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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Lenders in Rockingham County
Updated February 5, 2026
Market Overview
74
Total Lenders
4,673
Total Loans
0.19%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | Leader Bank, National Association | Exceptional | Exceptional | Exceptional | Strong | Strong | $773 | +0.006% | 56 | |
2 | Bangor Savings Bank | Exceptional | Exceptional | Exceptional | Strong | Strong | $1,179 | -0.048% | 41 | |
3 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Exceptional | Sound | Sound | $353 | -0.474% | 37 | |
4 | NBT Bank, National Association | Exceptional | Exceptional | Strong | Strong | Sound | $849 | -0.106% | 21 | |
5 | Citizens Bank, National Association | Exceptional | Strong | Exceptional | Sound | Strong | $1,283 | +0.061% | 67 | |
6 | Institution for Savings in Newburyport and Its Vicinity | Exceptional | Exceptional | Sound | Sound | Strong | $1,128 | -0.215% | 32 | |
7 | Bank of America, National Association | Exceptional | Strong | Exceptional | Strong | Sound | $386 | -0.300% | 26 | |
8 | MERRIMACK VALLEY | Exceptional | Exceptional | Sound | Sound | Strong | $192 | -0.193% | 25 | |
9 | NBKC BANK | Exceptional | Exceptional | Strong | Sound | Sound | $244 | -0.235% | 23 | |
10 | NORTHEAST HOME LOAN, LLC | Exceptional | Strong | Strong | Exceptional | Sound | $2,657 | +0.542% | 16 | |
11 | U.S. Bank National Association | Exceptional | Strong | Exceptional | Strong | Sound | $350 | -0.065% | 14 | |
12 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $2,496 | +0.186% | 438 | |
13 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,718 | +0.290% | 308 | |
14 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $1,650 | +0.191% | 137 | |
15 | HARBORONE MORTGAGE, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,293 | +0.213% | 94 | |
16 | Service Federal Credit Union | Strong | Exceptional | Sound | Acceptable | Strong | $771 | -0.489% | 79 | |
17 | DIGITAL | Strong | Exceptional | Strong | Acceptable | Sound | $867 | -0.127% | 26 | |
18 | Wells Fargo Bank, National Association | Strong | Strong | Exceptional | Sound | Sound | $2,525 | +0.259% | 20 | |
19 | The Camden National Bank | Strong | Strong | Strong | Strong | Sound | $534 | +0.223% | 13 | |
20 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Exceptional | $1,920 | +0.331% | 645 | |
21 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,055 | +0.216% | 229 | |
22 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,104 | +0.332% | 226 | |
23 | EMM LOANS LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,275 | +0.335% | 205 | |
24 | JPMorgan Chase Bank, National Association | Strong | Sound | Exceptional | Strong | Sound | $2,561 | +0.129% | 34 | |
25 | Manufacturers and Traders Trust Company | Strong | Sound | Exceptional | Strong | Sound | $1,927 | +0.023% | 31 | |
26 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Strong | Sound | $1,488 | +0.255% | 22 | |
27 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Strong | Strong | Sound | Sound | $1,503 | -0.113% | 20 | |
28 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $2,948 | +0.362% | 163 | |
29 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,790 | +0.333% | 147 | |
30 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $1,793 | +0.166% | 136 | |
31 | TOTAL MORTGAGE SERVICES, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,929 | +0.414% | 62 | |
32 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $4,304 | +0.257% | 48 | |
33 | AMERANT MORTGAGE, LLC | Strong | Sound | Strong | Sound | Strong | $1,072 | +0.289% | 41 | |
34 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Sound | $2,881 | -0.227% | 35 | |
35 | JEANNE D'ARC Credit Union | Strong | Strong | Sound | Sound | Sound | $1,133 | -0.117% | 15 | |
36 | Enterprise Bank and Trust Company | Strong | Strong | Sound | Sound | Sound | $1,170 | -0.195% | 12 | |
37 | Eastern Bank | Strong | Strong | Sound | Sound | Sound | $1,423 | +0.019% | 11 | |
38 | St. Mary's Bank Credit Union | Strong | Sound | Sound | Sound | Strong | $1,120 | +0.181% | 72 | |
39 | NORTHEAST CREDIT UNION | Strong | Sound | Sound | Sound | Strong | $622 | +0.308% | 63 | |
40 | KEYSTONE FUNDING, INC. | Strong | Acceptable | Strong | Strong | Strong | $1,703 | +0.207% | 56 | |
41 | SALEM FIVE MORTGAGE COMPANY, LLC | Strong | Acceptable | Strong | Strong | Strong | $1,556 | +0.137% | 51 | |
42 | NORTHPOINT MORTGAGE, INC. | Strong | Acceptable | Strong | Strong | Strong | $2,725 | +0.231% | 47 | |
43 | NEW FED MORTGAGE, CORP. | Strong | Acceptable | Strong | Strong | Strong | $2,210 | +0.345% | 44 | |
44 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | Sound | $1,421 | +0.193% | 36 | |
45 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | Sound | $3,092 | +0.232% | 34 | |
46 | TD Bank, National Association | Strong | Sound | Strong | Sound | Sound | $733 | +0.343% | 27 | |
47 | Sierra Pacific Mortgage Company, Inc. | Strong | Acceptable | Exceptional | Strong | Sound | $2,923 | +0.345% | 17 | |
48 | Plains Commerce Bank | Strong | Acceptable | Exceptional | Strong | Sound | $2,822 | +0.076% | 14 | |
49 | ENVOY MORTGAGE, LTD | Strong | Acceptable | Strong | Sound | Strong | $3,783 | +0.458% | 99 | |
50 | RADIUS FINANCIAL GROUP INC. | Strong | Acceptable | Strong | Strong | Sound | $3,562 | +0.125% | 28 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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