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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best VA Mortgage Lenders in Nevada
Updated February 6, 2026
Market Overview
223
Total Lenders
39,684
Total Loans
0.37%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | FBC MORTGAGE, LLC | Exceptional | Exceptional | Exceptional | Exceptional | Strong | $2,666 | +0.375% | 199 | |
2 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Exceptional | $3,607 | +0.232% | 3,738 | |
3 | ONE NEVADA CREDIT UNION | Exceptional | Exceptional | Strong | Strong | Exceptional | $1,755 | -0.262% | 235 | |
4 | NBKC BANK | Exceptional | Exceptional | Exceptional | Strong | Strong | $748 | -0.239% | 122 | |
5 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Strong | Exceptional | $3,202 | +0.198% | 763 | |
6 | GUARANTEED RATE, INC. | Exceptional | Strong | Exceptional | Strong | Exceptional | $3,739 | +0.414% | 665 | |
7 | U.S. Bank National Association | Exceptional | Strong | Exceptional | Strong | Exceptional | $1,303 | +0.041% | 615 | |
8 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Exceptional | $3,277 | +0.144% | 527 | |
9 | INSPIRE HOME LOANS INC. | Exceptional | Strong | Exceptional | Strong | Exceptional | $2,024 | +0.712% | 490 | |
10 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Exceptional | Sound | Strong | $860 | -0.518% | 394 | |
11 | FIRST COLONY MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Exceptional | Strong | $2,695 | +0.105% | 92 | |
12 | JPMorgan Chase Bank, National Association | Exceptional | Strong | Exceptional | Sound | Exceptional | $3,097 | +0.140% | 637 | |
13 | MOVEMENT MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $4,085 | +0.545% | 580 | |
14 | CMG MORTGAGE, INC. | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $3,989 | +0.366% | 531 | |
15 | KIND LENDING, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $2,723 | +0.476% | 194 | |
16 | AMERICAN FINANCIAL NETWORK, INC. | Exceptional | Strong | Exceptional | Strong | Strong | $3,848 | +0.542% | 160 | |
17 | Prosperity Home Mortgage, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $3,881 | +0.207% | 155 | |
18 | LOANDEPOT.COM, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $3,492 | +0.108% | 1,023 | |
19 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Exceptional | Sound | Exceptional | Exceptional | Strong | $3,557 | +0.389% | 214 | |
20 | USAA Federal Savings Bank | Exceptional | Strong | Exceptional | Sound | Strong | $1,976 | -0.121% | 133 | |
21 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,641 | +0.206% | 2,532 | |
22 | THE LOAN STORE, INC. | Strong | Sound | Exceptional | Strong | Strong | $3,142 | +0.340% | 345 | |
23 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Strong | $3,015 | +0.152% | 277 | |
24 | Plains Commerce Bank | Strong | Sound | Exceptional | Strong | Strong | $3,502 | +0.210% | 219 | |
25 | Paramount Residential Mortgage Group, Inc. | Strong | Sound | Exceptional | Strong | Strong | $3,865 | +0.491% | 217 | |
26 | NEWREZ LLC | Strong | Sound | Exceptional | Strong | Strong | $2,766 | +0.412% | 177 | |
27 | Flagstar Bank, N.A. | Strong | Sound | Exceptional | Strong | Strong | $2,954 | +0.374% | 140 | |
28 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $4,429 | +0.368% | 2,854 | |
29 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $4,492 | +0.605% | 876 | |
30 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Strong | $4,379 | +0.651% | 462 | |
31 | Wells Fargo Bank, National Association | Strong | Sound | Exceptional | Sound | Strong | $2,089 | +0.047% | 424 | |
32 | GREATER NEVADA LLC | Strong | Sound | — | Strong | Exceptional | $2,464 | -0.270% | 204 | |
33 | OCMBC, INC. | Strong | Sound | Strong | Strong | Strong | $4,116 | +0.931% | 197 | |
34 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $4,565 | +0.717% | 529 | |
35 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | Strong | Mediocre | Exceptional | Exceptional | Exceptional | $4,906 | +0.400% | 393 | |
36 | Zions Bancorporation, N.A. | Strong | Strong | Acceptable | Acceptable | Exceptional | $1,525 | -0.098% | 375 | |
37 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Strong | $4,611 | +0.541% | 279 | |
38 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $4,418 | +0.383% | 238 | |
39 | GoodLeap, LLC | Strong | Sound | Strong | Sound | Strong | $5,086 | -0.282% | 142 | |
40 | BAY EQUITY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,087 | +0.270% | 123 | |
41 | Sierra Pacific Mortgage Company, Inc. | Strong | Acceptable | Exceptional | Strong | Strong | $3,055 | +0.244% | 93 | |
42 | ZILLOW HOME LOANS, LLC | Strong | Acceptable | Strong | Strong | Strong | $2,998 | +0.414% | 170 | |
43 | Nations Lending Corporation | Strong | Mediocre | Exceptional | Exceptional | Strong | $2,612 | +0.263% | 153 | |
44 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | Strong | Acceptable | Strong | Strong | Strong | $4,477 | +0.284% | 142 | |
45 | ALLIED MORTGAGE GROUP, INC. | Strong | Acceptable | Strong | Strong | Strong | $5,109 | +0.466% | 123 | |
46 | ISERVE RESIDENTIAL LENDING, LLC | Strong | Acceptable | Strong | Strong | Strong | $5,046 | +0.566% | 110 | |
47 | GENEVA FINANCIAL, LLC | Strong | Mediocre | Exceptional | Exceptional | Strong | $4,630 | +0.802% | 100 | |
48 | CARRINGTON MORTGAGE SERVICES, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $5,221 | +0.423% | 83 | |
49 | TJC Mortgage, Inc. | Strong | Acceptable | Strong | Sound | Strong | $4,492 | +0.275% | 91 | |
50 | AMERISAVE MORTGAGE CORPORATION | Strong | Acceptable | Strong | Sound | Strong | $3,646 | +0.749% | 81 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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