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Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best FHA Mortgage Lenders in Baton Rouge

Updated February 5, 2026

Market Overview

Total Lenders

7,949

Total Loans

0.43%

Median Rate Spread

Rank	Lender	Overall	Pricing	Product	Pull Through	Place	Avg Fees	Spread	Volume
1	DSLD MORTGAGE, LLC	Exceptional	Exceptional	Exceptional	Strong	Exceptional	$90	-0.119%	566
2	GMFS LLC	Exceptional	Strong	Exceptional	Strong	Exceptional	$1,889	+0.250%	1,452
3	Red River Bank	Exceptional	Exceptional	Strong	Strong	Strong	$995	-0.122%	92
4	UNITED WHOLESALE MORTGAGE, LLC	Exceptional	Sound	Exceptional	Exceptional	Exceptional	$2,602	+0.372%	664
5	HANCOCK WHITNEY BANK	Exceptional	Strong	Strong	Strong	Exceptional	$2,339	+0.061%	288
6	FREEDOM MORTGAGE CORPORATION	Exceptional	Strong	Exceptional	Strong	Strong	$1,944	+0.259%	148
7	ARK-LA-TEX FINANCIAL SERVICES, LLC.	Exceptional	Strong	Exceptional	Strong	Strong	$1,025	+0.436%	116
8	Gulf Coast Bank and Trust Company	Exceptional	Strong	Strong	Strong	Strong	$1,871	+0.281%	191
9	First Horizon Bank	Exceptional	Strong	Strong	Strong	Strong	$1,679	+0.079%	64
10	Cadence Bank	Exceptional	Strong	Exceptional	Strong	Sound	$1,364	+0.382%	39
11	STANDARD MORTGAGE CORPORATION	Exceptional	Exceptional	Strong	Sound	Sound	$1,443	-0.075%	32
12	Assurance Financial Group, L.L.C.	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$2,488	+0.372%	378
13	FIDELITY BANK	Strong	Sound	Exceptional	Strong	Strong	$2,741	+0.339%	172
14	RESIDENTIAL ACCEPTANCE CORPORATION	Strong	Sound	Strong	Exceptional	Strong	$5,910	+0.282%	110
15	PENNYMAC LOAN SERVICES, LLC	Strong	Strong	Exceptional	Sound	Sound	$320	-0.020%	33
16	ROCKET MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	Strong	$4,057	+0.407%	391
17	NEWREZ LLC	Strong	Sound	Exceptional	Sound	Strong	$2,144	+0.444%	137
18	Regions Bank	Strong	Sound	Exceptional	Sound	Strong	$3,149	+0.262%	130
19	FIRST COMMUNITY MORTGAGE, INC.	Strong	Acceptable	Exceptional	Exceptional	Strong	$1,790	+0.449%	88
20	THE MORTGAGE FIRM, INC.	Strong	Acceptable	Exceptional	Exceptional	Strong	$1,975	+0.524%	77
21	LOANDEPOT.COM, LLC	Strong	Sound	Exceptional	Strong	Sound	$3,944	+0.437%	50
22	Flagstar Bank, N.A.	Strong	Sound	Exceptional	Strong	Sound	$2,718	+0.368%	46
23	MORTGAGE FINANCIAL SERVICES, LLC	Strong	Sound	Exceptional	Strong	Sound	$2,619	+0.236%	19
24	MOVEMENT MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$2,701	+0.320%	202
25	LOWER, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$2,824	+0.531%	128
26	CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP	Strong	Acceptable	Exceptional	Strong	Strong	$2,380	+0.381%	77
27	Equity Prime Mortgage LLC	Strong	Acceptable	Exceptional	Strong	Strong	$2,026	+0.772%	71
28	SUN WEST MORTGAGE COMPANY, INC.	Strong	Acceptable	Exceptional	Strong	Strong	$3,146	+0.468%	65
29	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Exceptional	Sound	$3,118	+0.724%	60
30	UNION HOME MORTGAGE CORP.	Strong	Acceptable	Exceptional	Exceptional	Sound	$2,390	+0.264%	40
31	HOMEBRIDGE FINANCIAL SERVICES, INC.	Strong	Sound	Strong	Strong	Sound	$1,659	+0.358%	24
32	GUILD MORTGAGE COMPANY LLC	Strong	Acceptable	Exceptional	Strong	Sound	$3,459	+0.772%	58
33	CMG MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	Sound	$3,940	+0.725%	54
34	HOMESPIRE MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Strong	Sound	$3,711	+0.450%	42
35	AMERICAN FINANCIAL RESOURCES, INC.	Strong	Acceptable	Exceptional	Strong	Sound	$2,495	+0.665%	28
36	CANOPY MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	Sound	$3,669	+0.652%	26
37	Paramount Residential Mortgage Group, Inc.	Strong	Acceptable	Exceptional	Strong	Sound	$3,954	+0.525%	20
38	AMERICAN FINANCIAL NETWORK, INC.	Strong	Acceptable	Exceptional	Strong	Sound	$657	+0.855%	18
39	OCMBC, INC.	Strong	Acceptable	Exceptional	Strong	Sound	$4,420	+1.313%	18
40	CROSSCOUNTRY MORTGAGE, LLC	Strong	Mediocre	Exceptional	Strong	Strong	$3,325	+0.650%	84
41	GENEVA FINANCIAL, LLC	Strong	Mediocre	Exceptional	Exceptional	Sound	$3,589	+0.785%	31
42	MUTUAL OF OMAHA MORTGAGE, INC.	Strong	Acceptable	Exceptional	Sound	Sound	$3,753	+0.437%	23
43	AMERISAVE MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Sound	Sound	$4,877	+0.591%	21
44	SUMMIT FUNDING, INC.	Strong	Mediocre	Exceptional	Exceptional	Sound	$4,463	+0.373%	18
45	PRIMARY RESIDENTIAL MORTGAGE, INC.	Sound	Mediocre	Exceptional	Strong	Sound	$3,182	+0.672%	66
46	NATIONSTAR MORTGAGE LLC	Sound	Mediocre	Exceptional	Strong	Sound	$3,005	+0.489%	53
47	Wolfe Financial, Inc	Sound	Mediocre	Strong	Strong	Strong	$4,137	+0.608%	52
48	Click n' Close, Inc.	Sound	Mediocre	Exceptional	Strong	Sound	$7,020	+1.600%	40
49	SOUTHWEST FUNDING, LP	Sound	Mediocre	Exceptional	Strong	Sound	$3,730	+0.818%	22
50	AMERITRUST MORTGAGE CORPORATION	Sound	Mediocre	Strong	Strong	Sound	$5,388	+1.465%	34

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

Pricing

Rate and fee competitiveness (25%)

Pull Through

Reliability in closing loans (25%)

Product

Specialization in the loan type (25%)

Place

Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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