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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best FHA Mortgage Lenders in Louisiana
Updated February 6, 2026
Market Overview
190
Total Lenders
34,130
Total Loans
0.40%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | DSLD MORTGAGE, LLC | Exceptional | Exceptional | Exceptional | Strong | Exceptional | $100 | -0.234% | 1,884 | |
2 | Red River Bank | Exceptional | Exceptional | Strong | Strong | Exceptional | $1,037 | -0.088% | 583 | |
3 | GMFS LLC | Exceptional | Strong | Exceptional | Strong | Exceptional | $1,759 | +0.282% | 3,086 | |
4 | STANDARD MORTGAGE CORPORATION | Exceptional | Exceptional | Strong | Sound | Exceptional | $1,752 | +0.007% | 361 | |
5 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $2,776 | +0.322% | 2,971 | |
6 | HANCOCK WHITNEY BANK | Exceptional | Strong | Strong | Strong | Exceptional | $1,895 | +0.132% | 799 | |
7 | Gulf Coast Bank and Trust Company | Exceptional | Strong | Strong | Strong | Exceptional | $1,938 | +0.303% | 779 | |
8 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $2,077 | +0.194% | 689 | |
9 | First Horizon Bank | Exceptional | Strong | Strong | Strong | Exceptional | $1,906 | +0.143% | 622 | |
10 | Origin Bank | Exceptional | Strong | Strong | Strong | Exceptional | $1,166 | +0.217% | 387 | |
11 | Cadence Bank | Exceptional | Strong | Exceptional | Strong | Strong | $1,830 | +0.389% | 235 | |
12 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Exceptional | Strong | Exceptional | Strong | Strong | $1,407 | +0.374% | 234 | |
13 | America's Mortgage Resource, Inc. | Exceptional | Strong | Strong | Exceptional | Strong | $1,972 | +0.207% | 129 | |
14 | BankPlus | Exceptional | Exceptional | Strong | Sound | Strong | $1,144 | +0.114% | 75 | |
15 | FIDELITY BANK | Exceptional | Sound | Exceptional | Strong | Exceptional | $3,098 | +0.399% | 1,167 | |
16 | Eagle Bank and Trust Company | Exceptional | Sound | Exceptional | Exceptional | Strong | $1,873 | +0.435% | 278 | |
17 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Sound | Strong | $1,288 | -0.037% | 224 | |
18 | TOWNE MORTGAGE COMPANY | Exceptional | Sound | Exceptional | Exceptional | Strong | $2,496 | +0.454% | 172 | |
19 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,809 | +0.450% | 2,161 | |
20 | Assurance Financial Group, L.L.C. | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $2,593 | +0.510% | 950 | |
21 | PLANET HOME LENDING, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,111 | +0.521% | 279 | |
22 | Flagstar Bank, N.A. | Strong | Sound | Exceptional | Strong | Strong | $2,275 | +0.451% | 263 | |
23 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $3,352 | +0.511% | 249 | |
24 | RESIDENTIAL ACCEPTANCE CORPORATION | Strong | Sound | Strong | Exceptional | Strong | $5,639 | +0.223% | 141 | |
25 | MORTGAGE FINANCIAL SERVICES, LLC | Strong | Sound | Exceptional | Strong | Strong | $1,520 | +0.340% | 88 | |
26 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,451 | +0.415% | 986 | |
27 | JPMorgan Chase Bank, National Association | Strong | Sound | Strong | Sound | Exceptional | $2,031 | +0.282% | 897 | |
28 | NEWREZ LLC | Strong | Sound | Exceptional | Sound | Strong | $1,784 | +0.442% | 561 | |
29 | Regions Bank | Strong | Sound | Exceptional | Sound | Strong | $2,104 | +0.386% | 415 | |
30 | FIRST COMMUNITY MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | Strong | $1,700 | +0.487% | 321 | |
31 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,873 | +0.683% | 275 | |
32 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,143 | +0.265% | 266 | |
33 | THE MORTGAGE FIRM, INC. | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,427 | +0.567% | 165 | |
34 | LOANSTEADY LLC | Strong | Sound | Strong | Strong | Strong | $2,999 | +0.403% | 144 | |
35 | T2 FINANCIAL LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,551 | +0.449% | 127 | |
36 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,811 | +0.450% | 112 | |
37 | Equity Prime Mortgage LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,395 | +0.818% | 377 | |
38 | LOWER, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,698 | +0.570% | 365 | |
39 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,839 | +0.606% | 302 | |
40 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Strong | $2,566 | +0.405% | 155 | |
41 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $3,041 | +0.625% | 136 | |
42 | Wells Fargo Bank, National Association | Strong | Sound | Strong | Sound | Strong | $2,066 | +0.066% | 134 | |
43 | AMERICAN FINANCIAL RESOURCES, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,709 | +0.873% | 131 | |
44 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $1,921 | +0.388% | 120 | |
45 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $1,413 | +0.489% | 787 | |
46 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Acceptable | Exceptional | Sound | Strong | $2,461 | +0.343% | 104 | |
47 | AMERICAN FINANCIAL NETWORK, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $2,257 | +0.755% | 86 | |
48 | SUN WEST MORTGAGE COMPANY, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $3,250 | +0.458% | 84 | |
49 | Synergy One Lending, Inc. | Strong | Acceptable | Exceptional | Strong | Sound | $2,242 | +0.384% | 82 | |
50 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Exceptional | Strong | Sound | $2,701 | +0.467% | 81 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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