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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Company Lenders in Indiana
Updated February 6, 2026
Market Overview
50
Total Lenders
90,243
Total Loans
0.38%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | MORTGAGE MASTERS OF INDIANA, INC. | Exceptional | Strong | Strong | Exceptional | Exceptional | $1,482 | +0.319% | 801 | |
2 | VICTORY MORTGAGE, L.L.C. | Exceptional | Exceptional | Strong | Strong | Strong | $632 | -0.030% | 254 | |
3 | RUOFF MORTGAGE COMPANY, INC. | Exceptional | Sound | Exceptional | Strong | Exceptional | $1,831 | +0.432% | 5,510 | |
4 | VANDERBILT MORTGAGE AND FINANCE, INC. | Exceptional | Sound | Exceptional | Strong | Exceptional | $4,447 | +0.019% | 1,219 | |
5 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,509 | +0.481% | 6,448 | |
6 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $2,474 | +0.318% | 3,640 | |
7 | MJW FINANCIAL LLC | Strong | Sound | Strong | Strong | Exceptional | $1,611 | +0.383% | 1,221 | |
8 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $3,137 | +0.526% | 811 | |
9 | PLAZA HOME MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Strong | $1,401 | +0.553% | 322 | |
10 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Strong | Strong | Sound | Strong | $1,431 | +0.237% | 277 | |
11 | GVC MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,110 | +0.547% | 3,045 | |
12 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,757 | +0.617% | 2,784 | |
13 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | Exceptional | $2,132 | +0.474% | 1,304 | |
14 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,411 | +0.732% | 1,275 | |
15 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Strong | $1,142 | +0.031% | 458 | |
16 | AMERIHOME MORTGAGE COMPANY, LLC | Strong | Sound | Strong | Strong | Strong | $2,310 | +0.460% | 191 | |
17 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Exceptional | $1,955 | +0.523% | 1,431 | |
18 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,158 | +0.696% | 1,396 | |
19 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,260 | +0.437% | 982 | |
20 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,505 | +0.468% | 867 | |
21 | STOCKTON MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $2,095 | +0.556% | 653 | |
22 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Strong | $2,851 | +0.832% | 641 | |
23 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,205 | +0.544% | 583 | |
24 | FIRST COMMUNITY MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $3,283 | +0.618% | 551 | |
25 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,036 | +0.626% | 549 | |
26 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,778 | +0.662% | 475 | |
27 | AMERICAN FINANCIAL NETWORK, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $1,733 | +0.746% | 442 | |
28 | GoodLeap, LLC | Strong | Sound | Strong | Sound | Strong | $3,691 | +0.156% | 430 | |
29 | Prosperity Home Mortgage, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,188 | +0.387% | 318 | |
30 | LOWER, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $1,743 | +0.514% | 312 | |
31 | HOWARD HANNA FINANCIAL SERVICES, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,203 | +0.378% | 289 | |
32 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $2,726 | +0.408% | 240 | |
33 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | Strong | $2,835 | +0.632% | 233 | |
34 | THE LOAN STORE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $1,679 | +0.378% | 230 | |
35 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Sound | Exceptional | $1,559 | +0.604% | 1,700 | |
36 | HALLMARK HOME MORTGAGE, LLC | Strong | Mediocre | Exceptional | Strong | Exceptional | $2,559 | +0.644% | 1,542 | |
37 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $3,201 | +0.791% | 704 | |
38 | DIAMOND RESIDENTIAL MORTGAGE CORPORATION | Strong | Acceptable | Strong | Strong | Strong | $3,095 | +0.725% | 501 | |
39 | M/I FINANCIAL, LLC | Strong | Acceptable | Strong | Strong | Strong | $6,197 | -0.533% | 414 | |
40 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | Strong | Mediocre | Exceptional | Strong | Strong | $3,008 | +0.555% | 426 | |
41 | AMERICAN PACIFIC MORTGAGE CORPORATION | Strong | Mediocre | Exceptional | Strong | Strong | $3,960 | +0.772% | 283 | |
42 | CHURCHILL MORTGAGE CORPORATION | Strong | Mediocre | Exceptional | Strong | Strong | $3,059 | +0.520% | 268 | |
43 | Luminate Home Loans, Inc. | Strong | Mediocre | Exceptional | Strong | Strong | $2,893 | +0.875% | 254 | |
44 | ZILLOW HOME LOANS, LLC | Strong | Acceptable | Strong | Sound | Strong | $2,555 | +0.751% | 203 | |
45 | ROYAL UNITED MORTGAGE LLC | Sound | Mediocre | Strong | Strong | Strong | $2,380 | +0.832% | 439 | |
46 | CARRINGTON MORTGAGE SERVICES, LLC | Sound | Acceptable | Strong | Acceptable | Strong | $3,879 | +0.402% | 428 | |
47 | GENEVA FINANCIAL, LLC | Sound | Mediocre | Strong | Strong | Strong | $2,771 | +0.790% | 340 | |
48 | DIRECT MORTGAGE LOANS, LLC | Sound | Mediocre | Strong | Strong | Strong | $4,528 | +0.770% | 288 | |
49 | CALCON MUTUAL MORTGAGE LLC | Sound | Mediocre | Strong | Sound | Strong | $2,822 | +0.628% | 482 | |
50 | Wolfe Financial, Inc | Sound | Mediocre | Strong | Sound | Strong | $2,350 | +0.798% | 407 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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