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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Company Lenders in Oklahoma
Updated February 6, 2026
Market Overview
50
Total Lenders
40,476
Total Loans
0.38%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | FLAT BRANCH MORTGAGE, INC. | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $1,950 | +0.405% | 1,194 | |
2 | ASSOCIATED MORTGAGE CORPORATION | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,433 | +0.316% | 2,371 | |
3 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,582 | +0.420% | 2,948 | |
4 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $2,585 | +0.172% | 1,503 | |
5 | FINANCIAL CONCEPTS MORTGAGE, LLC | Strong | Sound | Sound | Exceptional | Exceptional | $2,424 | +0.384% | 413 | |
6 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,873 | +0.357% | 315 | |
7 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Strong | Strong | Sound | Strong | $2,113 | +0.148% | 134 | |
8 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Strong | $1,856 | -0.016% | 405 | |
9 | MLD MORTGAGE INC. | Strong | Sound | Strong | Strong | Strong | $2,777 | +0.254% | 404 | |
10 | V.I.P. MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,131 | +0.274% | 184 | |
11 | AMERIHOME MORTGAGE COMPANY, LLC | Strong | Sound | Strong | Strong | Strong | $2,631 | +0.534% | 126 | |
12 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Strong | Sound | $1,513 | +0.419% | 99 | |
13 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,061 | +0.540% | 561 | |
14 | THE MORTGAGE LINK, INC. | Strong | Acceptable | Strong | Strong | Exceptional | $2,981 | +0.639% | 431 | |
15 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $1,941 | +0.283% | 382 | |
16 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | Strong | $2,660 | +0.534% | 323 | |
17 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,118 | +0.467% | 267 | |
18 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | Strong | $2,819 | +0.462% | 259 | |
19 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,042 | +0.715% | 257 | |
20 | CWM PARTNERS, L.P. | Strong | Sound | Sound | Sound | Exceptional | $1,961 | +0.265% | 245 | |
21 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,499 | +0.248% | 229 | |
22 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | Strong | $2,546 | +0.599% | 197 | |
23 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $3,425 | +0.586% | 197 | |
24 | SWBC MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $4,121 | +0.356% | 181 | |
25 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Exceptional | Strong | Strong | $2,279 | +0.564% | 160 | |
26 | GoodLeap, LLC | Strong | Sound | Strong | Sound | Strong | $3,034 | -0.140% | 135 | |
27 | AMERICAN FINANCIAL NETWORK, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $3,095 | +0.841% | 127 | |
28 | KIND LENDING, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,293 | +0.482% | 118 | |
29 | TOWNE MORTGAGE COMPANY | Strong | Acceptable | Exceptional | Strong | Strong | $2,528 | +0.409% | 114 | |
30 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Sound | Exceptional | $1,518 | +0.519% | 1,577 | |
31 | LENDLO MORTGAGE, LLC | Strong | Acceptable | Strong | Sound | Exceptional | $3,159 | +0.499% | 826 | |
32 | Luminate Home Loans, Inc. | Strong | Mediocre | Exceptional | Strong | Exceptional | $3,928 | +0.736% | 533 | |
33 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $3,648 | +0.777% | 415 | |
34 | American Mortgage Bank, LLC | Strong | Acceptable | Strong | Sound | Exceptional | $1,872 | +0.573% | 371 | |
35 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Strong | $1,831 | +0.501% | 296 | |
36 | INTERLINC MORTGAGE SERVICES, LLC | Strong | Acceptable | Strong | Strong | Strong | $2,316 | +0.817% | 183 | |
37 | Waterstone Mortgage Corporation | Strong | Mediocre | Exceptional | Strong | Strong | $3,982 | +0.595% | 336 | |
38 | SUN WEST MORTGAGE COMPANY, INC. | Strong | Acceptable | Strong | Sound | Strong | $2,651 | +0.444% | 117 | |
39 | ZILLOW HOME LOANS, LLC | Strong | Acceptable | Strong | Sound | Strong | $2,409 | +0.640% | 108 | |
40 | GARDNER FINANCIAL SERVICES, LTD. | Sound | Mediocre | Strong | Strong | Strong | $2,992 | +0.701% | 164 | |
41 | ROYAL UNITED MORTGAGE LLC | Sound | Mediocre | Strong | Strong | Strong | $2,673 | +1.170% | 122 | |
42 | CARRINGTON MORTGAGE SERVICES, LLC | Sound | Acceptable | Strong | Acceptable | Strong | $4,257 | +0.326% | 110 | |
43 | MORTGAGE INVESTMENT SERVICES CORPORATION | Sound | Acceptable | Sound | Sound | Strong | $1,864 | +0.542% | 99 | |
44 | GENEVA FINANCIAL, LLC | Sound | Mediocre | Strong | Strong | Strong | $3,442 | +0.717% | 91 | |
45 | US MORTGAGE CORPORATION | Sound | Mediocre | Strong | Sound | Strong | $3,116 | +0.666% | 215 | |
46 | Click n' Close, Inc. | Sound | Mediocre | Strong | Sound | Strong | $8,576 | +1.630% | 186 | |
47 | SUCCESS MORTGAGE PARTNERS, INC. | Sound | Mediocre | Strong | Sound | Strong | $4,311 | +0.631% | 123 | |
48 | SOUTHWEST FUNDING, LP | Sound | Mediocre | Sound | Sound | Strong | $3,140 | +0.725% | 117 | |
49 | MORTGAGE SOLUTIONS OF COLORADO, LLC | Sound | Mediocre | Sound | Acceptable | Strong | $1,806 | +0.595% | 180 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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