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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best VA Mortgage Lenders in Marietta
Updated February 5, 2026
Market Overview
195
Total Lenders
20,238
Total Loans
0.28%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Exceptional | $2,820 | +0.135% | 1,808 | |
2 | Ameris Bank | Exceptional | Strong | Exceptional | Exceptional | Exceptional | $3,151 | +0.173% | 826 | |
3 | VANDERBILT MORTGAGE AND FINANCE, INC. | Exceptional | Strong | Exceptional | Exceptional | Exceptional | $2,800 | +0.328% | 367 | |
4 | GUARANTEED RATE, INC. | Exceptional | Strong | Exceptional | Strong | Exceptional | $3,644 | +0.277% | 330 | |
5 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Exceptional | Sound | Strong | $724 | -0.553% | 194 | |
6 | First Federal Bank | Exceptional | Exceptional | Exceptional | Sound | Strong | $1,690 | +0.085% | 126 | |
7 | Heritage Mortgage, LLC | Exceptional | Exceptional | Strong | Strong | Strong | $1,872 | -0.114% | 112 | |
8 | TRAILBLAZER MORTGAGE L.L.C. | Exceptional | Exceptional | Strong | Strong | Strong | $2,376 | -0.397% | 72 | |
9 | NBKC BANK | Exceptional | Exceptional | Exceptional | Strong | Sound | $679 | -0.228% | 53 | |
10 | MOVEMENT MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $2,722 | +0.231% | 724 | |
11 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $2,586 | +0.077% | 289 | |
12 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $1,892 | +0.041% | 284 | |
13 | Prosperity Home Mortgage, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $3,232 | +0.212% | 273 | |
14 | SWBC MORTGAGE CORPORATION | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $1,862 | +0.247% | 252 | |
15 | KIND LENDING, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $2,356 | +0.335% | 170 | |
16 | GUARANTEED RATE AFFINITY, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $3,747 | +0.417% | 74 | |
17 | LOANDEPOT.COM, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,560 | -0.175% | 381 | |
18 | JPMorgan Chase Bank, National Association | Exceptional | Strong | Exceptional | Sound | Strong | $2,446 | +0.144% | 329 | |
19 | First Heritage Mortgage, LLC | Exceptional | Sound | Exceptional | Exceptional | Strong | $2,539 | +0.420% | 175 | |
20 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Exceptional | Sound | Exceptional | Exceptional | Strong | $4,358 | +0.219% | 101 | |
21 | Synovus Bank | Exceptional | Strong | Strong | Strong | Strong | $1,918 | -0.038% | 82 | |
22 | VICTORY MORTGAGE, L.L.C. | Exceptional | Strong | Strong | Strong | Strong | $766 | +0.096% | 52 | |
23 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,549 | +0.251% | 1,796 | |
24 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,307 | +0.346% | 437 | |
25 | NEWREZ LLC | Strong | Sound | Exceptional | Strong | Strong | $2,888 | +0.238% | 154 | |
26 | Flagstar Bank, N.A. | Strong | Sound | Exceptional | Strong | Strong | $2,679 | +0.237% | 145 | |
27 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Strong | $3,910 | +0.229% | 115 | |
28 | PLAZA HOME MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Strong | $3,807 | +0.492% | 64 | |
29 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Exceptional | Sound | $2,227 | +0.174% | 57 | |
30 | USAA Federal Savings Bank | Strong | Strong | Exceptional | Sound | Sound | $2,160 | -0.045% | 50 | |
31 | CMG MORTGAGE, INC. | Strong | Sound | Exceptional | Exceptional | Sound | $1,352 | -0.064% | 49 | |
32 | BANKSOUTH MORTGAGE COMPANY, LLC | Strong | Acceptable | Strong | Exceptional | Exceptional | $3,775 | +0.350% | 474 | |
33 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,777 | +0.279% | 129 | |
34 | FIRST COMMUNITY MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,904 | +0.541% | 76 | |
35 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $4,182 | +0.590% | 326 | |
36 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,895 | -0.125% | 193 | |
37 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $4,534 | +0.339% | 172 | |
38 | MORTGAGE ASSURANCE, INC. | Strong | Sound | Strong | Sound | Strong | $2,923 | +0.015% | 156 | |
39 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,565 | +0.401% | 130 | |
40 | Presidential Bank, FSB | Strong | Acceptable | Strong | Exceptional | Strong | $3,615 | +0.419% | 94 | |
41 | LOWER, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,343 | +0.333% | 94 | |
42 | Magnolia Bank, Incorporated | Strong | Acceptable | Exceptional | Strong | Strong | $3,598 | +0.287% | 73 | |
43 | EVERETT FINANCIAL, INC. | Strong | Mediocre | Exceptional | Strong | Exceptional | $4,836 | +0.669% | 460 | |
44 | ZILLOW HOME LOANS, LLC | Strong | Acceptable | Strong | Strong | Strong | $2,946 | +0.250% | 217 | |
45 | HOMEOWNERS FINANCIAL GROUP USA, LLC | Strong | Acceptable | Strong | Strong | Strong | $4,347 | +0.219% | 196 | |
46 | Capital City Home Loans, LLC | Strong | Acceptable | Strong | Strong | Strong | $1,862 | +0.224% | 160 | |
47 | SOUTHEAST MORTGAGE OF GEORGIA, INC. | Strong | Acceptable | Strong | Strong | Strong | $4,478 | +0.489% | 150 | |
48 | DIRECT LENDERS, LLC | Strong | Acceptable | Sound | Strong | Exceptional | $3,306 | +0.118% | 112 | |
49 | CARRINGTON MORTGAGE SERVICES, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $5,180 | +0.134% | 70 | |
50 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Sound | $4,171 | +0.385% | 49 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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