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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Company Lenders in Nashville
Updated February 5, 2026
Market Overview
49
Total Lenders
22,565
Total Loans
0.33%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $3,363 | +0.024% | 2,369 | |
2 | VANDERBILT MORTGAGE AND FINANCE, INC. | Strong | Sound | Exceptional | Exceptional | $2,837 | +0.111% | 474 | |
3 | Heritage Mortgage, LLC | Strong | Strong | Strong | Strong | $3,299 | +0.257% | 116 | |
4 | JET HOMELOANS, LP | Strong | Strong | Strong | Strong | $2,874 | +0.265% | 99 | |
5 | Legacy Home Loans, LLC | Strong | Sound | Strong | Exceptional | $1,868 | +0.146% | 1,104 | |
6 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Exceptional | $2,284 | -0.187% | 755 | |
7 | MORTGAGE INVESTORS GROUP, INC. | Strong | Sound | Exceptional | Strong | $2,726 | +0.119% | 270 | |
8 | FIRST EQUITY MORTGAGE INCORPORATED | Strong | Strong | Sound | Strong | $1,003 | -0.370% | 132 | |
9 | FIRST COLONY MORTGAGE CORPORATION | Strong | Sound | Exceptional | Strong | $2,472 | +0.334% | 79 | |
10 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $4,690 | +0.199% | 2,107 | |
11 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | $3,874 | +0.329% | 1,585 | |
12 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $3,154 | +0.202% | 690 | |
13 | FIRST COMMUNITY MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | $3,895 | +0.426% | 683 | |
14 | SWBC MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | $2,106 | +0.230% | 518 | |
15 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Strong | $2,699 | +0.144% | 427 | |
16 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Strong | $2,483 | -0.014% | 414 | |
17 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Strong | $2,998 | +0.261% | 242 | |
18 | INSPIRE HOME LOANS INC. | Strong | Sound | Strong | Strong | $3,981 | +0.414% | 226 | |
19 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Exceptional | $4,657 | +0.557% | 583 | |
20 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | $4,347 | +0.379% | 423 | |
21 | Primis Mortgage Company | Strong | Acceptable | Strong | Exceptional | $3,478 | +0.289% | 405 | |
22 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Sound | Strong | $2,039 | +0.285% | 135 | |
23 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | $3,880 | +0.376% | 123 | |
24 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | $3,966 | +0.458% | 112 | |
25 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | $4,561 | +0.499% | 104 | |
26 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Strong | $3,135 | +0.425% | 347 | |
27 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Strong | Strong | $3,076 | +0.079% | 200 | |
28 | INTERLINC MORTGAGE SERVICES, LLC | Strong | Acceptable | Strong | Strong | $2,895 | +0.208% | 175 | |
29 | THE LOAN STORE, INC. | Strong | Acceptable | Strong | Strong | $2,197 | +0.287% | 103 | |
30 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Strong | Strong | $5,096 | +0.469% | 85 | |
31 | STOCKTON MORTGAGE CORPORATION | Strong | Acceptable | Strong | Strong | $3,165 | +0.400% | 85 | |
32 | Equity Prime Mortgage LLC | Strong | Acceptable | Strong | Strong | $5,430 | +0.812% | 78 | |
33 | T2 FINANCIAL LLC | Strong | Acceptable | Exceptional | Sound | $4,230 | +0.270% | 67 | |
34 | CHURCHILL MORTGAGE CORPORATION | Sound | Mediocre | Strong | Exceptional | $3,314 | +0.369% | 449 | |
35 | NEW AMERICAN FUNDING, LLC | Sound | Acceptable | Sound | Strong | $3,603 | +0.462% | 280 | |
36 | AMERICAN PACIFIC MORTGAGE CORPORATION | Sound | Mediocre | Exceptional | Strong | $5,070 | +0.463% | 270 | |
37 | NEWREZ LLC | Sound | Acceptable | Sound | Strong | $2,698 | +0.262% | 217 | |
38 | CARRINGTON MORTGAGE SERVICES, LLC | Sound | Acceptable | Sound | Strong | $5,214 | +0.301% | 88 | |
39 | KIND LENDING, LLC | Sound | Acceptable | Strong | Sound | $2,747 | +0.379% | 67 | |
40 | LOWER, LLC | Sound | Acceptable | Strong | Sound | $2,938 | +0.243% | 66 | |
41 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | Sound | Mediocre | Strong | Strong | $3,841 | +0.389% | 207 | |
42 | PRIMARY RESIDENTIAL MORTGAGE, INC. | Sound | Mediocre | Strong | Strong | $3,130 | +0.422% | 193 | |
43 | ACOPIA, LLC | Sound | Mediocre | Strong | Strong | $5,125 | +0.498% | 133 | |
44 | ISERVE RESIDENTIAL LENDING, LLC | Sound | Mediocre | Strong | Strong | $4,228 | +0.290% | 101 | |
45 | GARDNER FINANCIAL SERVICES, LTD. | Sound | Mediocre | Strong | Strong | $5,030 | +0.496% | 68 | |
46 | Farm Credit Mid-America, ACA | Sound | Mediocre | Sound | Strong | $6,533 | +0.539% | 147 | |
47 | CASTLE & COOKE MORTGAGE, LLC | Sound | Mediocre | Sound | Strong | $4,685 | +0.294% | 69 | |
48 | AMERISAVE MORTGAGE CORPORATION | Sound | Mediocre | Acceptable | Sound | $3,497 | +0.472% | 67 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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