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Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best Conventional Mortgage Lenders in Louisiana

Updated February 6, 2026

Market Overview

190

Total Lenders

34,130

Total Loans

0.40%

Median Rate Spread

Rank	Lender	Overall	Pricing	Product	Pull Through	Place	Avg Fees	Spread	Volume
1	DSLD MORTGAGE, LLC	Exceptional	Exceptional	Exceptional	Strong	Exceptional	$100	-0.234%	1,884
2	Red River Bank	Exceptional	Exceptional	Strong	Strong	Exceptional	$1,037	-0.088%	583
3	NAVY FEDERAL CREDIT UNION	Exceptional	Exceptional	Exceptional	Sound	Strong	$482	-0.428%	380
4	GMFS LLC	Exceptional	Sound	Exceptional	Exceptional	Exceptional	$1,759	+0.282%	3,086
5	HANCOCK WHITNEY BANK	Exceptional	Strong	Strong	Strong	Exceptional	$1,895	+0.132%	799
6	STANDARD MORTGAGE CORPORATION	Exceptional	Strong	Strong	Strong	Exceptional	$1,752	+0.007%	361
7	JPMorgan Chase Bank, National Association	Exceptional	Sound	Exceptional	Strong	Exceptional	$2,031	+0.282%	897
8	First Horizon Bank	Exceptional	Sound	Exceptional	Strong	Exceptional	$1,906	+0.143%	622
9	Wells Fargo Bank, National Association	Exceptional	Strong	Exceptional	Sound	Strong	$2,066	+0.066%	134
10	Home Federal Bank	Exceptional	Strong	Sound	Exceptional	Strong	$1,003	+0.183%	103
11	CREDIT HUMAN FEDERAL CREDIT UNION	Exceptional	Exceptional	Sound	Sound	Strong	$1,433	+0.168%	99
12	BankPlus	Exceptional	Strong	Strong	Strong	Strong	$1,144	+0.114%	75
13	UNITED WHOLESALE MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$2,776	+0.322%	2,971
14	ROCKET MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$3,809	+0.450%	2,161
15	Gulf Coast Bank and Trust Company	Strong	Sound	Strong	Strong	Exceptional	$1,938	+0.303%	779
16	Origin Bank	Strong	Sound	Strong	Strong	Exceptional	$1,166	+0.217%	387
17	LOANDEPOT.COM, LLC	Strong	Sound	Exceptional	Strong	Strong	$3,352	+0.511%	249
18	Cadence Bank	Strong	Sound	Exceptional	Strong	Strong	$1,830	+0.389%	235
19	ARK-LA-TEX FINANCIAL SERVICES, LLC.	Strong	Sound	Exceptional	Strong	Strong	$1,407	+0.374%	234
20	MUTUAL OF OMAHA MORTGAGE, INC.	Strong	Strong	Strong	Sound	Strong	$2,461	+0.343%	104
21	MOVEMENT MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	Exceptional	$2,451	+0.415%	986
22	Eagle Bank and Trust Company	Strong	Sound	Strong	Strong	Strong	$1,873	+0.435%	278
23	PENNYMAC LOAN SERVICES, LLC	Strong	Sound	Exceptional	Sound	Strong	$1,288	-0.037%	224
24	PLAZA HOME MORTGAGE, INC.	Strong	Sound	Exceptional	Strong	Sound	$2,741	+0.966%	70
25	FIDELITY BANK	Strong	Acceptable	Strong	Strong	Exceptional	$3,098	+0.399%	1,167
26	Assurance Financial Group, L.L.C.	Strong	Acceptable	Strong	Strong	Exceptional	$2,593	+0.510%	950
27	FREEDOM MORTGAGE CORPORATION	Strong	Sound	Strong	Sound	Strong	$2,077	+0.194%	689
28	CROSSCOUNTRY MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$3,301	+0.586%	499
29	Regions Bank	Strong	Acceptable	Exceptional	Strong	Strong	$2,104	+0.386%	415
30	LOWER, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$2,698	+0.570%	365
31	FIRST COMMUNITY MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	Strong	$1,700	+0.487%	321
32	GUILD MORTGAGE COMPANY LLC	Strong	Acceptable	Exceptional	Strong	Strong	$2,839	+0.606%	302
33	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Strong	Strong	$2,873	+0.683%	275
34	UNION HOME MORTGAGE CORP.	Strong	Acceptable	Exceptional	Strong	Strong	$2,143	+0.265%	266
35	Flagstar Bank, N.A.	Strong	Acceptable	Exceptional	Strong	Strong	$2,275	+0.451%	263
36	NATIONSTAR MORTGAGE LLC	Strong	Acceptable	Exceptional	Strong	Strong	$3,257	+0.394%	221
37	TOWNE MORTGAGE COMPANY	Strong	Acceptable	Exceptional	Strong	Strong	$2,496	+0.454%	172
38	PRIMARY RESIDENTIAL MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	Strong	$3,150	+0.712%	166
39	CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP	Strong	Acceptable	Exceptional	Strong	Strong	$2,566	+0.405%	155
40	LOANSTEADY LLC	Strong	Sound	Strong	Sound	Strong	$2,999	+0.403%	144
41	CMG MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	Strong	$3,041	+0.625%	136
42	T2 FINANCIAL LLC	Strong	Acceptable	Exceptional	Strong	Strong	$3,551	+0.449%	127
43	GUARANTEED RATE, INC.	Strong	Acceptable	Exceptional	Strong	Strong	$1,921	+0.388%	120
44	PRIMELENDING, A PLAINSCAPITAL COMPANY	Strong	Acceptable	Exceptional	Strong	Strong	$3,811	+0.450%	112
45	NEWREZ LLC	Strong	Acceptable	Exceptional	Sound	Strong	$1,784	+0.442%	561
46	PLANET HOME LENDING, LLC	Strong	Acceptable	Strong	Strong	Strong	$2,111	+0.521%	279
47	NEW AMERICAN FUNDING, LLC	Strong	Acceptable	Exceptional	Sound	Strong	$2,572	+0.602%	226
48	MORTGAGE FINANCIAL SERVICES, LLC	Strong	Acceptable	Strong	Strong	Strong	$1,520	+0.340%	88
49	AMERICAN FINANCIAL NETWORK, INC.	Strong	Acceptable	Exceptional	Strong	Sound	$2,257	+0.755%	86
50	Paramount Residential Mortgage Group, Inc.	Strong	Acceptable	Exceptional	Strong	Sound	$2,701	+0.467%	81

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

Pricing

Rate and fee competitiveness (25%)

Pull Through

Reliability in closing loans (25%)

Product

Specialization in the loan type (25%)

Place

Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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