🛡️

Safe Rate's TrueRank Guarantee

Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best VA Mortgage Lenders in Mississippi

Updated February 6, 2026

Market Overview

153

Total Lenders

24,322

Total Loans

0.41%

Median Rate Spread

Rank	Lender	Overall	Pricing	Product	Pull Through	Place	Avg Fees	Spread	Volume
1	DSLD MORTGAGE, LLC	Exceptional	Exceptional	Exceptional	Exceptional	Strong	$59	-0.372%	264
2	BankPlus	Exceptional	Exceptional	Strong	Strong	Exceptional	$1,170	+0.118%	753
3	KEESLER	Exceptional	Exceptional	Strong	Strong	Exceptional	$575	-0.420%	364
4	Origin Bank	Exceptional	Exceptional	Strong	Exceptional	Strong	$761	+0.384%	130
5	UNITED WHOLESALE MORTGAGE, LLC	Exceptional	Strong	Exceptional	Exceptional	Strong	$2,626	+0.212%	682
6	NAVY FEDERAL CREDIT UNION	Exceptional	Exceptional	Exceptional	Sound	Strong	$792	-0.399%	332
7	MORTGAGE INVESTORS GROUP, INC.	Exceptional	Strong	Exceptional	Exceptional	Strong	$2,165	+0.497%	225
8	FIRST COLONY MORTGAGE CORPORATION	Exceptional	Strong	Exceptional	Exceptional	Strong	$2,306	+0.295%	135
9	First Horizon Bank	Exceptional	Exceptional	Strong	Strong	Strong	$1,300	+0.146%	114
10	Trustmark National Bank	Exceptional	Sound	Exceptional	Exceptional	Exceptional	$1,814	+0.360%	1,994
11	Renasant Bank	Exceptional	Sound	Exceptional	Exceptional	Exceptional	$2,174	+0.440%	772
12	GMFS LLC	Exceptional	Strong	Exceptional	Strong	Strong	$2,053	+0.384%	339
13	FREEDOM MORTGAGE CORPORATION	Exceptional	Strong	Exceptional	Strong	Strong	$2,082	+0.436%	242
14	GUARANTEED RATE, INC.	Exceptional	Strong	Exceptional	Strong	Strong	$3,776	+0.319%	191
15	Eagle Bank and Trust Company	Exceptional	Strong	Strong	Exceptional	Strong	$3,143	+0.344%	175
16	PENNYMAC LOAN SERVICES, LLC	Exceptional	Strong	Exceptional	Strong	Strong	$2,315	-0.138%	161
17	CMG MORTGAGE, INC.	Exceptional	Sound	Exceptional	Exceptional	Strong	$2,882	+0.448%	497
18	SWBC MORTGAGE CORPORATION	Exceptional	Sound	Exceptional	Exceptional	Strong	$2,738	+0.329%	388
19	JPMorgan Chase Bank, National Association	Exceptional	Strong	Exceptional	Sound	Strong	$2,058	+0.060%	213
20	HANCOCK WHITNEY BANK	Exceptional	Strong	Strong	Strong	Strong	$1,609	+0.219%	162
21	USAA Federal Savings Bank	Exceptional	Strong	Exceptional	Sound	Strong	$1,621	-0.040%	138
22	TOWNE MORTGAGE COMPANY	Exceptional	Sound	Exceptional	Exceptional	Strong	$2,949	+0.433%	135
23	PRIMELENDING, A PLAINSCAPITAL COMPANY	Exceptional	Sound	Exceptional	Exceptional	Strong	$3,689	+0.424%	127
24	ROCKET MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$3,780	+0.490%	2,014
25	Cadence Bank	Strong	Sound	Strong	Strong	Exceptional	$1,815	+0.293%	1,336
26	Flagstar Bank, N.A.	Strong	Sound	Exceptional	Strong	Strong	$3,061	+0.298%	495
27	LOANDEPOT.COM, LLC	Strong	Sound	Exceptional	Strong	Strong	$3,469	+0.431%	197
28	PLANET HOME LENDING, LLC	Strong	Sound	Exceptional	Strong	Strong	$2,850	+0.490%	178
29	NEWREZ LLC	Strong	Sound	Exceptional	Strong	Strong	$1,953	+0.731%	123
30	MOVEMENT MORTGAGE, LLC	Strong	Sound	Exceptional	Exceptional	Sound	$2,822	+0.453%	58
31	Community Bank of Mississippi	Strong	Acceptable	Strong	Exceptional	Exceptional	$1,884	+0.466%	971
32	Mortgage Research Center, LLC	Strong	Acceptable	Exceptional	Strong	Exceptional	$949	+0.535%	894
33	Regions Bank	Strong	Sound	Strong	Sound	Exceptional	$1,763	+0.488%	667
34	COMMUNITY MORTGAGE CORPORATION	Strong	Acceptable	Strong	Exceptional	Exceptional	$3,754	+0.171%	351
35	American Mortgage Bank, LLC	Strong	Sound	Strong	Strong	Strong	$2,691	+0.683%	278
36	Bank of England	Strong	Sound	Strong	Strong	Strong	$3,071	+0.485%	193
37	FIRST COMMUNITY MORTGAGE, INC.	Strong	Acceptable	Exceptional	Exceptional	Strong	$2,201	+0.412%	189
38	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Exceptional	Strong	$3,036	+0.519%	178
39	MUTUAL OF OMAHA MORTGAGE, INC.	Strong	Sound	Exceptional	Strong	Sound	$2,697	+0.264%	80
40	LOANSTEADY LLC	Strong	Sound	Strong	Strong	Strong	$2,729	+0.589%	52
41	CROSSCOUNTRY MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$3,392	+0.613%	476
42	STOCKTON MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Strong	Strong	$3,513	+0.586%	407
43	Magnolia Bank, Incorporated	Strong	Acceptable	Exceptional	Strong	Strong	$2,643	+0.300%	290
44	GUILD MORTGAGE COMPANY LLC	Strong	Acceptable	Exceptional	Strong	Strong	$2,457	+0.538%	241
45	UNION HOME MORTGAGE CORP.	Strong	Acceptable	Exceptional	Strong	Strong	$3,525	+0.036%	217
46	MORTGAGE SOLUTIONS OF COLORADO, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$2,383	+0.683%	157
47	Merchants & Marine Bank	Strong	Sound	Sound	Strong	Strong	$1,774	+0.352%	133
48	NATIONSTAR MORTGAGE LLC	Strong	Acceptable	Exceptional	Strong	Strong	$3,354	+0.414%	108
49	CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP	Strong	Acceptable	Exceptional	Strong	Strong	$3,365	+0.400%	96
50	FIDELITY BANK	Strong	Acceptable	Strong	Strong	Strong	$2,188	+0.559%	139

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

Pricing

Rate and fee competitiveness (25%)

Pull Through

Reliability in closing loans (25%)

Product

Specialization in the loan type (25%)

Place

Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Ready to find your perfect lender?

Get personalized recommendations based on your specific needs

MississippiVA

No credit impact

3-minute process

100% free