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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best FHA Mortgage Company Lenders in Las Vegas
Updated February 5, 2026
Market Overview
49
Total Lenders
29,960
Total Loans
0.40%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | FBC MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Strong | $2,693 | +0.369% | 197 | |
2 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $3,663 | +0.256% | 2,931 | |
3 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Sound | Exceptional | $3,280 | +0.260% | 578 | |
4 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $2,962 | +0.208% | 410 | |
5 | Prosperity Home Mortgage, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $3,905 | +0.225% | 142 | |
6 | LOANDEPOT.COM, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $3,511 | +0.096% | 884 | |
7 | INSPIRE HOME LOANS INC. | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,024 | +0.712% | 490 | |
8 | GoodLeap, LLC | Exceptional | Strong | Exceptional | Sound | Strong | $5,491 | -0.201% | 110 | |
9 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,663 | +0.220% | 1,835 | |
10 | THE LOAN STORE, INC. | Strong | Sound | Exceptional | Strong | Strong | $3,113 | +0.345% | 284 | |
11 | KIND LENDING, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,735 | +0.498% | 171 | |
12 | NOVA FINANCIAL & INVESTMENT CORPORATION | Strong | Sound | Exceptional | Strong | Strong | $3,638 | +0.337% | 146 | |
13 | ALLIED MORTGAGE GROUP, INC. | Strong | Sound | Exceptional | Strong | Strong | $5,137 | +0.472% | 122 | |
14 | CLM MORTGAGE, INC. | Strong | Sound | Strong | Exceptional | Strong | $5,624 | +0.351% | 78 | |
15 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $4,161 | +0.272% | 1,598 | |
16 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,937 | +0.449% | 604 | |
17 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Strong | $4,434 | +0.674% | 390 | |
18 | MORIA DEVELOPMENT, INC. | Strong | Acceptable | Exceptional | Exceptional | Strong | $4,828 | +0.984% | 185 | |
19 | Nations Lending Corporation | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,621 | +0.270% | 142 | |
20 | NEWREZ LLC | Strong | Sound | Exceptional | Sound | Strong | $2,660 | +0.414% | 134 | |
21 | V.I.P. MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,950 | +0.465% | 69 | |
22 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $4,271 | +0.462% | 431 | |
23 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $4,311 | +0.526% | 410 | |
24 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | Strong | Mediocre | Exceptional | Exceptional | Exceptional | $4,980 | +0.415% | 326 | |
25 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Strong | $4,631 | +0.519% | 236 | |
26 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Exceptional | Strong | Strong | $3,883 | +0.482% | 191 | |
27 | OCMBC, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $4,127 | +0.959% | 179 | |
28 | ZILLOW HOME LOANS, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,037 | +0.382% | 154 | |
29 | CANOPY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $4,844 | +0.428% | 122 | |
30 | AMERICAN FINANCIAL NETWORK, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $3,090 | +0.543% | 113 | |
31 | BAY EQUITY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $1,849 | +0.297% | 112 | |
32 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Mediocre | Exceptional | Strong | Exceptional | $4,097 | +0.628% | 493 | |
33 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Acceptable | Exceptional | Sound | Strong | $3,128 | +0.161% | 218 | |
34 | RMS & ASSOCIATES | Strong | Mediocre | Strong | Exceptional | Exceptional | $4,976 | +0.705% | 140 | |
35 | AMERICAN PACIFIC MORTGAGE CORPORATION | Strong | Mediocre | Exceptional | Exceptional | Strong | $5,747 | +0.689% | 99 | |
36 | GENEVA FINANCIAL, LLC | Strong | Mediocre | Exceptional | Exceptional | Strong | $4,586 | +0.802% | 96 | |
37 | DATA MORTGAGE, INC. | Strong | Sound | Sound | Sound | Strong | $4,094 | +0.602% | 81 | |
38 | HIGHTECHLENDING INC | Strong | Acceptable | Strong | Strong | Strong | $5,287 | +0.480% | 68 | |
39 | NEW AMERICAN FUNDING, LLC | Strong | Mediocre | Exceptional | Sound | Exceptional | $4,664 | +0.424% | 672 | |
40 | SECURITYNATIONAL MORTGAGE COMPANY | Strong | Mediocre | Exceptional | Strong | Strong | $4,613 | +0.670% | 289 | |
41 | Luminate Home Loans, Inc. | Strong | Mediocre | Exceptional | Strong | Strong | $5,238 | +0.605% | 174 | |
42 | NATIONSTAR MORTGAGE LLC | Strong | Mediocre | Exceptional | Strong | Strong | $4,331 | +0.364% | 172 | |
43 | AXIA FINANCIAL, LLC | Strong | Mediocre | Exceptional | Strong | Strong | $5,296 | +0.432% | 128 | |
44 | CARRINGTON MORTGAGE SERVICES, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $4,724 | +0.527% | 68 | |
45 | CASTLE & COOKE MORTGAGE, LLC | Sound | Mediocre | Strong | Strong | Strong | $4,866 | +0.509% | 156 | |
46 | PANORAMA MORTGAGE GROUP, LLC | Sound | Mediocre | Strong | Strong | Strong | $5,508 | +0.661% | 96 | |
47 | ML Mortgage Corp. | Sound | Mediocre | Strong | Strong | Strong | $5,134 | +0.754% | 87 | |
48 | BAY-VALLEY MORTGAGE GROUP | Sound | Mediocre | Strong | Strong | Strong | $5,511 | +0.502% | 74 | |
49 | Click n' Close, Inc. | Sound | Mediocre | Exceptional | Strong | Sound | $8,363 | +1.900% | 63 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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