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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Company Lenders in Deltona
Updated February 5, 2026
Market Overview
50
Total Lenders
10,970
Total Loans
0.30%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,206 | +0.248% | 1,475 | |
2 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,319 | +0.276% | 973 | |
3 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,369 | -0.149% | 205 | |
4 | First Heritage Mortgage, LLC | Strong | Sound | Exceptional | Exceptional | Sound | $2,536 | -0.566% | 26 | |
5 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Strong | $1,567 | +0.146% | 145 | |
6 | JET HOMELOANS, LP | Strong | Sound | Strong | Strong | Strong | $1,841 | -0.511% | 68 | |
7 | PLAZA HOME MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Sound | $2,408 | +0.691% | 47 | |
8 | VELOCIO MORTGAGE L.L.C. | Strong | Strong | Strong | Sound | Sound | $1,265 | -0.638% | 34 | |
9 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Strong | Strong | Sound | Sound | $2,797 | +0.111% | 28 | |
10 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $3,934 | +0.458% | 252 | |
11 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $4,068 | +0.549% | 251 | |
12 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | Strong | $2,628 | +0.197% | 183 | |
13 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $3,046 | +0.345% | 151 | |
14 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,604 | +0.496% | 137 | |
15 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $3,413 | +0.407% | 100 | |
16 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,804 | +0.282% | 78 | |
17 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Exceptional | Strong | Strong | $4,375 | +0.495% | 65 | |
18 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,594 | +0.377% | 65 | |
19 | THE LOAN STORE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,958 | +0.345% | 63 | |
20 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | Strong | $3,962 | +0.343% | 60 | |
21 | MATTAMY HOME FUNDING, LLC | Strong | Sound | Strong | Strong | Sound | $354 | +0.307% | 30 | |
22 | Waterstone Mortgage Corporation | Strong | Mediocre | Exceptional | Strong | Exceptional | $5,125 | +0.535% | 301 | |
23 | FBC MORTGAGE, LLC | Strong | Acceptable | Strong | Sound | Exceptional | $3,108 | +0.216% | 222 | |
24 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Strong | $2,618 | +0.360% | 134 | |
25 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $3,628 | +0.584% | 98 | |
26 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | Strong | Acceptable | Exceptional | Strong | Sound | $3,069 | +0.535% | 47 | |
27 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | Sound | $3,342 | +0.483% | 45 | |
28 | AFFORDABLE MORTGAGE ADVISORS, LLC. | Strong | Acceptable | Strong | Strong | Strong | $2,736 | +0.592% | 44 | |
29 | FIRST COMMUNITY MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $2,572 | +0.391% | 44 | |
30 | KIND LENDING, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,016 | +0.353% | 41 | |
31 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Sound | $2,841 | +0.219% | 31 | |
32 | AMERICAN FINANCIAL NETWORK, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $4,039 | +0.904% | 27 | |
33 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Sound | Strong | $2,093 | +0.603% | 200 | |
34 | THE MORTGAGE FIRM, INC. | Strong | Mediocre | Strong | Strong | Exceptional | $3,418 | +0.473% | 180 | |
35 | NFM, INC. | Strong | Mediocre | Exceptional | Strong | Strong | $3,193 | -0.175% | 121 | |
36 | EVERETT FINANCIAL, INC. | Strong | Mediocre | Exceptional | Strong | Strong | $3,475 | +0.919% | 63 | |
37 | SUMMIT FUNDING, INC. | Strong | Mediocre | Exceptional | Strong | Strong | $4,337 | +0.478% | 62 | |
38 | ZILLOW HOME LOANS, LLC | Strong | Acceptable | Strong | Sound | Strong | $3,099 | +0.447% | 53 | |
39 | M/I FINANCIAL, LLC | Strong | Acceptable | Strong | Strong | Sound | $4,920 | +0.030% | 42 | |
40 | INSPIRE HOME LOANS INC. | Strong | Acceptable | Strong | Strong | Sound | $1,584 | +0.682% | 28 | |
41 | CANOPY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $4,395 | +0.321% | 24 | |
42 | RMC HOME MORTGAGE, LLC | Sound | Mediocre | Strong | Sound | Exceptional | $4,137 | -0.162% | 144 | |
43 | Mortgage Lenders Investment Trading Corporation | Sound | Mediocre | Strong | Strong | Strong | $4,384 | +0.714% | 66 | |
44 | CARRINGTON MORTGAGE SERVICES, LLC | Sound | Acceptable | Strong | Acceptable | Strong | $5,002 | +0.161% | 56 | |
45 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | Sound | Mediocre | Exceptional | Strong | Sound | $4,185 | +0.613% | 39 | |
46 | ROYAL UNITED MORTGAGE LLC | Sound | Mediocre | Strong | Strong | Sound | $5,615 | +0.701% | 27 | |
47 | COASTAL LOANS, LLC | Sound | Mediocre | Sound | Sound | Strong | $6,065 | +0.115% | 113 | |
48 | NextMortgage, LLC | Sound | Mediocre | Sound | Sound | Strong | $3,744 | +0.741% | 92 | |
49 | AMERISAVE MORTGAGE CORPORATION | Sound | Mediocre | Strong | Acceptable | Sound | $5,693 | +0.714% | 32 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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