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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best FHA Mortgage Company Lenders in Oklahoma
Updated February 6, 2026
Market Overview
50
Total Lenders
40,476
Total Loans
0.38%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | ASSOCIATED MORTGAGE CORPORATION | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $2,433 | +0.316% | 2,371 | |
2 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $2,585 | +0.172% | 1,503 | |
3 | FLAT BRANCH MORTGAGE, INC. | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $1,950 | +0.405% | 1,194 | |
4 | LENDLO MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $3,159 | +0.499% | 826 | |
5 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $2,660 | +0.534% | 323 | |
6 | CWM PARTNERS, L.P. | Exceptional | Strong | Strong | Strong | Exceptional | $1,961 | +0.265% | 245 | |
7 | INTERLINC MORTGAGE SERVICES, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $2,316 | +0.817% | 183 | |
8 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Sound | Strong | $1,856 | -0.016% | 405 | |
9 | SWBC MORTGAGE CORPORATION | Exceptional | Sound | Exceptional | Exceptional | Strong | $4,121 | +0.356% | 181 | |
10 | GoodLeap, LLC | Exceptional | Strong | Exceptional | Sound | Strong | $3,034 | -0.140% | 135 | |
11 | TOWNE MORTGAGE COMPANY | Exceptional | Sound | Exceptional | Exceptional | Strong | $2,528 | +0.409% | 114 | |
12 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Exceptional | Strong | Exceptional | Strong | Sound | $1,513 | +0.419% | 99 | |
13 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,582 | +0.420% | 2,948 | |
14 | MLD MORTGAGE INC. | Strong | Sound | Exceptional | Strong | Strong | $2,777 | +0.254% | 404 | |
15 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,873 | +0.357% | 315 | |
16 | KIND LENDING, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,293 | +0.482% | 118 | |
17 | THE MORTGAGE LINK, INC. | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,981 | +0.639% | 431 | |
18 | FINANCIAL CONCEPTS MORTGAGE, LLC | Strong | Acceptable | Strong | Exceptional | Exceptional | $2,424 | +0.384% | 413 | |
19 | NEWREZ LLC | Strong | Sound | Exceptional | Sound | Strong | $1,831 | +0.501% | 296 | |
20 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,819 | +0.462% | 259 | |
21 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,546 | +0.599% | 197 | |
22 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,425 | +0.586% | 197 | |
23 | V.I.P. MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,131 | +0.274% | 184 | |
24 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Sound | Exceptional | $1,518 | +0.519% | 1,577 | |
25 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,061 | +0.540% | 561 | |
26 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $1,941 | +0.283% | 382 | |
27 | American Mortgage Bank, LLC | Strong | Acceptable | Strong | Strong | Exceptional | $1,872 | +0.573% | 371 | |
28 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,499 | +0.248% | 229 | |
29 | MORTGAGE SOLUTIONS OF COLORADO, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $1,806 | +0.595% | 180 | |
30 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Exceptional | Strong | Strong | $2,279 | +0.564% | 160 | |
31 | AMERICAN FINANCIAL NETWORK, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $3,095 | +0.841% | 127 | |
32 | AMERIHOME MORTGAGE COMPANY, LLC | Strong | Sound | Strong | Sound | Strong | $2,631 | +0.534% | 126 | |
33 | Equity Prime Mortgage LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,391 | +0.856% | 122 | |
34 | SUN WEST MORTGAGE COMPANY, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,651 | +0.444% | 117 | |
35 | ZILLOW HOME LOANS, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,409 | +0.640% | 108 | |
36 | MORTGAGE INVESTMENT SERVICES CORPORATION | Strong | Sound | Strong | Sound | Strong | $1,864 | +0.542% | 99 | |
37 | Luminate Home Loans, Inc. | Strong | Mediocre | Exceptional | Strong | Exceptional | $3,928 | +0.736% | 533 | |
38 | Waterstone Mortgage Corporation | Strong | Mediocre | Exceptional | Exceptional | Strong | $3,982 | +0.595% | 336 | |
39 | GARDNER FINANCIAL SERVICES, LTD. | Strong | Mediocre | Exceptional | Exceptional | Strong | $2,992 | +0.701% | 164 | |
40 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Acceptable | Exceptional | Sound | Strong | $2,113 | +0.148% | 134 | |
41 | CARRINGTON MORTGAGE SERVICES, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $4,257 | +0.326% | 110 | |
42 | GENEVA FINANCIAL, LLC | Strong | Mediocre | Exceptional | Exceptional | Strong | $3,442 | +0.717% | 91 | |
43 | NATIONSTAR MORTGAGE LLC | Strong | Mediocre | Exceptional | Strong | Strong | $3,118 | +0.467% | 267 | |
44 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Mediocre | Exceptional | Strong | Strong | $3,042 | +0.715% | 257 | |
45 | Click n' Close, Inc. | Strong | Mediocre | Exceptional | Strong | Strong | $8,576 | +1.630% | 186 | |
46 | SUCCESS MORTGAGE PARTNERS, INC. | Strong | Mediocre | Exceptional | Strong | Strong | $4,311 | +0.631% | 123 | |
47 | SOUTHWEST FUNDING, LP | Strong | Mediocre | Exceptional | Strong | Strong | $3,140 | +0.725% | 117 | |
48 | NEW AMERICAN FUNDING, LLC | Sound | Mediocre | Exceptional | Sound | Strong | $3,648 | +0.777% | 415 | |
49 | US MORTGAGE CORPORATION | Sound | Mediocre | Strong | Strong | Strong | $3,116 | +0.666% | 215 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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