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Safe Rate's TrueRank Guarantee

Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best VA Mortgage Lenders in Nevada

Updated February 6, 2026

Market Overview

223
Total Lenders
39,684
Total Loans
0.37%
Median Rate Spread
RankLenderOverallPricingProductPull ThroughPlaceAvg FeesSpreadVolumeAction
1
FBC MORTGAGE, LLC
Exceptional
Exceptional
Exceptional
Exceptional
Strong
$2,666+0.375%199
2
UNITED WHOLESALE MORTGAGE, LLC
Exceptional
Strong
Exceptional
Exceptional
Exceptional
$3,607+0.232%3,738
3
ONE NEVADA CREDIT UNION
Exceptional
Exceptional
Strong
Strong
Exceptional
$1,755-0.262%235
4
NBKC BANK
Exceptional
Exceptional
Exceptional
Strong
Strong
$748-0.239%122
5
PENNYMAC LOAN SERVICES, LLC
Exceptional
Strong
Exceptional
Strong
Exceptional
$3,202+0.198%763
6
GUARANTEED RATE, INC.
Exceptional
Strong
Exceptional
Strong
Exceptional
$3,739+0.414%665
7
U.S. Bank National Association
Exceptional
Strong
Exceptional
Strong
Exceptional
$1,303+0.041%615
8
FREEDOM MORTGAGE CORPORATION
Exceptional
Strong
Exceptional
Strong
Exceptional
$3,277+0.144%527
9
INSPIRE HOME LOANS INC.
Exceptional
Strong
Exceptional
Strong
Exceptional
$2,024+0.712%490
10
NAVY FEDERAL CREDIT UNION
Exceptional
Exceptional
Exceptional
Sound
Strong
$860-0.518%394
11
FIRST COLONY MORTGAGE CORPORATION
Exceptional
Strong
Exceptional
Exceptional
Strong
$2,695+0.105%92
12
JPMorgan Chase Bank, National Association
Exceptional
Strong
Exceptional
Sound
Exceptional
$3,097+0.140%637
13
MOVEMENT MORTGAGE, LLC
Exceptional
Sound
Exceptional
Exceptional
Exceptional
$4,085+0.545%580
14
CMG MORTGAGE, INC.
Exceptional
Sound
Exceptional
Exceptional
Exceptional
$3,989+0.366%531
15
KIND LENDING, LLC
Exceptional
Strong
Exceptional
Strong
Strong
$2,723+0.476%194
16
AMERICAN FINANCIAL NETWORK, INC.
Exceptional
Strong
Exceptional
Strong
Strong
$3,848+0.542%160
17
Prosperity Home Mortgage, LLC
Exceptional
Strong
Exceptional
Strong
Strong
$3,881+0.207%155
18
LOANDEPOT.COM, LLC
Exceptional
Sound
Exceptional
Strong
Exceptional
$3,492+0.108%1,023
19
PRIMELENDING, A PLAINSCAPITAL COMPANY
Exceptional
Sound
Exceptional
Exceptional
Strong
$3,557+0.389%214
20
USAA Federal Savings Bank
Exceptional
Strong
Exceptional
Sound
Strong
$1,976-0.121%133
21
ROCKET MORTGAGE, LLC
Strong
Acceptable
Exceptional
Exceptional
Exceptional
$4,641+0.206%2,532
22
THE LOAN STORE, INC.
Strong
Sound
Exceptional
Strong
Strong
$3,142+0.340%345
23
MUTUAL OF OMAHA MORTGAGE, INC.
Strong
Sound
Exceptional
Strong
Strong
$3,015+0.152%277
24
Plains Commerce Bank
Strong
Sound
Exceptional
Strong
Strong
$3,502+0.210%219
25
Paramount Residential Mortgage Group, Inc.
Strong
Sound
Exceptional
Strong
Strong
$3,865+0.491%217
26
NEWREZ LLC
Strong
Sound
Exceptional
Strong
Strong
$2,766+0.412%177
27
Flagstar Bank, N.A.
Strong
Sound
Exceptional
Strong
Strong
$2,954+0.374%140
28
GUILD MORTGAGE COMPANY LLC
Strong
Acceptable
Exceptional
Strong
Exceptional
$4,429+0.368%2,854
29
CROSSCOUNTRY MORTGAGE, LLC
Strong
Acceptable
Exceptional
Strong
Exceptional
$4,492+0.605%876
30
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Strong
Acceptable
Exceptional
Exceptional
Strong
$4,379+0.651%462
31
Wells Fargo Bank, National Association
Strong
Sound
Exceptional
Sound
Strong
$2,089+0.047%424
32
GREATER NEVADA LLC
Strong
Sound
Strong
Exceptional
$2,464-0.270%204
33
OCMBC, INC.
Strong
Sound
Strong
Strong
Strong
$4,116+0.931%197
34
Mortgage Research Center, LLC
Strong
Acceptable
Exceptional
Strong
Strong
$4,565+0.717%529
35
EVERGREEN MONEYSOURCE MORTGAGE COMPANY
Strong
Mediocre
Exceptional
Exceptional
Exceptional
$4,906+0.400%393
36
Zions Bancorporation, N.A.
Strong
Strong
Acceptable
Acceptable
Exceptional
$1,525-0.098%375
37
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
Strong
Acceptable
Exceptional
Strong
Strong
$4,611+0.541%279
38
NATIONSTAR MORTGAGE LLC
Strong
Acceptable
Exceptional
Strong
Strong
$4,418+0.383%238
39
GoodLeap, LLC
Strong
Sound
Strong
Sound
Strong
$5,086-0.282%142
40
BAY EQUITY LLC
Strong
Acceptable
Exceptional
Strong
Strong
$2,087+0.270%123
41
Sierra Pacific Mortgage Company, Inc.
Strong
Acceptable
Exceptional
Strong
Strong
$3,055+0.244%93
42
ZILLOW HOME LOANS, LLC
Strong
Acceptable
Strong
Strong
Strong
$2,998+0.414%170
43
Nations Lending Corporation
Strong
Mediocre
Exceptional
Exceptional
Strong
$2,612+0.263%153
44
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION
Strong
Acceptable
Strong
Strong
Strong
$4,477+0.284%142
45
ALLIED MORTGAGE GROUP, INC.
Strong
Acceptable
Strong
Strong
Strong
$5,109+0.466%123
46
ISERVE RESIDENTIAL LENDING, LLC
Strong
Acceptable
Strong
Strong
Strong
$5,046+0.566%110
47
GENEVA FINANCIAL, LLC
Strong
Mediocre
Exceptional
Exceptional
Strong
$4,630+0.802%100
48
CARRINGTON MORTGAGE SERVICES, LLC
Strong
Acceptable
Exceptional
Sound
Strong
$5,221+0.423%83
49
TJC Mortgage, Inc.
Strong
Acceptable
Strong
Sound
Strong
$4,492+0.275%91
50
AMERISAVE MORTGAGE CORPORATION
Strong
Acceptable
Strong
Sound
Strong
$3,646+0.749%81

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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