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Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best VA Mortgage Company Lenders in Oklahoma

Updated February 6, 2026

Market Overview

Total Lenders

40,476

Total Loans

0.38%

Median Rate Spread

Rank	Lender	Overall	Pricing	Product	Pull Through	Place	Avg Fees	Spread	Volume
1	LENDLO MORTGAGE, LLC	Exceptional	Exceptional	Exceptional	Exceptional	Exceptional	$3,159	+0.499%	826
2	UNITED WHOLESALE MORTGAGE, LLC	Exceptional	Strong	Exceptional	Exceptional	Exceptional	$2,585	+0.172%	1,503
3	INTERLINC MORTGAGE SERVICES, LLC	Exceptional	Exceptional	Strong	Strong	Strong	$2,316	+0.817%	183
4	PENNYMAC LOAN SERVICES, LLC	Exceptional	Strong	Exceptional	Strong	Strong	$1,856	-0.016%	405
5	GUARANTEED RATE, INC.	Exceptional	Strong	Exceptional	Strong	Strong	$1,941	+0.283%	382
6	FREEDOM MORTGAGE CORPORATION	Exceptional	Strong	Exceptional	Strong	Strong	$2,660	+0.534%	323
7	AMERICAN FINANCIAL NETWORK, INC.	Exceptional	Strong	Exceptional	Strong	Strong	$3,095	+0.841%	127
8	ASSOCIATED MORTGAGE CORPORATION	Exceptional	Sound	Exceptional	Strong	Exceptional	$2,433	+0.316%	2,371
9	MLD MORTGAGE INC.	Exceptional	Strong	Strong	Strong	Strong	$2,777	+0.254%	404
10	CMG MORTGAGE, INC.	Exceptional	Sound	Exceptional	Exceptional	Strong	$2,499	+0.248%	229
11	PRIMELENDING, A PLAINSCAPITAL COMPANY	Exceptional	Sound	Exceptional	Exceptional	Strong	$2,546	+0.599%	197
12	SWBC MORTGAGE CORPORATION	Exceptional	Sound	Exceptional	Exceptional	Strong	$4,121	+0.356%	181
13	TOWNE MORTGAGE COMPANY	Exceptional	Sound	Exceptional	Exceptional	Strong	$2,528	+0.409%	114
14	ROCKET MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$3,582	+0.420%	2,948
15	FLAT BRANCH MORTGAGE, INC.	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$1,950	+0.405%	1,194
16	American Mortgage Bank, LLC	Strong	Sound	Strong	Strong	Exceptional	$1,872	+0.573%	371
17	LOANDEPOT.COM, LLC	Strong	Sound	Exceptional	Strong	Strong	$2,873	+0.357%	315
18	NEWREZ LLC	Strong	Sound	Exceptional	Strong	Strong	$1,831	+0.501%	296
19	CWM PARTNERS, L.P.	Strong	Sound	Strong	Strong	Exceptional	$1,961	+0.265%	245
20	Paramount Residential Mortgage Group, Inc.	Strong	Sound	Exceptional	Strong	Strong	$2,279	+0.564%	160
21	MUTUAL OF OMAHA MORTGAGE, INC.	Strong	Sound	Exceptional	Strong	Strong	$2,113	+0.148%	134
22	SUN WEST MORTGAGE COMPANY, INC.	Strong	Sound	Exceptional	Strong	Strong	$2,651	+0.444%	117
23	ARK-LA-TEX FINANCIAL SERVICES, LLC.	Strong	Sound	Exceptional	Exceptional	Sound	$1,513	+0.419%	99
24	Mortgage Research Center, LLC	Strong	Acceptable	Exceptional	Strong	Exceptional	$1,518	+0.519%	1,577
25	FINANCIAL CONCEPTS MORTGAGE, LLC	Strong	Acceptable	Strong	Exceptional	Exceptional	$2,424	+0.384%	413
26	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Exceptional	Strong	$3,425	+0.586%	197
27	MORTGAGE INVESTMENT SERVICES CORPORATION	Strong	Sound	Strong	Strong	Strong	$1,864	+0.542%	99
28	GUILD MORTGAGE COMPANY LLC	Strong	Acceptable	Exceptional	Strong	Strong	$3,061	+0.540%	561
29	NATIONSTAR MORTGAGE LLC	Strong	Acceptable	Exceptional	Strong	Strong	$3,118	+0.467%	267
30	UNION HOME MORTGAGE CORP.	Strong	Acceptable	Exceptional	Strong	Strong	$2,819	+0.462%	259
31	CROSSCOUNTRY MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$3,042	+0.715%	257
32	V.I.P. MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	Strong	$2,131	+0.274%	184
33	MORTGAGE SOLUTIONS OF COLORADO, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$1,806	+0.595%	180
34	GoodLeap, LLC	Strong	Sound	Strong	Sound	Strong	$3,034	-0.140%	135
35	Equity Prime Mortgage LLC	Strong	Acceptable	Exceptional	Sound	Strong	$2,391	+0.856%	122
36	SOUTHWEST FUNDING, LP	Strong	Acceptable	Strong	Strong	Strong	$3,140	+0.725%	117
37	CARRINGTON MORTGAGE SERVICES, LLC	Strong	Acceptable	Exceptional	Sound	Strong	$4,257	+0.326%	110
38	ZILLOW HOME LOANS, LLC	Strong	Acceptable	Strong	Strong	Strong	$2,409	+0.640%	108
39	GENEVA FINANCIAL, LLC	Strong	Mediocre	Exceptional	Exceptional	Strong	$3,442	+0.717%	91
40	Luminate Home Loans, Inc.	Strong	Mediocre	Strong	Strong	Exceptional	$3,928	+0.736%	533
41	THE MORTGAGE LINK, INC.	Strong	Mediocre	Strong	Strong	Exceptional	$2,981	+0.639%	431
42	Waterstone Mortgage Corporation	Strong	Mediocre	Exceptional	Strong	Strong	$3,982	+0.595%	336
43	GARDNER FINANCIAL SERVICES, LTD.	Strong	Mediocre	Strong	Exceptional	Strong	$2,992	+0.701%	164
44	AMERIHOME MORTGAGE COMPANY, LLC	Strong	Acceptable	Strong	Sound	Strong	$2,631	+0.534%	126
45	NEW AMERICAN FUNDING, LLC	Sound	Mediocre	Exceptional	Sound	Strong	$3,648	+0.777%	415
46	US MORTGAGE CORPORATION	Sound	Mediocre	Strong	Strong	Strong	$3,116	+0.666%	215
47	NEW DAY FINANCIAL, LLC	Sound	Mediocre	Exceptional	Sound	Strong	$4,191	+1.134%	152
48	SUCCESS MORTGAGE PARTNERS, INC.	Sound	Mediocre	Strong	Strong	Strong	$4,311	+0.631%	123
49	Click n' Close, Inc.	Sound	Mediocre	Strong	Sound	Strong	$8,576	+1.630%	186

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

Pricing

Rate and fee competitiveness (25%)

Pull Through

Reliability in closing loans (25%)

Product

Specialization in the loan type (25%)

Place

Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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