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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Company Lenders in Oklahoma
Updated February 6, 2026
Market Overview
50
Total Lenders
23,549
Total Loans
0.49%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | ASSOCIATED MORTGAGE CORPORATION | Strong | Sound | Exceptional | Exceptional | $2,433 | +0.316% | 2,371 | |
2 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $2,585 | +0.172% | 1,503 | |
3 | FLAT BRANCH MORTGAGE, INC. | Strong | Sound | Exceptional | Exceptional | $1,950 | +0.405% | 1,194 | |
4 | LENDLO MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $3,159 | +0.499% | 826 | |
5 | MLD MORTGAGE INC. | Strong | Sound | Exceptional | Strong | $2,777 | +0.254% | 404 | |
6 | CWM PARTNERS, L.P. | Strong | Sound | Strong | Exceptional | $1,961 | +0.265% | 245 | |
7 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $3,582 | +0.420% | 2,948 | |
8 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Strong | $1,856 | -0.016% | 405 | |
9 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Strong | $1,941 | +0.283% | 382 | |
10 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Strong | $2,660 | +0.534% | 323 | |
11 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Strong | $2,873 | +0.357% | 315 | |
12 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Sound | $1,513 | +0.419% | 99 | |
13 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Exceptional | $1,518 | +0.519% | 1,577 | |
14 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | $3,061 | +0.540% | 561 | |
15 | THE MORTGAGE LINK, INC. | Strong | Acceptable | Strong | Exceptional | $2,981 | +0.639% | 431 | |
16 | FINANCIAL CONCEPTS MORTGAGE, LLC | Strong | Acceptable | Strong | Exceptional | $2,424 | +0.384% | 413 | |
17 | American Mortgage Bank, LLC | Strong | Acceptable | Strong | Exceptional | $1,872 | +0.573% | 371 | |
18 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | $2,819 | +0.462% | 259 | |
19 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | $2,499 | +0.248% | 229 | |
20 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | $2,546 | +0.599% | 197 | |
21 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | $3,425 | +0.586% | 197 | |
22 | V.I.P. MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | $2,131 | +0.274% | 184 | |
23 | SWBC MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | $4,121 | +0.356% | 181 | |
24 | GoodLeap, LLC | Strong | Sound | Sound | Strong | $3,034 | -0.140% | 135 | |
25 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Sound | Strong | $2,113 | +0.148% | 134 | |
26 | AMERIHOME MORTGAGE COMPANY, LLC | Strong | Sound | Sound | Strong | $2,631 | +0.534% | 126 | |
27 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Strong | Strong | $3,118 | +0.467% | 267 | |
28 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | $3,042 | +0.715% | 257 | |
29 | INTERLINC MORTGAGE SERVICES, LLC | Strong | Acceptable | Strong | Strong | $2,316 | +0.817% | 183 | |
30 | MORTGAGE SOLUTIONS OF COLORADO, LLC | Strong | Acceptable | Strong | Strong | $1,806 | +0.595% | 180 | |
31 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Strong | Strong | $2,279 | +0.564% | 160 | |
32 | AMERICAN FINANCIAL NETWORK, INC. | Strong | Acceptable | Strong | Strong | $3,095 | +0.841% | 127 | |
33 | Equity Prime Mortgage LLC | Strong | Acceptable | Strong | Strong | $2,391 | +0.856% | 122 | |
34 | KIND LENDING, LLC | Strong | Acceptable | Strong | Strong | $2,293 | +0.482% | 118 | |
35 | SUN WEST MORTGAGE COMPANY, INC. | Strong | Acceptable | Strong | Strong | $2,651 | +0.444% | 117 | |
36 | TOWNE MORTGAGE COMPANY | Strong | Acceptable | Strong | Strong | $2,528 | +0.409% | 114 | |
37 | ZILLOW HOME LOANS, LLC | Strong | Acceptable | Strong | Strong | $2,409 | +0.640% | 108 | |
38 | Luminate Home Loans, Inc. | Sound | Mediocre | Strong | Exceptional | $3,928 | +0.736% | 533 | |
39 | NEW AMERICAN FUNDING, LLC | Sound | Acceptable | Sound | Strong | $3,648 | +0.777% | 415 | |
40 | NEWREZ LLC | Sound | Acceptable | Sound | Strong | $1,831 | +0.501% | 296 | |
41 | CARRINGTON MORTGAGE SERVICES, LLC | Sound | Acceptable | Sound | Strong | $4,257 | +0.326% | 110 | |
42 | MORTGAGE INVESTMENT SERVICES CORPORATION | Sound | Acceptable | Sound | Strong | $1,864 | +0.542% | 99 | |
43 | GENEVA FINANCIAL, LLC | Sound | Mediocre | Exceptional | Strong | $3,442 | +0.717% | 91 | |
44 | Waterstone Mortgage Corporation | Sound | Mediocre | Strong | Strong | $3,982 | +0.595% | 336 | |
45 | GARDNER FINANCIAL SERVICES, LTD. | Sound | Mediocre | Strong | Strong | $2,992 | +0.701% | 164 | |
46 | SUCCESS MORTGAGE PARTNERS, INC. | Sound | Mediocre | Strong | Strong | $4,311 | +0.631% | 123 | |
47 | ROYAL UNITED MORTGAGE LLC | Sound | Mediocre | Strong | Strong | $2,673 | +1.170% | 122 | |
48 | SOUTHWEST FUNDING, LP | Sound | Mediocre | Strong | Strong | $3,140 | +0.725% | 117 | |
49 | US MORTGAGE CORPORATION | Sound | Mediocre | Sound | Strong | $3,116 | +0.666% | 215 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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