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Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best VA Mortgage Lenders in Louisiana

Updated February 6, 2026

Market Overview

190

Total Lenders

34,130

Total Loans

0.40%

Median Rate Spread

Rank	Lender	Overall	Pricing	Product	Pull Through	Place	Avg Fees	Spread	Volume
1	DSLD MORTGAGE, LLC	Exceptional	Exceptional	Exceptional	Exceptional	Exceptional	$100	-0.234%	1,884
2	Origin Bank	Exceptional	Exceptional	Strong	Exceptional	Exceptional	$1,166	+0.217%	387
3	UNITED WHOLESALE MORTGAGE, LLC	Exceptional	Strong	Exceptional	Exceptional	Exceptional	$2,776	+0.322%	2,971
4	First Horizon Bank	Exceptional	Exceptional	Strong	Strong	Exceptional	$1,906	+0.143%	622
5	Red River Bank	Exceptional	Exceptional	Strong	Strong	Exceptional	$1,037	-0.088%	583
6	GMFS LLC	Exceptional	Strong	Exceptional	Strong	Exceptional	$1,759	+0.282%	3,086
7	NAVY FEDERAL CREDIT UNION	Exceptional	Exceptional	Exceptional	Sound	Strong	$482	-0.428%	380
8	MOVEMENT MORTGAGE, LLC	Exceptional	Sound	Exceptional	Exceptional	Exceptional	$2,451	+0.415%	986
9	JPMorgan Chase Bank, National Association	Exceptional	Strong	Exceptional	Sound	Exceptional	$2,031	+0.282%	897
10	HANCOCK WHITNEY BANK	Exceptional	Strong	Strong	Strong	Exceptional	$1,895	+0.132%	799
11	FREEDOM MORTGAGE CORPORATION	Exceptional	Strong	Exceptional	Strong	Strong	$2,077	+0.194%	689
12	STANDARD MORTGAGE CORPORATION	Exceptional	Strong	Strong	Strong	Exceptional	$1,752	+0.007%	361
13	Eagle Bank and Trust Company	Exceptional	Strong	Strong	Exceptional	Strong	$1,873	+0.435%	278
14	PENNYMAC LOAN SERVICES, LLC	Exceptional	Strong	Exceptional	Strong	Strong	$1,288	-0.037%	224
15	GUARANTEED RATE, INC.	Exceptional	Strong	Exceptional	Strong	Strong	$1,921	+0.388%	120
16	ARK-LA-TEX FINANCIAL SERVICES, LLC.	Exceptional	Sound	Exceptional	Exceptional	Strong	$1,407	+0.374%	234
17	USAA Federal Savings Bank	Exceptional	Strong	Exceptional	Sound	Strong	$1,651	-0.146%	173
18	TOWNE MORTGAGE COMPANY	Exceptional	Sound	Exceptional	Exceptional	Strong	$2,496	+0.454%	172
19	CMG MORTGAGE, INC.	Exceptional	Sound	Exceptional	Exceptional	Strong	$3,041	+0.625%	136
20	PRIMELENDING, A PLAINSCAPITAL COMPANY	Exceptional	Sound	Exceptional	Exceptional	Strong	$3,811	+0.450%	112
21	AMERICAN FINANCIAL NETWORK, INC.	Exceptional	Strong	Exceptional	Strong	Sound	$2,257	+0.755%	86
22	ROCKET MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$3,809	+0.450%	2,161
23	NEWREZ LLC	Strong	Sound	Exceptional	Strong	Strong	$1,784	+0.442%	561
24	PLANET HOME LENDING, LLC	Strong	Sound	Exceptional	Strong	Strong	$2,111	+0.521%	279
25	Flagstar Bank, N.A.	Strong	Sound	Exceptional	Strong	Strong	$2,275	+0.451%	263
26	LOANDEPOT.COM, LLC	Strong	Sound	Exceptional	Strong	Strong	$3,352	+0.511%	249
27	MUTUAL OF OMAHA MORTGAGE, INC.	Strong	Sound	Exceptional	Strong	Strong	$2,461	+0.343%	104
28	FIRST COMMUNITY MORTGAGE, INC.	Strong	Acceptable	Exceptional	Exceptional	Strong	$1,700	+0.487%	321
29	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Exceptional	Strong	$2,873	+0.683%	275
30	LOANSTEADY LLC	Strong	Sound	Strong	Strong	Strong	$2,999	+0.403%	144
31	Wells Fargo Bank, National Association	Strong	Sound	Exceptional	Sound	Strong	$2,066	+0.066%	134
32	T2 FINANCIAL LLC	Strong	Acceptable	Exceptional	Exceptional	Strong	$3,551	+0.449%	127
33	SUN WEST MORTGAGE COMPANY, INC.	Strong	Sound	Exceptional	Strong	Sound	$3,250	+0.458%	84
34	Paramount Residential Mortgage Group, Inc.	Strong	Sound	Exceptional	Strong	Sound	$2,701	+0.467%	81
35	PLAZA HOME MORTGAGE, INC.	Strong	Sound	Exceptional	Strong	Sound	$2,741	+0.966%	70
36	FIDELITY BANK	Strong	Acceptable	Strong	Strong	Exceptional	$3,098	+0.399%	1,167
37	Assurance Financial Group, L.L.C.	Strong	Acceptable	Strong	Strong	Exceptional	$2,593	+0.510%	950
38	Mortgage Research Center, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$1,413	+0.489%	787
39	Gulf Coast Bank and Trust Company	Strong	Acceptable	Strong	Strong	Exceptional	$1,938	+0.303%	779
40	CROSSCOUNTRY MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$3,301	+0.586%	499
41	LOWER, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$2,698	+0.570%	365
42	GUILD MORTGAGE COMPANY LLC	Strong	Acceptable	Exceptional	Strong	Strong	$2,839	+0.606%	302
43	UNION HOME MORTGAGE CORP.	Strong	Acceptable	Exceptional	Strong	Strong	$2,143	+0.265%	266
44	NATIONSTAR MORTGAGE LLC	Strong	Acceptable	Exceptional	Strong	Strong	$3,257	+0.394%	221
45	CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP	Strong	Acceptable	Exceptional	Strong	Strong	$2,566	+0.405%	155
46	Equity Prime Mortgage LLC	Strong	Acceptable	Exceptional	Sound	Strong	$2,395	+0.818%	377
47	SOUTHWEST FUNDING, LP	Strong	Acceptable	Strong	Strong	Strong	$4,047	+0.987%	156
48	MORTGAGE SOLUTIONS OF COLORADO, LLC	Strong	Acceptable	Exceptional	Strong	Sound	$2,395	+0.604%	73
49	CARRINGTON MORTGAGE SERVICES, LLC	Strong	Acceptable	Exceptional	Sound	Sound	$4,138	+0.508%	86
50	Synergy One Lending, Inc.	Strong	Acceptable	Strong	Strong	Sound	$2,242	+0.384%	82

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

Pricing

Rate and fee competitiveness (25%)

Pull Through

Reliability in closing loans (25%)

Product

Specialization in the loan type (25%)

Place

Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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