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Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best Conventional Mortgage Lenders in Baton Rouge

Updated February 5, 2026

Market Overview

Total Lenders

7,949

Total Loans

0.43%

Median Rate Spread

Rank	Lender	Overall	Pricing	Product	Pull Through	Place	Avg Fees	Spread	Volume
1	DSLD MORTGAGE, LLC	Exceptional	Exceptional	Exceptional	Strong	Exceptional	$90	-0.119%	566
2	Red River Bank	Exceptional	Exceptional	Strong	Strong	Strong	$995	-0.122%	92
3	GMFS LLC	Exceptional	Sound	Exceptional	Exceptional	Exceptional	$1,889	+0.250%	1,452
4	HANCOCK WHITNEY BANK	Exceptional	Strong	Strong	Strong	Exceptional	$2,339	+0.061%	288
5	NAVY FEDERAL CREDIT UNION	Exceptional	Exceptional	Exceptional	Sound	Sound	$569	-0.671%	25
6	Bank of America, National Association	Exceptional	Strong	Exceptional	Strong	Sound	$2,256	-0.057%	18
7	UNITED WHOLESALE MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$2,602	+0.372%	664
8	JPMorgan Chase Bank, National Association	Strong	Sound	Exceptional	Strong	Strong	$1,761	+0.180%	211
9	ARK-LA-TEX FINANCIAL SERVICES, LLC.	Strong	Sound	Exceptional	Strong	Strong	$1,025	+0.436%	116
10	First Horizon Bank	Strong	Sound	Exceptional	Strong	Strong	$1,679	+0.079%	64
11	STANDARD MORTGAGE CORPORATION	Strong	Strong	Strong	Strong	Sound	$1,443	-0.075%	32
12	Wells Fargo Bank, National Association	Strong	Strong	Exceptional	Sound	Sound	$1,757	+0.202%	30
13	La Capitol Federal Credit Union	Strong	Exceptional	Acceptable	Sound	Strong	$1,046	-0.150%	28
14	ROCKET MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	Strong	$4,057	+0.407%	391
15	Gulf Coast Bank and Trust Company	Strong	Sound	Strong	Strong	Strong	$1,871	+0.281%	191
16	LOANDEPOT.COM, LLC	Strong	Sound	Exceptional	Strong	Sound	$3,944	+0.437%	50
17	Cadence Bank	Strong	Sound	Exceptional	Strong	Sound	$1,364	+0.382%	39
18	Colorado Federal Savings Bank	Strong	Strong	Strong	Sound	Sound	$1,181	+0.090%	27
19	MUTUAL OF OMAHA MORTGAGE, INC.	Strong	Strong	Strong	Sound	Sound	$3,753	+0.437%	23
20	Assurance Financial Group, L.L.C.	Strong	Acceptable	Strong	Strong	Exceptional	$2,488	+0.372%	378
21	MOVEMENT MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$2,701	+0.320%	202
22	FREEDOM MORTGAGE CORPORATION	Strong	Sound	Strong	Sound	Strong	$1,944	+0.259%	148
23	Regions Bank	Strong	Acceptable	Exceptional	Strong	Strong	$3,149	+0.262%	130
24	LOWER, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$2,824	+0.531%	128
25	FIRST COMMUNITY MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	Strong	$1,790	+0.449%	88
26	CROSSCOUNTRY MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$3,325	+0.650%	84
27	CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP	Strong	Acceptable	Exceptional	Strong	Strong	$2,380	+0.381%	77
28	PENNYMAC LOAN SERVICES, LLC	Strong	Sound	Exceptional	Sound	Sound	$320	-0.020%	33
29	Campus Federal Credit Union	Strong	Strong	Acceptable	Sound	Strong	$1,617	-0.599%	30
30	FIDELITY BANK	Strong	Acceptable	Strong	Strong	Strong	$2,741	+0.339%	172
31	NEWREZ LLC	Strong	Acceptable	Exceptional	Sound	Strong	$2,144	+0.444%	137
32	PRIMARY RESIDENTIAL MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	Sound	$3,182	+0.672%	66
33	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Strong	Sound	$3,118	+0.724%	60
34	GUILD MORTGAGE COMPANY LLC	Strong	Acceptable	Exceptional	Strong	Sound	$3,459	+0.772%	58
35	NATIONSTAR MORTGAGE LLC	Strong	Acceptable	Exceptional	Strong	Sound	$3,005	+0.489%	53
36	Flagstar Bank, N.A.	Strong	Acceptable	Exceptional	Strong	Sound	$2,718	+0.368%	46
37	UNION HOME MORTGAGE CORP.	Strong	Acceptable	Exceptional	Strong	Sound	$2,390	+0.264%	40
38	HIGHLANDS RESIDENTIAL MORTGAGE, LTD.	Strong	Acceptable	Exceptional	Strong	Sound	$1,970	+0.551%	25
39	Merchants & Marine Bank	Strong	Sound	Sound	Strong	Sound	$1,674	+0.272%	22
40	Paramount Residential Mortgage Group, Inc.	Strong	Acceptable	Exceptional	Strong	Sound	$3,954	+0.525%	20
41	THE LOAN STORE, INC.	Strong	Acceptable	Exceptional	Strong	Sound	$2,372	+0.602%	19
42	Mortgage Research Center, LLC	Strong	Acceptable	Strong	Sound	Strong	-$1,955	+0.620%	103
43	SUN WEST MORTGAGE COMPANY, INC.	Strong	Acceptable	Strong	Sound	Strong	$3,146	+0.468%	65
44	HOMESPIRE MORTGAGE CORPORATION	Strong	Acceptable	Strong	Strong	Sound	$3,711	+0.450%	42
45	NEW AMERICAN FUNDING, LLC	Strong	Acceptable	Exceptional	Sound	Sound	$3,200	+0.813%	28
46	AML FUNDING LLC	Strong	Sound	Sound	Sound	Sound	$1,448	+0.342%	27
47	CANOPY MORTGAGE, LLC	Strong	Acceptable	Exceptional	Sound	Sound	$3,669	+0.652%	26
48	USAA Federal Savings Bank	Strong	Sound	Strong	Acceptable	Sound	$1,637	-0.182%	21
49	MORTGAGE FINANCIAL SERVICES, LLC	Strong	Acceptable	Strong	Strong	Sound	$2,619	+0.236%	19
50	AMERICAN FINANCIAL RESOURCES, INC.	Sound	Acceptable	Strong	Sound	Sound	$2,495	+0.665%	28

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

Pricing

Rate and fee competitiveness (25%)

Pull Through

Reliability in closing loans (25%)

Product

Specialization in the loan type (25%)

Place

Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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