275 | |
13 | MJW FINANCIAL LLC | Strong | Sound | Strong | Strong | Exceptional | $1,611 | +0.383% | 1,221 | |
14 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $3,137 | +0.526% | 811 | |
15 | M/I FINANCIAL, LLC | Strong | Sound | Exceptional | Strong | Strong | $6,197 | -0.533% | 414 | |
16 | THE LOAN STORE, INC. | Strong | Sound | Exceptional | Strong | Strong | $1,679 | +0.378% | 230 | |
17 | RUOFF MORTGAGE COMPANY, INC. | Strong | Acceptable | Exceptional | Strong | Exceptional | $1,831 | +0.432% | 5,510 | |
18 | FIRST COMMUNITY MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,283 | +0.618% | 551 | |
19 | HOWARD HANNA FINANCIAL SERVICES, INC. | Strong | Sound | Strong | Strong | Strong | $2,203 | +0.378% | 289 | |
20 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,835 | +0.632% | 233 | |
21 | GVC MORTGAGE, INC. | Strong | Mediocre | Exceptional | Exceptional | Exceptional | $3,110 | +0.547% | 3,045 | |
22 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Sound | Exceptional | $1,559 | +0.604% | 1,700 | |
23 | HALLMARK HOME MORTGAGE, LLC | Strong | Mediocre | Exceptional | Exceptional | Exceptional | $2,559 | +0.644% | 1,542 | |
24 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,260 | +0.437% | 982 | |
25 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,505 | +0.468% | 867 | |
26 | STOCKTON MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $2,095 | +0.556% | 653 | |
27 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Strong | $2,851 | +0.832% | 641 | |
28 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,036 | +0.626% | 549 | |
29 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,778 | +0.662% | 475 | |
30 | AMERICAN FINANCIAL NETWORK, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $1,733 | +0.746% | 442 | |
31 | PLAZA HOME MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $1,401 | +0.553% | 322 | |
32 | LOWER, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $1,743 | +0.514% | 312 | |
33 | Equity Prime Mortgage LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,018 | +0.836% | 256 | |
34 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $2,726 | +0.408% | 240 | |
35 | ZILLOW HOME LOANS, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,555 | +0.751% | 203 | |
36 | AMERIHOME MORTGAGE COMPANY, LLC | Strong | Sound | Strong | Sound | Strong | $2,310 | +0.460% | 191 | |
37 | CARRINGTON MORTGAGE SERVICES, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $3,879 | +0.402% | 428 | |
38 | GENEVA FINANCIAL, LLC | Strong | Mediocre | Exceptional | Exceptional | Strong | $2,771 | +0.790% | 340 | |
39 | DIRECT MORTGAGE LOANS, LLC | Strong | Mediocre | Exceptional | Exceptional | Strong | $4,528 | +0.770% | 288 | |
40 | AMERISAVE MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Sound | Strong | $3,537 | +0.806% | 283 | |
41 | AMERICAN PACIFIC MORTGAGE CORPORATION | Strong | Mediocre | Exceptional | Exceptional | Strong | $3,960 | +0.772% | 283 | |
42 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Acceptable | Exceptional | Sound | Strong | $1,431 | +0.237% | 277 | |
43 | MILESTONE HOME LENDING, LLC | Strong | Acceptable | Strong | Strong | Strong | $3,316 | +0.637% | 268 | |
44 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Mediocre | Exceptional | Strong | Strong | $3,158 | +0.696% | 1,396 | |
45 | NATIONSTAR MORTGAGE LLC | Strong | Mediocre | Exceptional | Strong | Strong | $3,205 | +0.544% | 583 | |
46 | DIAMOND RESIDENTIAL MORTGAGE CORPORATION | Strong | Mediocre | Strong | Exceptional | Strong | $3,095 | +0.725% | 501 | |
47 | CALCON MUTUAL MORTGAGE LLC | Strong | Mediocre | Exceptional | Strong | Strong | $2,822 | +0.628% | 482 | |
48 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | Strong | Mediocre | Exceptional | Strong | Strong | $3,008 | +0.555% | 426 | |
49 | CHURCHILL MORTGAGE CORPORATION | Strong | Mediocre | Exceptional | Strong | Strong | $3,059 | +0.520% | 268 | |
50 | Luminate Home Loans, Inc. | Strong | Mediocre | Exceptional | Strong | Strong | $2,893 | +0.875% | 254 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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