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Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best Conventional Mortgage Company Lenders in Lakewood

Updated February 5, 2026

Market Overview

Total Lenders

24,796

Total Loans

0.31%

Median Rate Spread

Rank	Lender	Overall	Pricing	Product	Pull Through	Place	Avg Fees	Spread	Volume
1	NJ LENDERS CORP.	Exceptional	Strong	Exceptional	Strong	Exceptional	$1,746	+0.021%	502
2	PROVIDENT FUNDING ASSOCIATES, L.P.	Exceptional	Exceptional	Exceptional	Sound	Strong	$1,023	-0.082%	201
3	AMERICAN FEDERAL MORTGAGE CORPORATION	Exceptional	Exceptional	Strong	Acceptable	Exceptional	-$490	-0.218%	204
4	Advisors Mortgage Group, L.L.C.	Exceptional	Sound	Exceptional	Strong	Exceptional	$2,168	+0.246%	985
5	LOANDEPOT.COM, LLC	Exceptional	Sound	Exceptional	Strong	Exceptional	$2,497	+0.202%	592
6	KWIK MORTGAGE CORPORATION	Exceptional	Exceptional	Sound	Sound	Strong	-$342	-0.087%	150
7	PINNACLE MORTGAGE, INC.	Exceptional	Exceptional	Sound	Sound	Strong	$1,042	+0.136%	63
8	ROCKET MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$4,334	+0.193%	2,121
9	UNITED WHOLESALE MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$2,026	+0.163%	1,644
10	PENNYMAC LOAN SERVICES, LLC	Strong	Sound	Exceptional	Sound	Exceptional	$1,809	+0.258%	517
11	MUTUAL OF OMAHA MORTGAGE, INC.	Strong	Strong	Strong	Sound	Strong	$457	-0.131%	127
12	PLAZA HOME MORTGAGE, INC.	Strong	Sound	Exceptional	Strong	Strong	$2,239	+0.399%	109
13	ARK-LA-TEX FINANCIAL SERVICES, LLC.	Strong	Sound	Exceptional	Strong	Strong	$2,326	+0.330%	77
14	CROSSCOUNTRY MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	Exceptional	$3,110	+0.320%	1,433
15	GUARANTEED RATE, INC.	Strong	Acceptable	Exceptional	Strong	Exceptional	$1,784	+0.095%	731
16	MOVEMENT MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	Exceptional	$3,580	+0.356%	448
17	CMG MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	Exceptional	$3,614	+0.468%	419
18	MLD MORTGAGE INC.	Strong	Sound	Strong	Strong	Strong	$1,460	+0.046%	101
19	Nations Lending Corporation	Strong	Acceptable	Exceptional	Exceptional	Strong	$4,043	+0.611%	81
20	AMERIHOME MORTGAGE COMPANY, LLC	Strong	Sound	Strong	Strong	Strong	$1,918	+0.253%	64
21	BAY EQUITY LLC	Strong	Sound	Exceptional	Strong	Sound	$1,302	+0.136%	64
22	Paramount Residential Mortgage Group, Inc.	Strong	Acceptable	Exceptional	Strong	Strong	$3,092	+0.517%	296
23	FREEDOM MORTGAGE CORPORATION	Strong	Sound	Strong	Sound	Strong	$1,925	+0.059%	274
24	NATIONSTAR MORTGAGE LLC	Strong	Acceptable	Exceptional	Strong	Strong	$3,570	+0.246%	209
25	Prosperity Home Mortgage, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$2,471	+0.276%	199
26	UNION HOME MORTGAGE CORP.	Strong	Acceptable	Exceptional	Strong	Strong	$2,892	+0.364%	157
27	THE LOAN STORE, INC.	Strong	Acceptable	Exceptional	Strong	Strong	$2,258	+0.314%	140
28	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Strong	Strong	$3,625	+0.399%	139
29	AMERICAN FINANCIAL NETWORK, INC.	Strong	Acceptable	Exceptional	Strong	Strong	$2,674	+0.380%	88
30	KIND LENDING, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$2,259	+0.520%	83
31	CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP	Strong	Acceptable	Exceptional	Strong	Strong	$3,058	+0.341%	75
32	EMM LOANS LLC	Strong	Acceptable	Exceptional	Strong	Strong	$2,958	+0.496%	68
33	ALLIED MORTGAGE GROUP, INC.	Strong	Sound	Strong	Sound	Strong	$3,526	+0.287%	62
34	AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC	Strong	Mediocre	Exceptional	Strong	Exceptional	$4,301	+0.420%	630
35	ABSOLUTE HOME MORTGAGE CORPORATION	Strong	Acceptable	Strong	Sound	Exceptional	$3,217	+0.347%	399
36	NEWREZ LLC	Strong	Acceptable	Exceptional	Sound	Strong	$2,086	+0.345%	337
37	GUARANTEED RATE AFFINITY, LLC	Strong	Acceptable	Exceptional	Sound	Strong	$2,351	+0.180%	242
38	FM Home Loans, LLC	Strong	Acceptable	Strong	Sound	Exceptional	$2,212	+0.304%	229
39	NEW AMERICAN FUNDING, LLC	Strong	Acceptable	Exceptional	Sound	Strong	$2,761	+0.487%	137
40	GREENWAY MORTGAGE FUNDING CORP.	Strong	Sound	Sound	Sound	Strong	$2,930	+0.335%	96
41	GREENTREE MORTGAGE COMPANY, L.P.	Strong	Acceptable	Strong	Strong	Strong	$2,150	+0.245%	76
42	NATIONS DIRECT MORTGAGE, LLC	Strong	Acceptable	Strong	Strong	Strong	$1,121	+0.187%	72
43	FIRST COLONY MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Strong	Sound	$3,300	+0.382%	60
44	PRIMELENDING, A PLAINSCAPITAL COMPANY	Strong	Acceptable	Exceptional	Strong	Sound	$3,168	+0.283%	56
45	EMBRACE HOME LOANS, INC.	Strong	Acceptable	Strong	Sound	Strong	$2,416	+0.328%	181
46	Mortgage Research Center, LLC	Strong	Acceptable	Strong	Sound	Strong	$2,259	+0.968%	118
47	NORWICH COMMERCIAL GROUP, INC.	Strong	Acceptable	Strong	Sound	Strong	$3,095	+0.383%	109
48	MORTGAGE ACCESS CORP.	Strong	Acceptable	Strong	Sound	Strong	$2,917	+0.304%	92
49	BOND STREET MORTGAGE, LLC	Sound	Acceptable	Sound	Sound	Strong	$2,582	+0.298%	160
50	MILLENIUM HOME MORTGAGE, LLC	Sound	Acceptable	Sound	Sound	Strong	$3,377	-0.001%	96

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

Pricing

Rate and fee competitiveness (25%)

Pull Through

Reliability in closing loans (25%)

Product

Specialization in the loan type (25%)

Place

Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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