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Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best Conventional Mortgage Lenders in New Orleans

Updated February 5, 2026

Market Overview

Total Lenders

6,170

Total Loans

0.37%

Median Rate Spread

Rank	Lender	Overall	Pricing	Product	Pull Through	Place	Avg Fees	Spread	Volume
1	DSLD MORTGAGE, LLC	Exceptional	Exceptional	Exceptional	Strong	Strong	$166	-0.096%	94
2	NAVY FEDERAL CREDIT UNION	Exceptional	Exceptional	Exceptional	Sound	Strong	$647	-0.227%	105
3	GMFS LLC	Exceptional	Sound	Exceptional	Exceptional	Exceptional	$1,585	+0.297%	380
4	HANCOCK WHITNEY BANK	Exceptional	Strong	Strong	Strong	Exceptional	$1,579	+0.141%	247
5	Red River Bank	Exceptional	Exceptional	Strong	Strong	Sound	$1,672	-0.009%	24
6	JPMorgan Chase Bank, National Association	Exceptional	Sound	Exceptional	Strong	Exceptional	$2,184	+0.202%	285
7	First Horizon Bank	Exceptional	Sound	Exceptional	Strong	Exceptional	$2,044	+0.123%	253
8	CREDIT HUMAN FEDERAL CREDIT UNION	Exceptional	Exceptional	Sound	Sound	Strong	$1,466	+0.155%	87
9	STANDARD MORTGAGE CORPORATION	Exceptional	Strong	Strong	Strong	Strong	$1,731	-0.001%	79
10	Jefferson Parish Employees FCU	Exceptional	Exceptional	Acceptable	Strong	Strong	$499	-0.903%	38
11	BankPlus	Exceptional	Strong	Strong	Strong	Strong	$975	+0.131%	37
12	Bank of America, National Association	Exceptional	Strong	Exceptional	Strong	Sound	$1,869	-0.109%	23
13	NBKC BANK	Exceptional	Exceptional	Strong	Sound	Sound	-$110	-0.217%	14
14	UNITED WHOLESALE MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$3,218	+0.375%	533
15	ROCKET MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$3,814	+0.424%	499
16	Gulf Coast Bank and Trust Company	Strong	Sound	Strong	Strong	Exceptional	$1,948	+0.329%	359
17	LOANDEPOT.COM, LLC	Strong	Sound	Exceptional	Strong	Strong	$3,730	+0.555%	53
18	JEFFERSON FINANCIAL FEDERAL CREDIT UNION	Strong	Exceptional	Acceptable	Sound	Strong	$409	-0.240%	38
19	Wells Fargo Bank, National Association	Strong	Strong	Exceptional	Sound	Sound	$2,265	-0.106%	26
20	MOVEMENT MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	Exceptional	$2,745	+0.457%	291
21	PENNYMAC LOAN SERVICES, LLC	Strong	Sound	Exceptional	Sound	Strong	$798	+0.140%	65
22	MUTUAL OF OMAHA MORTGAGE, INC.	Strong	Strong	Strong	Sound	Sound	$2,721	+0.235%	29
23	Cadence Bank	Strong	Sound	Exceptional	Strong	Sound	$1,343	+0.508%	18
24	FIDELITY BANK	Strong	Acceptable	Strong	Strong	Exceptional	$3,701	+0.334%	429
25	FREEDOM MORTGAGE CORPORATION	Strong	Sound	Strong	Sound	Strong	$2,042	+0.307%	131
26	CROSSCOUNTRY MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$3,053	+0.598%	130
27	America's Mortgage Resource, Inc.	Strong	Sound	Sound	Sound	Exceptional	$2,045	+0.187%	117
28	Regions Bank	Strong	Acceptable	Exceptional	Strong	Strong	$1,729	+0.410%	107
29	Flagstar Bank, N.A.	Strong	Acceptable	Exceptional	Strong	Strong	$2,177	+0.308%	54
30	CMG MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	Strong	$2,953	+0.558%	53
31	PRIMELENDING, A PLAINSCAPITAL COMPANY	Strong	Acceptable	Exceptional	Strong	Strong	$4,101	+0.494%	48
32	T2 FINANCIAL LLC	Strong	Acceptable	Exceptional	Strong	Strong	$3,897	+0.335%	46
33	NEW AMERICAN FUNDING, LLC	Strong	Acceptable	Exceptional	Sound	Strong	$2,443	+0.635%	66
34	NEWREZ LLC	Strong	Acceptable	Exceptional	Sound	Strong	$2,265	+0.420%	63
35	NATIONSTAR MORTGAGE LLC	Strong	Acceptable	Exceptional	Strong	Sound	$4,296	+0.290%	42
36	LOWER, LLC	Strong	Acceptable	Exceptional	Strong	Sound	$2,726	+0.485%	32
37	GUARANTEED RATE, INC.	Strong	Acceptable	Exceptional	Strong	Sound	$2,174	+0.427%	27
38	AMERICAN FINANCIAL NETWORK, INC.	Strong	Acceptable	Exceptional	Strong	Sound	$2,662	+0.801%	26
39	PRIMARY RESIDENTIAL MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	Sound	$3,161	+0.620%	19
40	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Strong	Sound	$3,979	+0.667%	18
41	Paramount Residential Mortgage Group, Inc.	Strong	Acceptable	Exceptional	Strong	Sound	$3,070	+0.644%	17
42	LOANSTEADY LLC	Strong	Sound	Strong	Sound	Sound	$2,617	+0.555%	16
43	FIRST COMMUNITY MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	Sound	$1,997	+0.826%	15
44	Mortgage Research Center, LLC	Strong	Acceptable	Strong	Sound	Strong	$1,978	+0.523%	121
45	USAA Federal Savings Bank	Strong	Sound	Strong	Acceptable	Sound	$1,487	-0.206%	40
46	PLANET HOME LENDING, LLC	Strong	Acceptable	Strong	Strong	Sound	$1,247	+0.600%	30
47	INTERLINC MORTGAGE SERVICES, LLC	Strong	Acceptable	Strong	Strong	Sound	$2,907	+0.417%	29
48	AML FUNDING LLC	Strong	Sound	Sound	Sound	Sound	$1,511	+0.189%	21
49	Assurance Financial Group, L.L.C.	Strong	Acceptable	Strong	Strong	Sound	$3,358	+0.570%	20
50	Home Bank, National Association	Strong	Sound	Sound	Sound	Sound	$1,316	+0.053%	20

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

Pricing

Rate and fee competitiveness (25%)

Pull Through

Reliability in closing loans (25%)

Product

Specialization in the loan type (25%)

Place

Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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