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Safe Rate's TrueRank Guarantee

Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best Mortgage Company Lenders in Las Vegas

Updated February 5, 2026

Market Overview

50
Total Lenders
26,082
Total Loans
0.49%
Median Rate Spread
RankLenderOverallPricingPull ThroughPlaceAvg FeesSpreadVolumeAction
1
FBC MORTGAGE, LLC
Exceptional
Strong
Exceptional
Strong
$2,693+0.369%197
2
UNITED WHOLESALE MORTGAGE, LLC
Strong
Sound
Exceptional
Exceptional
$3,663+0.256%2,931
3
LOANDEPOT.COM, LLC
Strong
Sound
Strong
Exceptional
$3,511+0.096%884
4
GUARANTEED RATE, INC.
Strong
Sound
Strong
Exceptional
$3,937+0.449%604
5
PENNYMAC LOAN SERVICES, LLC
Strong
Sound
Strong
Exceptional
$3,280+0.260%578
6
INSPIRE HOME LOANS INC.
Strong
Sound
Strong
Exceptional
$2,024+0.712%490
7
ROCKET MORTGAGE, LLC
Strong
Acceptable
Exceptional
Exceptional
$4,663+0.220%1,835
8
GUILD MORTGAGE COMPANY LLC
Strong
Acceptable
Exceptional
Exceptional
$4,161+0.272%1,598
9
FREEDOM MORTGAGE CORPORATION
Strong
Sound
Strong
Strong
$2,962+0.208%410
10
ALLIED MORTGAGE GROUP, INC.
Strong
Sound
Strong
Strong
$5,137+0.472%122
11
BAY EQUITY LLC
Strong
Sound
Strong
Strong
$1,849+0.297%112
12
General Mortgage Capital Corporation
Strong
Sound
Strong
Strong
$3,716+0.337%73
13
CROSSCOUNTRY MORTGAGE, LLC
Strong
Acceptable
Strong
Exceptional
$4,097+0.628%493
14
CMG MORTGAGE, INC.
Strong
Acceptable
Exceptional
Strong
$4,271+0.462%431
15
MOVEMENT MORTGAGE, LLC
Strong
Acceptable
Exceptional
Strong
$4,311+0.526%410
16
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Strong
Acceptable
Exceptional
Strong
$4,434+0.674%390
17
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
Strong
Acceptable
Exceptional
Strong
$4,631+0.519%236
18
MUTUAL OF OMAHA MORTGAGE, INC.
Strong
Sound
Sound
Strong
$3,128+0.161%218
19
NOVA FINANCIAL & INVESTMENT CORPORATION
Strong
Acceptable
Exceptional
Strong
$3,638+0.337%146
20
Nations Lending Corporation
Strong
Acceptable
Exceptional
Strong
$2,621+0.270%142
21
GoodLeap, LLC
Strong
Sound
Sound
Strong
$5,491-0.201%110
22
V.I.P. MORTGAGE, INC.
Strong
Acceptable
Exceptional
Strong
$3,950+0.465%69
23
NEW AMERICAN FUNDING, LLC
Strong
Acceptable
Sound
Exceptional
$4,664+0.424%672
24
Mortgage Research Center, LLC
Strong
Acceptable
Strong
Strong
$4,408+0.461%374
25
EVERGREEN MONEYSOURCE MORTGAGE COMPANY
Strong
Mediocre
Exceptional
Exceptional
$4,980+0.415%326
26
THE LOAN STORE, INC.
Strong
Acceptable
Strong
Strong
$3,113+0.345%284
27
Paramount Residential Mortgage Group, Inc.
Strong
Acceptable
Strong
Strong
$3,883+0.482%191
28
OCMBC, INC.
Strong
Acceptable
Strong
Strong
$4,127+0.959%179
29
NATIONSTAR MORTGAGE LLC
Strong
Acceptable
Strong
Strong
$4,331+0.364%172
30
KIND LENDING, LLC
Strong
Acceptable
Strong
Strong
$2,735+0.498%171
31
ZILLOW HOME LOANS, LLC
Strong
Acceptable
Strong
Strong
$3,037+0.382%154
32
Prosperity Home Mortgage, LLC
Strong
Acceptable
Strong
Strong
$3,905+0.225%142
33
CANOPY MORTGAGE, LLC
Strong
Acceptable
Strong
Strong
$4,844+0.428%122
34
AMERICAN FINANCIAL NETWORK, INC.
Strong
Acceptable
Strong
Strong
$3,090+0.543%113
35
CLM MORTGAGE, INC.
Strong
Acceptable
Strong
Strong
$5,624+0.351%78
36
BAY-VALLEY MORTGAGE GROUP
Strong
Acceptable
Strong
Strong
$5,511+0.502%74
37
RMS & ASSOCIATES
Sound
Mediocre
Strong
Exceptional
$4,976+0.705%140
38
NEWREZ LLC
Sound
Acceptable
Sound
Strong
$2,660+0.414%134
39
AMERICAN PACIFIC MORTGAGE CORPORATION
Sound
Mediocre
Exceptional
Strong
$5,747+0.689%99
40
GENEVA FINANCIAL, LLC
Sound
Mediocre
Exceptional
Strong
$4,586+0.802%96
41
SECURITYNATIONAL MORTGAGE COMPANY
Sound
Mediocre
Strong
Strong
$4,613+0.670%289
42
MORIA DEVELOPMENT, INC.
Sound
Mediocre
Strong
Strong
$4,828+0.984%185
43
Luminate Home Loans, Inc.
Sound
Mediocre
Strong
Strong
$5,238+0.605%174
44
AXIA FINANCIAL, LLC
Sound
Mediocre
Strong
Strong
$5,296+0.432%128
45
NEW WAVE LENDING GROUP INC
Sound
Mediocre
Strong
Strong
$4,197+0.727%112
46
ML Mortgage Corp.
Sound
Mediocre
Strong
Strong
$5,134+0.754%87
47
CARRINGTON MORTGAGE SERVICES, LLC
Sound
Acceptable
Sound
Sound
$4,724+0.527%68
48
CASTLE & COOKE MORTGAGE, LLC
Sound
Mediocre
Sound
Strong
$4,866+0.509%156
49
PANORAMA MORTGAGE GROUP, LLC
Sound
Mediocre
Sound
Strong
$5,508+0.661%96

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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