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Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best FHA Mortgage Lenders in Camden

Updated February 5, 2026

Market Overview

142

Total Lenders

14,865

Total Loans

0.38%

Median Rate Spread

Rank	Lender	Overall	Pricing	Product	Pull Through	Place	Avg Fees	Spread	Volume
1	NATION ONE MORTGAGE CORPORATION	Exceptional	Strong	Exceptional	Exceptional	Exceptional	$1,233	+0.560%	377
2	Prosperity Home Mortgage, LLC	Exceptional	Strong	Exceptional	Strong	Exceptional	$1,539	+0.369%	446
3	OceanFirst Bank, National Association	Exceptional	Exceptional	Strong	Strong	Strong	-$220	-0.149%	185
4	UNITED WHOLESALE MORTGAGE, LLC	Exceptional	Sound	Exceptional	Exceptional	Exceptional	$2,866	+0.190%	674
5	FREEDOM MORTGAGE CORPORATION	Exceptional	Strong	Exceptional	Strong	Strong	$2,576	+0.319%	236
6	Wilmington Savings Fund Society, FSB	Exceptional	Exceptional	Strong	Sound	Strong	$1,380	+0.020%	78
7	Manufacturers and Traders Trust Company	Exceptional	Strong	Exceptional	Strong	Strong	$1,610	+0.043%	62
8	PENNYMAC LOAN SERVICES, LLC	Exceptional	Strong	Exceptional	Sound	Strong	$863	+0.143%	179
9	First Citizens Community Bank	Exceptional	Strong	Strong	Strong	Strong	$2,357	+0.311%	52
10	ROCKET MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$4,590	+0.362%	1,259
11	NFM, INC.	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$2,758	+0.366%	865
12	GREENTREE MORTGAGE COMPANY, L.P.	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$2,670	+0.459%	833
13	EMM LOANS LLC	Strong	Sound	Exceptional	Strong	Strong	$2,651	+0.411%	246
14	ALLIED MORTGAGE GROUP, INC.	Strong	Sound	Exceptional	Strong	Strong	$3,746	+0.436%	205
15	1st Colonial Community Bank	Strong	Sound	Strong	Strong	Exceptional	$1,889	+0.263%	202
16	LOANDEPOT.COM, LLC	Strong	Sound	Exceptional	Strong	Strong	$3,687	+0.330%	202
17	TD Bank, National Association	Strong	Strong	Strong	Sound	Strong	$425	+0.315%	158
18	Advisors Mortgage Group, L.L.C.	Strong	Sound	Exceptional	Strong	Strong	$2,649	+0.410%	149
19	MLD MORTGAGE INC.	Strong	Sound	Exceptional	Strong	Strong	$2,939	+0.133%	104
20	Citizens Bank, National Association	Strong	Strong	Strong	Sound	Strong	$1,340	-0.003%	101
21	MERIDIAN BANK	Strong	Sound	Exceptional	Strong	Strong	$2,488	+0.475%	51
22	KEYSTONE FUNDING, INC.	Strong	Sound	Exceptional	Exceptional	Sound	$2,961	+0.387%	44
23	GoodLeap, LLC	Strong	Strong	Exceptional	Sound	Sound	$3,711	-0.132%	44
24	CMG MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	Exceptional	$3,421	+0.407%	369
25	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Exceptional	Strong	$3,378	+0.455%	209
26	NEWREZ LLC	Strong	Sound	Exceptional	Sound	Strong	$3,318	+0.413%	193
27	NJ LENDERS CORP.	Strong	Sound	Strong	Strong	Strong	$2,354	+0.362%	96
28	THE LOAN STORE, INC.	Strong	Sound	Exceptional	Strong	Sound	$1,817	+0.202%	65
29	Flagstar Bank, N.A.	Strong	Sound	Exceptional	Strong	Sound	$2,594	+0.397%	49
30	NATIONS DIRECT MORTGAGE, LLC	Strong	Sound	Exceptional	Strong	Sound	$2,254	+0.338%	43
31	GUARANTEED RATE, INC.	Strong	Acceptable	Exceptional	Strong	Strong	$2,988	+0.186%	347
32	MOVEMENT MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$2,992	+0.416%	234
33	Gateway First Bank	Strong	Acceptable	Exceptional	Strong	Strong	$2,727	+0.455%	213
34	Wells Fargo Bank, National Association	Strong	Sound	Strong	Sound	Strong	$2,103	+0.130%	165
35	MORTGAGE ACCESS CORP.	Strong	Sound	Strong	Sound	Strong	$3,047	+0.292%	99
36	Paramount Residential Mortgage Group, Inc.	Strong	Acceptable	Exceptional	Strong	Strong	$3,415	+0.568%	87
37	AMERICAN FINANCIAL NETWORK, INC.	Strong	Acceptable	Exceptional	Strong	Strong	$3,895	+0.529%	77
38	GUARANTEED RATE AFFINITY, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$2,261	+0.189%	69
39	CROSSCOUNTRY MORTGAGE, LLC	Strong	Mediocre	Exceptional	Strong	Exceptional	$4,315	+0.525%	934
40	ABSOLUTE HOME MORTGAGE CORPORATION	Strong	Mediocre	Exceptional	Strong	Exceptional	$2,938	+0.593%	415
41	AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC	Strong	Mediocre	Exceptional	Strong	Exceptional	$4,469	+0.606%	354
42	MUTUAL OF OMAHA MORTGAGE, INC.	Strong	Acceptable	Exceptional	Sound	Strong	$1,480	+0.177%	74
43	CARRINGTON MORTGAGE SERVICES, LLC	Strong	Acceptable	Exceptional	Sound	Strong	$5,460	+0.482%	63
44	CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP	Strong	Acceptable	Exceptional	Strong	Sound	$4,178	+0.443%	62
45	PLAZA HOME MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	Sound	$2,648	+0.552%	40
46	LOWER, LLC	Strong	Acceptable	Exceptional	Strong	Sound	$2,110	+0.151%	32
47	Acre Mortgage & Financial, Inc.	Strong	Mediocre	Strong	Strong	Exceptional	$3,749	+0.565%	235
48	NATIONSTAR MORTGAGE LLC	Strong	Mediocre	Exceptional	Strong	Strong	$4,272	+0.475%	154
49	AMERISAVE MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Sound	Sound	$4,436	+0.655%	51
50	US MORTGAGE CORPORATION	Sound	Mediocre	Strong	Strong	Strong	$4,027	+0.422%	50

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

Pricing

Rate and fee competitiveness (25%)

Pull Through

Reliability in closing loans (25%)

Product

Specialization in the loan type (25%)

Place

Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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